Accounting & Finance · head to head
Adyen vs Workato

Adyen
Accounting & Finance
The payments platform built for growth
- From
- $29/month
- Rated
- -

Workato
Automation & Integration
The enterprise integration platform
- From
- $99/month
- Rated
- -
The short version
- Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Workato the pricing page names four product lines, Enterprise iPaaS, Agentic solutions, API Management and Data Orchestration, and publishes no figure for any of them, gating all of it behind Schedule a demo
- They diverge on capability: Adyen covers Payment processing, Workato covers Process orchestration.
Where they differ
Only the attributes on which Adyen and Workato actually diverge.
Identical on both: free tier (No), user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Adyen
- Payment processing
- Risk management
- Unified commerce
- Issuing
- Platform payments
- PCI DSS Level 1
- SOC 2
- Web support
Only in Workato
- Process orchestration
- Master data management
- Integration templates
- Real-time sync
- Error handling
- Monitoring
- API management
- Workflow analytics
Both cover
- SAP
- Salesforce
- Oracle
What people use each for
The jobs each tool is most often brought in to do.
Adyen
- Card acquiring with interchange plus pricing for larger merchantsnot Workato
- Accepting local payment methods across multiple countriesnot Workato
- Settling in several currencies through linked bank accountsnot Workato
- Unified online and in-person paymentsnot Workato
Workato
- Workflow Automationnot Adyen
- Data Integrationnot Adyen
- Process Automationnot Adyen
- App Integrationnot Adyen
- API Connectivitynot Adyen
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Adyen
- There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
- Published fees are indicative rather than a rate card, with real pricing negotiated
- Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
- Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America
Workato
- The pricing page names four product lines, Enterprise iPaaS, Agentic solutions, API Management and Data Orchestration, and publishes no figure for any of them, gating all of it behind Schedule a demo
Pricing, plan by plan
Adyen
$29/month- CustomFree
- Payment processing
- Risk management
- Unified commerce
Workato
$99/month- Starter$99/month
- Up to 50 recipes
- Basic integrations
- Email support
- Professional$299/month
- Unlimited recipes
- Premium integrations
- Priority support
- Enterprise$999/month
- Custom SLA
- Dedicated support
- Advanced security
Which should you pick?
Choose Adyen if
- You need payment processing.
- You work on Web, Api, Pos.
- You also want risk management.
Choose Workato if
- You need process orchestration.
- You work on Web, On-premise.
- You also want master data management.
Questions people ask
- Is Adyen or Workato better?
- Neither clearly leads. Adyen starts at $29/month and Workato at $99/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Adyen or Workato?
- Adyen starts at $29/month and Workato at $99/month.
- Does Adyen or Workato run on more platforms?
- Adyen runs on Web, Api, Pos. Workato runs on Web, On-premise.
- What is Adyen best used for?
- Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Workato is typically brought in for.
- What can Adyen do that Workato cannot?
- Adyen covers Payment processing, Risk management, Unified commerce, Issuing. Workato covers Process orchestration, Master data management, Integration templates, Real-time sync. Both handle SAP, Salesforce, Oracle.
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