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PayPal

The simpler, safer way to pay and get paid

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Overview

What PayPal does

PayPal is a global digital payments platform that enables businesses and consumers to send and receive money online securely.

What people use it for

  • Paying online merchants without sharing card details
  • Sending money to friends and family domestically and internationally
  • Holding balances in multiple currencies for cross border purchases

Related searches

The honest half

Where it falls short

Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about PayPal.

  • Currency conversion on international purchases and sends carries a 4.00 percent fee, and 3.00 percent in other conversion scenarios
  • Instant transfer to a bank or debit card costs 1.75 percent of the amount, with a minimum of 0.25 USD and a maximum of 25.00 USD
  • International personal transactions carry a 5.00 percent fee regardless of payment method, with a minimum of 0.99 USD and a maximum of 4.99 USD
  • Sending domestic personal payments funded by a credit card costs 2.90 percent plus a fixed fee of 0.49 USD
  • Instant transfers are capped at 25,000.00 USD per transaction

Cross-shopped

What people choose instead of PayPal

Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.

Pricing

What PayPal costs

Taken from the vendor's own pricing page. Prices move, so check before you buy.

Standard

$2.99 /transaction

  • Card payments
  • PayPal checkout
  • Invoice payments

Capabilities

Features

  • Payment processing

    Payment processing capability

  • PayPal Checkout

    PayPal Checkout capability

  • Invoicing

    Invoicing capability

  • Business debit card

    Business debit card capability

  • Working capital loans

    Working capital loans capability

  • Shopify

    Integration with Shopify

  • WooCommerce

    Integration with WooCommerce

  • BigCommerce

    Integration with BigCommerce

  • PCI DSS

    PCI DSS security feature

  • Buyer/Seller protection

    Buyer/Seller protection security feature

  • Web support

    Available on web

  • Ios support

    Available on ios

Behind it

Who makes PayPal

Company
PayPal Holdings Inc
Based in
San Jose, CA
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Where to go from PayPal

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Softwr does not host reviews and shows no star rating for PayPal, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.

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