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Vanguard
Investing for your future
As of 30 August 2026, Vanguard's pricing is not published; the vendor quotes on request. Vanguard is a leading investment company known for low-cost index funds and investor-friendly principles. Softwr lists it under Personal Finance. Vanguard is made by Vanguard Group, launched in 1975, available on Web, iOS, Android.
Overview
What Vanguard does
Vanguard is a leading investment company known for low-cost index funds and investor-friendly principles. Offers brokerage, retirement, and advisory services.
What people use it for
- Holding low cost index mutual funds and ETFs for long term investing
- Running IRAs and taxable brokerage accounts
- Employer retirement plan participation
The honest half
Where it falls short
Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Vanguard.
- A 25 USD annual account service fee applies unless the account uses e-delivery, is a Cash Plus Account, is enrolled in an advisory service, or holds 1 million USD or more in qualifying assets
- Broker assisted trades cost 25 USD each, waived only at 1 million USD in qualifying assets or with an advisory service
- Options trades carry a 1 USD per contract fee on top of zero commission
- Transaction fee mutual funds cost 20 USD per online trade below 1 million USD in qualifying assets, falling to 8 USD only at higher tiers
- Outgoing wire transfers cost 10 USD unless the account is a retirement account or holds 1 million USD or more
- Commission levels are tied to a Qualifying Assets balance, so the cheapest rates require 1 million USD or more
Cross-shopped
What people choose instead of Vanguard
Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.
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Pricing
What Vanguard costs
Taken from the vendor's own pricing page. Prices move, so check before you buy.
Self-Directed Investor
On request
- Low-cost index funds
- Commission-free trading
Advisory Services
On request
- All Self-Directed features
- Financial advisors
Capabilities
Features
Low-cost index funds
Commission-free trading
Retirement accounts
Financial advisors
Bank accounts
Integration with Bank accounts
Investment accounts
Integration with Investment accounts
Web support
Available on Web
IOS support
Available on iOS
Android support
Available on Android
Answered, with sources
Questions people ask
Each answer names the page it came from, so you can check it rather than take our word for it.
How much are Vanguard's expense ratios?
Vanguard's average ETF and mutual fund expense ratio is 0.07%, compared to the industry average of 0.44%, representing significantly lower fees.
SourceDoes Vanguard offer advisory services?
Yes. Vanguard Advisers, Inc. provides retail direct investment advisory strategies, though specific advisory costs are not disclosed on the public pages and require direct inquiry.
SourceBehind it
Who makes Vanguard
- Company
- Vanguard Group
- Based in
- Malvern, Pennsylvania
Keep looking
Where to go from Vanguard
- Vanguard alternativesEvery product people weigh against it
- Vanguard pricingPlans, floors and what the tiers exclude
- Vanguard badgesWhich rules it meets, and the figure behind each
- All Personal Finance softwareThe full category
- Best Personal Finance softwareThe shortlist, and how it was cut
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Softwr does not host reviews and shows no star rating for Vanguard, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.
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