Construction · head to head
Oracle Textura Payment Management vs Sage 300 Construction

Oracle Textura Payment Management
Construction
Construction payment, lien waiver and compliance workflow where the subcontractor pays the fee
- From
- On request
- Rated
- -

Sage 300 Construction
Construction
Cloud-based construction ERP software
- From
- $400/month
- Rated
- -
The short version
- Each has a real cost: Oracle Textura Payment Management the subcontractors pay 0.22 per cent of their contract value to invoice a customer that chose the platform for them, which makes rollout a negotiation with every trade on the job and produces genuine refusals from small specialty contractors; Sage 300 Construction the Internet Archive's capture of Sage's product page on 25 December 2019 confirmed Sage 300 Construction and Real Estate as a distinct 'Other products' entry separate from the mainline Sage 300cloud accounting product, with no price figure published for either.
- They diverge on capability: Oracle Textura Payment Management covers Pay application workflow, Sage 300 Construction covers Project management.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Oracle Textura Payment Management and Sage 300 Construction actually diverge.
| Attribute | Oracle Textura Payment Management | Sage 300 Construction |
|---|---|---|
| Starting price | On request | $400/month |
| Pricing model | Percentage of subcontract value, plus a quoted contractor subscription | subscription |
| Platforms | Web | Web, Windows |
| Founded | Unknown | 1981 |
Identical on both: free tier (No), user rating (Not yet rated), category (Construction).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Oracle Textura Payment Management
- Pay application workflow
- Lien waiver automation
- Compliance document tracking
- Sub-tier visibility
- Funds disbursement
- Owner and lender draws
- Integration to ERP
Only in Sage 300 Construction
- Project management
- Accounting
- Job costing
- Payroll
- Equipment management
- QuickBooks
- Microsoft 365
- Stripe
What people use each for
The jobs each tool is most often brought in to do.
Oracle Textura Payment Management
- A general contractor on a 200 million dollar hospital wants every lien waiver in the correct state form before funds leave the account, with an audit trail the title company will acceptnot Sage 300 Construction
- A developer requires sub-tier visibility down two levels because a supplier lien on a previous project cost it a payment it had already madenot Sage 300 Construction
- An owner-lender arrangement needs the upstream draw package to be assembled automatically from the approved downstream billings each monthnot Sage 300 Construction
- A contractor operating across several US states wants the statutory waiver language selected by jurisdiction rather than by a coordinator with a template foldernot Sage 300 Construction
Sage 300 Construction
- Financial managementnot Oracle Textura Payment Management
- Job costingnot Oracle Textura Payment Management
- Payrollnot Oracle Textura Payment Management
- Equipment trackingnot Oracle Textura Payment Management
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Oracle Textura Payment Management
- The subcontractors pay 0.22 per cent of their contract value to invoice a customer that chose the platform for them, which makes rollout a negotiation with every trade on the job and produces genuine refusals from small specialty contractors
- The fee is charged per project, so a subcontractor working ten projects a year for Textura-using general contractors pays ten times, and there is no annual cap across projects
- Subcontractor-side usability is poor enough that trades routinely need coaching for their first pay application, and the general contractor absorbs that support burden even though Oracle collects the fee
- It is an Oracle enterprise product, which means procurement, contract negotiation and an implementation partner, so the time from signature to first live project is measured in months and not weeks
- Data export on project closeout is limited to reports and standard extracts rather than a full structured handover, so a contractor leaving the platform keeps the PDFs but loses much of the queryable payment history
Sage 300 Construction
- The Internet Archive's capture of Sage's product page on 25 December 2019 confirmed Sage 300 Construction and Real Estate as a distinct 'Other products' entry separate from the mainline Sage 300cloud accounting product, with no price figure published for either.
Pricing, plan by plan
Oracle Textura Payment Management
On request- Subcontractor usage fee$undefined/project
- 0.22 per cent of subcontract value on projects created after 19 January 2023
- No minimum fee
- Capped at 5,000 USD, reached around 2.3 million USD of contract value
- General contractor subscription$undefined/year
- Quoted by Oracle against project volume and modules
- Not published
- Usually sold with Primavera or Aconex
Sage 300 Construction
$400/month- Professional$400/month
- Project management
- Accounting
- Job costing
- EnterpriseFree
- Equipment management
- Advanced analytics
- Custom workflows
Which should you pick?
Choose Oracle Textura Payment Management if
- You need pay application workflow.
- You also want lien waiver automation.
Choose Sage 300 Construction if
- You need project management.
- You work on Web, Windows.
- You also want accounting.
Questions people ask
- Is Oracle Textura Payment Management or Sage 300 Construction better?
- Neither clearly leads. Oracle Textura Payment Management starts at On request and Sage 300 Construction at $400/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Oracle Textura Payment Management or Sage 300 Construction?
- Oracle Textura Payment Management starts at On request and Sage 300 Construction at $400/month.
- Does Oracle Textura Payment Management or Sage 300 Construction run on more platforms?
- Oracle Textura Payment Management runs on Web. Sage 300 Construction runs on Web, Windows.
- What is Oracle Textura Payment Management best used for?
- Oracle Textura Payment Management is most often used for a general contractor on a 200 million dollar hospital wants every lien waiver in the correct state form before funds leave the account, with an audit trail the title company will accept, a developer requires sub-tier visibility down two levels because a supplier lien on a previous project cost it a payment it had already made, an owner-lender arrangement needs the upstream draw package to be assembled automatically from the approved downstream billings each month, a contractor operating across several us states wants the statutory waiver language selected by jurisdiction rather than by a coordinator with a template folder. Of those, a general contractor on a 200 million dollar hospital wants every lien waiver in the correct state form before funds leave the account, with an audit trail the title company will accept and a developer requires sub-tier visibility down two levels because a supplier lien on a previous project cost it a payment it had already made are not what Sage 300 Construction is typically brought in for.
- What can Oracle Textura Payment Management do that Sage 300 Construction cannot?
- Oracle Textura Payment Management covers Pay application workflow, Lien waiver automation, Compliance document tracking, Sub-tier visibility. Sage 300 Construction covers Project management, Accounting, Job costing, Payroll.
Answered from the vendors’ own pages
Oracle Textura Payment Management: Who actually pays for Textura, the general contractor or the subcontractor?
Both. The general contractor pays Oracle a subscription that is not published. Each subcontractor is separately billed 0.22 per cent of its contract value per project, capped at 5,000 US dollars, with a flat 100 dollars for sub-tier contracts.
Oracle Textura Payment Management: Can a subcontractor refuse to use it?
In practice no, if the prime contract mandates it, because pay applications are only accepted through the platform. Some subcontractors price the fee into their bid instead.
Oracle Textura Payment Management: Is Textura the same thing as Textura Payment Management?
Yes. Oracle sells one product under the name Oracle Textura Payment Management. There is no separate Textura product line to buy.
Oracle Textura Payment Management: Does it handle lien waivers outside the United States?
It has European and Australian variants with local payment and compliance handling, but the statutory lien waiver machinery is a United States feature and is the main reason to buy it.
Related pages
More on Oracle Textura Payment Management
More on Sage 300 Construction
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- Sage 300 Construction vs STACK Construction Technologies
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- Sage 300 Construction vs ArchiCAD
- Sage 300 Construction vs Autodesk Revit
- Sage 300 Construction vs Viewpoint Vista
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- Sage 300 Construction vs e-Builder
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- Sage 300 Construction vs SketchUp
- Sage 300 Construction vs Navisworks
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