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CharityEngine

Nonprofit CRM with its own in-house payment processing rather than a third-party gateway

As of 31 August 2026, CharityEngine's pricing is not published; the vendor quotes on request. A donor CRM, email and direct mail platform for mid-sized US nonprofits that also acts as the merchant processor for every gift it takes. Softwr lists it under Nonprofits. CharityEngine is made by Online Portfolio, Inc., available on Web.

Overview

What CharityEngine does

CharityEngine is a fundraising CRM sold by Boston-based Online Portfolio. It covers donor records, online and offline gift entry, recurring giving, email and SMS, peer-to-peer and event pages, membership, advocacy and direct mail segmentation. Unusually for a CRM, it is also a PCI Level 1 payment processor in its own right, so donations do not route through Stripe or a separate merchant account. The processing arrangement is the commercial story. Because CharityEngine holds the merchant relationship, it earns on every donation as well as on the subscription, which lets it hold the software price lower than a licence-only competitor and makes the effective rate the number that actually decides the deal. Neither the subscription nor the card rate is published; reported entry points sit around 550 US dollars a month for a starter tier, but that figure comes from resellers and review sites, not from CharityEngine. A nonprofit processing several million a year should model the basis points first and the licence second, because a twenty basis point difference will dwarf the subscription. Buyers are typically nonprofits raising between two and fifty million dollars a year that have outgrown a small-donor tool but do not want a Blackbaud implementation. The trade-off is lock-in: moving off CharityEngine means changing your CRM and your merchant processor at the same time, in the same quarter, which is why organisations tend to stay long after they have complaints.

What people use it for

  • A nonprofit processing high recurring gift volume that wants card updater and dunning built into the CRM rather than bought separately
  • Replacing a stack of a CRM, an email tool and a separate donation gateway with one contract and one reconciliation
  • A direct mail heavy organisation that needs offline gift entry and mail file segmentation as first-class features, not add-ons
  • An organisation whose finance team wants a single settlement file that already reconciles to donor records

The honest half

Where it falls short

Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about CharityEngine.

  • Payment processing rates are negotiated and never published, so the total cost cannot be compared to a licence-only CRM without getting a quote and modelling your own volume in basis points.
  • Because the vendor is both the software provider and the merchant processor, switching CRM also means re-papering merchant services and re-tokenising every recurring donor, which is a far larger project than a normal migration.
  • Subscription pricing is quote-only and reported entry points come from third parties rather than the vendor, so small organisations often discover the floor is well above what they budgeted.
  • The interface is dense and configuration-heavy, and organisations without a dedicated database administrator tend to use a fraction of what they pay for.
  • Implementation and data migration are billed on top of the subscription and are commonly the largest first-year line item, which is easy to miss when comparing monthly figures.

Cross-shopped

What people choose instead of CharityEngine

Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.

  • CharityEngine logo
    CharityEngine
    vs
    Bloomerang logo
    Bloomerang

    Bloomerang: A simpler donor CRM with published pricing if you do not need in-house processing or direct mail depth

  • CharityEngine logo
    CharityEngine
    vs
    Virtuous logo
    Virtuous

    Virtuous: If personalised donor journeys and responsive fundraising matter more than merchant economics

Pricing

What CharityEngine costs

Taken from the vendor's own pricing page. Prices move, so check before you buy.

CharityEngine

On request

  • Donor CRM and gift processing
  • In-house payment processing at a negotiated rate
  • Email, SMS and direct mail tools
  • Online forms, events and peer-to-peer
  • Onboarding and data migration quoted separately

Capabilities

Features

  • In-house payment processing

    PCI Level 1 processing owned by the vendor rather than a bolt-on gateway

  • Recurring giving recovery

    Automatic card updater and dunning to reduce sustainer attrition

  • Direct mail segmentation

    Query builder that produces mail files and tracks response by package

  • Peer-to-peer and events

    Participant fundraising pages, ticketing and auctions inside the same donor record

  • Advocacy and membership

    Petition and action alert tools, and dues-based membership renewals

  • Marketing automation

    Email and SMS journeys triggered off giving behaviour

Answered, with sources

Questions people ask

Each answer names the page it came from, so you can check it rather than take our word for it.

Does CharityEngine publish pricing?

No. Both the subscription and the payment processing rate are quoted. Third-party sites report a starter tier around 550 US dollars a month, but the vendor does not confirm this.

Is the payment processing optional?

In practice no. The processing is the product. Using an external gateway removes most of what distinguishes CharityEngine from cheaper CRMs.

Is there a nonprofit discount?

Every customer is a nonprofit, so there is no separate discount; pricing is tiered by contact count and gift volume instead.

How long is the contract?

Annual terms are standard, and multi-year commitments are used to buy down the rate.

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Where to go from CharityEngine

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Softwr does not host reviews and shows no star rating for CharityEngine, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.

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