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Construction · head to head

Oracle Textura Payment Management vs Smartsheet Construction

Oracle Textura Payment Management logo

Oracle Textura Payment Management

Construction

Construction payment, lien waiver and compliance workflow where the subcontractor pays the fee

From
On request
Rated
-
Full reviewWebsite
Smartsheet Construction logo

Smartsheet Construction

Construction

Work management platform for construction teams

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Smartsheet Construction has a free tier, so it costs nothing to try first.
  • Each has a real cost: Oracle Textura Payment Management the subcontractors pay 0.22 per cent of their contract value to invoice a customer that chose the platform for them, which makes rollout a negotiation with every trade on the job and produces genuine refusals from small specialty contractors; Smartsheet Construction automation engine uses logic-based if-then rules rather than adaptive AI, cannot predict outcomes or understand content
  • They diverge on capability: Oracle Textura Payment Management covers Pay application workflow, Smartsheet Construction covers Project scheduling.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Oracle Textura Payment Management and Smartsheet Construction actually diverge.

Attributes where Oracle Textura Payment Management and Smartsheet Construction differ
AttributeOracle Textura Payment ManagementSmartsheet Construction
Starting priceOn requestFree
Pricing modelPercentage of subcontract value, plus a quoted contractor subscriptionUnknown
Free tierNoYes
PlatformsWebWeb, iOS, Android
FoundedUnknown2005

Identical on both: user rating (Not yet rated), category (Construction).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Oracle Textura Payment Management

  • Pay application workflow
  • Lien waiver automation
  • Compliance document tracking
  • Sub-tier visibility
  • Funds disbursement
  • Owner and lender draws
  • Integration to ERP

Only in Smartsheet Construction

  • Project scheduling
  • Resource management
  • Collaboration
  • Reporting
  • Automation
  • Procore
  • Microsoft 365
  • Google Workspace

What people use each for

The jobs each tool is most often brought in to do.

Oracle Textura Payment Management

  • A general contractor on a 200 million dollar hospital wants every lien waiver in the correct state form before funds leave the account, with an audit trail the title company will acceptnot Smartsheet Construction
  • A developer requires sub-tier visibility down two levels because a supplier lien on a previous project cost it a payment it had already madenot Smartsheet Construction
  • An owner-lender arrangement needs the upstream draw package to be assembled automatically from the approved downstream billings each monthnot Smartsheet Construction
  • A contractor operating across several US states wants the statutory waiver language selected by jurisdiction rather than by a coordinator with a template foldernot Smartsheet Construction

Smartsheet Construction

  • Project trackingnot Oracle Textura Payment Management
  • Resource planningnot Oracle Textura Payment Management
  • Team collaborationnot Oracle Textura Payment Management
  • Reportingnot Oracle Textura Payment Management

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Oracle Textura Payment Management

  • The subcontractors pay 0.22 per cent of their contract value to invoice a customer that chose the platform for them, which makes rollout a negotiation with every trade on the job and produces genuine refusals from small specialty contractors
  • The fee is charged per project, so a subcontractor working ten projects a year for Textura-using general contractors pays ten times, and there is no annual cap across projects
  • Subcontractor-side usability is poor enough that trades routinely need coaching for their first pay application, and the general contractor absorbs that support burden even though Oracle collects the fee
  • It is an Oracle enterprise product, which means procurement, contract negotiation and an implementation partner, so the time from signature to first live project is measured in months and not weeks
  • Data export on project closeout is limited to reports and standard extracts rather than a full structured handover, so a contractor leaving the platform keeps the PDFs but loses much of the queryable payment history

Smartsheet Construction

  • Automation engine uses logic-based if-then rules rather than adaptive AI, cannot predict outcomes or understand content
  • Essential features locked behind expensive add-ons or Enterprise plan tiers
  • Business plan requires minimum 3 seats, raising costs for smaller teams
  • Limited in-platform communication with only @messages in task cards versus robust chat in competitors
  • Dependency management capabilities are limited for complex project interdependencies
  • Spreadsheet-focused design less suitable for agile and cross-functional teams

Pricing, plan by plan

Oracle Textura Payment Management

On request
  • Subcontractor usage fee$undefined/project
    • 0.22 per cent of subcontract value on projects created after 19 January 2023
    • No minimum fee
    • Capped at 5,000 USD, reached around 2.3 million USD of contract value
  • General contractor subscription$undefined/year
    • Quoted by Oracle against project volume and modules
    • Not published
    • Usually sold with Primavera or Aconex

Smartsheet Construction

Free
  • Pro$9/month
    • Gantt charts
    • Portfolio management
  • Business$19/month
    • Automation
    • Advanced integrations

Which should you pick?

Choose Oracle Textura Payment Management if

  • You need pay application workflow.
  • You also want lien waiver automation.
Oracle Textura Payment Management review

Choose Smartsheet Construction if

  • You need project scheduling.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want resource management.
Smartsheet Construction review

Questions people ask

Is Oracle Textura Payment Management or Smartsheet Construction better?
Neither clearly leads. Oracle Textura Payment Management starts at On request and Smartsheet Construction at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Oracle Textura Payment Management or Smartsheet Construction?
Smartsheet Construction has a free tier; the other does not. Paid plans start at On request for Oracle Textura Payment Management and Free for Smartsheet Construction.
Does Oracle Textura Payment Management or Smartsheet Construction run on more platforms?
Oracle Textura Payment Management runs on Web. Smartsheet Construction runs on Web, iOS, Android.
Can I use Smartsheet Construction for free?
Yes. Smartsheet Construction has a free tier, so you can try it without paying. Oracle Textura Payment Management starts at On request.
What is Oracle Textura Payment Management best used for?
Oracle Textura Payment Management is most often used for a general contractor on a 200 million dollar hospital wants every lien waiver in the correct state form before funds leave the account, with an audit trail the title company will accept, a developer requires sub-tier visibility down two levels because a supplier lien on a previous project cost it a payment it had already made, an owner-lender arrangement needs the upstream draw package to be assembled automatically from the approved downstream billings each month, a contractor operating across several us states wants the statutory waiver language selected by jurisdiction rather than by a coordinator with a template folder. Of those, a general contractor on a 200 million dollar hospital wants every lien waiver in the correct state form before funds leave the account, with an audit trail the title company will accept and a developer requires sub-tier visibility down two levels because a supplier lien on a previous project cost it a payment it had already made are not what Smartsheet Construction is typically brought in for.
What can Oracle Textura Payment Management do that Smartsheet Construction cannot?
Oracle Textura Payment Management covers Pay application workflow, Lien waiver automation, Compliance document tracking, Sub-tier visibility. Smartsheet Construction covers Project scheduling, Resource management, Collaboration, Reporting.

Answered from the vendors’ own pages

Oracle Textura Payment Management: Who actually pays for Textura, the general contractor or the subcontractor?

Both. The general contractor pays Oracle a subscription that is not published. Each subcontractor is separately billed 0.22 per cent of its contract value per project, capped at 5,000 US dollars, with a flat 100 dollars for sub-tier contracts.

Smartsheet Construction: What does Smartsheet cost?

Smartsheet offers Pro at $9/user/month (billed annually at $108), Business at $19/user/month (annually $228), and custom Enterprise pricing. Annual billing provides significant discounts (25% for Pro, 21% for Business).

Source
Oracle Textura Payment Management: Can a subcontractor refuse to use it?

In practice no, if the prime contract mandates it, because pay applications are only accepted through the platform. Some subcontractors price the fee into their bid instead.

Smartsheet Construction: Does Smartsheet offer a free tier?

Smartsheet offers a limited free plan supporting one licensed user with 2 sheets and 500 MB storage, including grid, Gantt, card, and calendar views. A 30-day free trial is also available.

Source
Oracle Textura Payment Management: Is Textura the same thing as Textura Payment Management?

Yes. Oracle sells one product under the name Oracle Textura Payment Management. There is no separate Textura product line to buy.

Smartsheet Construction: What platforms does Smartsheet support?

Smartsheet is a 100% SaaS web application compatible with Windows, Mac, and Linux browsers. Mobile apps are available for iOS (15+) and Android (10+), though mobile app has limitations for creating automated workflows and building filters.

Source
Oracle Textura Payment Management: Does it handle lien waivers outside the United States?

It has European and Australian variants with local payment and compliance handling, but the statutory lien waiver machinery is a United States feature and is the main reason to buy it.

Smartsheet Construction: Does Smartsheet integrate with other tools?

Yes, Smartsheet has 175+ integrations including two-way connectors for Slack, Jira, Salesforce, Microsoft Teams, Power BI, Outlook, and more. Some integrations are included in Business plans while others are paid add-ons.

Source
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