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Construction · head to head

Houzz Pro vs Oracle Textura Payment Management

Houzz Pro logo

Houzz Pro

Construction

Business management platform for home builders and remodelers

From
Free
Rated
-
Full reviewWebsite
Oracle Textura Payment Management logo

Oracle Textura Payment Management

Construction

Construction payment, lien waiver and compliance workflow where the subcontractor pays the fee

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Houzz Pro has a free tier, so it costs nothing to try first.
  • Each has a real cost: Houzz Pro the Pro plan includes only 1 seat and additional users cost $60 per user per month; Oracle Textura Payment Management the subcontractors pay 0.22 per cent of their contract value to invoice a customer that chose the platform for them, which makes rollout a negotiation with every trade on the job and produces genuine refusals from small specialty contractors
  • They diverge on capability: Houzz Pro covers Project management, Oracle Textura Payment Management covers Pay application workflow.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Houzz Pro and Oracle Textura Payment Management actually diverge.

Attributes where Houzz Pro and Oracle Textura Payment Management differ
AttributeHouzz ProOracle Textura Payment Management
Starting priceFreeOn request
Pricing modelsubscriptionPercentage of subcontract value, plus a quoted contractor subscription
Free tierYesNo
PlatformsWeb, Ios, AndroidWeb
Founded2009Unknown

Identical on both: user rating (Not yet rated), category (Construction).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Houzz Pro

  • Project management
  • Client communication
  • Portfolio management
  • Lead management
  • Budgeting
  • QuickBooks
  • Square
  • Stripe

Only in Oracle Textura Payment Management

  • Pay application workflow
  • Lien waiver automation
  • Compliance document tracking
  • Sub-tier visibility
  • Funds disbursement
  • Owner and lender draws
  • Integration to ERP

What people use each for

The jobs each tool is most often brought in to do.

Houzz Pro

  • Generating remodeling and design leads from a Houzz professional profilenot Oracle Textura Payment Management
  • Producing estimates, proposals and change orders for residential design and build projectsnot Oracle Textura Payment Management
  • Running client-facing selection boards and 3D floor plans for interior designersnot Oracle Textura Payment Management

Oracle Textura Payment Management

  • A general contractor on a 200 million dollar hospital wants every lien waiver in the correct state form before funds leave the account, with an audit trail the title company will acceptnot Houzz Pro
  • A developer requires sub-tier visibility down two levels because a supplier lien on a previous project cost it a payment it had already madenot Houzz Pro
  • An owner-lender arrangement needs the upstream draw package to be assembled automatically from the approved downstream billings each monthnot Houzz Pro
  • A contractor operating across several US states wants the statutory waiver language selected by jurisdiction rather than by a coordinator with a template foldernot Houzz Pro

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Houzz Pro

  • The Pro plan includes only 1 seat and additional users cost $60 per user per month
  • Plans are gated by annual project volume, with Pro limited to up to $500,000, Custom covering $500,000 to $5M and Enterprise required above $5M
  • Advertising packages are a separate add-on starting at $499 per month on top of the software subscription
  • No monthly subscription price for any tier is shown on the pricing page
  • Takeoffs, scheduling, selections boards, daily logs, budgets, bid management, change orders and financial reporting are not in the free basic plan

Oracle Textura Payment Management

  • The subcontractors pay 0.22 per cent of their contract value to invoice a customer that chose the platform for them, which makes rollout a negotiation with every trade on the job and produces genuine refusals from small specialty contractors
  • The fee is charged per project, so a subcontractor working ten projects a year for Textura-using general contractors pays ten times, and there is no annual cap across projects
  • Subcontractor-side usability is poor enough that trades routinely need coaching for their first pay application, and the general contractor absorbs that support burden even though Oracle collects the fee
  • It is an Oracle enterprise product, which means procurement, contract negotiation and an implementation partner, so the time from signature to first live project is measured in months and not weeks
  • Data export on project closeout is limited to reports and standard extracts rather than a full structured handover, so a contractor leaving the platform keeps the PDFs but loses much of the queryable payment history

Pricing, plan by plan

Houzz Pro

Free
  • FreeFree
    • Portfolio showcase
    • Lead generation
    • Basic profile
  • Plus$39/month
    • Advanced portfolio
    • Lead management
    • Client communication

Oracle Textura Payment Management

On request
  • Subcontractor usage fee$undefined/project
    • 0.22 per cent of subcontract value on projects created after 19 January 2023
    • No minimum fee
    • Capped at 5,000 USD, reached around 2.3 million USD of contract value
  • General contractor subscription$undefined/year
    • Quoted by Oracle against project volume and modules
    • Not published
    • Usually sold with Primavera or Aconex

Which should you pick?

Choose Houzz Pro if

  • You need project management.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want client communication.
Houzz Pro review

Choose Oracle Textura Payment Management if

  • You need pay application workflow.
  • You also want lien waiver automation.
Oracle Textura Payment Management review

Questions people ask

Is Houzz Pro or Oracle Textura Payment Management better?
Neither clearly leads. Houzz Pro starts at Free and Oracle Textura Payment Management at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Houzz Pro or Oracle Textura Payment Management?
Houzz Pro has a free tier; the other does not. Paid plans start at Free for Houzz Pro and On request for Oracle Textura Payment Management.
Does Houzz Pro or Oracle Textura Payment Management run on more platforms?
Houzz Pro runs on Web, Ios, Android. Oracle Textura Payment Management runs on Web.
Can I use Houzz Pro for free?
Yes. Houzz Pro has a free tier, so you can try it without paying. Oracle Textura Payment Management starts at On request.
What is Houzz Pro best used for?
Houzz Pro is most often used for generating remodeling and design leads from a houzz professional profile, producing estimates, proposals and change orders for residential design and build projects, running client-facing selection boards and 3d floor plans for interior designers. Of those, generating remodeling and design leads from a houzz professional profile and producing estimates, proposals and change orders for residential design and build projects are not what Oracle Textura Payment Management is typically brought in for.
What can Houzz Pro do that Oracle Textura Payment Management cannot?
Houzz Pro covers Project management, Client communication, Portfolio management, Lead management. Oracle Textura Payment Management covers Pay application workflow, Lien waiver automation, Compliance document tracking, Sub-tier visibility.

Answered from the vendors’ own pages

Houzz Pro: How much do additional Houzz Pro users cost?

Additional user seats on the Houzz Pro plan cost $60 per user per month.

Source
Oracle Textura Payment Management: Who actually pays for Textura, the general contractor or the subcontractor?

Both. The general contractor pays Oracle a subscription that is not published. Each subcontractor is separately billed 0.22 per cent of its contract value per project, capped at 5,000 US dollars, with a flat 100 dollars for sub-tier contracts.

Houzz Pro: What is the cost of Houzz Pro's advertising package?

Houzz Pro offers an add-on advertising package starting at $499 per month.

Source
Oracle Textura Payment Management: Can a subcontractor refuse to use it?

In practice no, if the prime contract mandates it, because pay applications are only accepted through the platform. Some subcontractors price the fee into their bid instead.

Houzz Pro: Is there a free trial for Houzz Pro?

Houzz Pro offers a 30-day free trial with no credit card required and includes a free basic plan with 3D Floor Planner, Estimates, and Invoicing.

Source
Oracle Textura Payment Management: Is Textura the same thing as Textura Payment Management?

Yes. Oracle sells one product under the name Oracle Textura Payment Management. There is no separate Textura product line to buy.

Oracle Textura Payment Management: Does it handle lien waivers outside the United States?

It has European and Australian variants with local payment and compliance handling, but the statutory lien waiver machinery is a United States feature and is the main reason to buy it.

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