Software · head to head
Tiller Money vs Copilot Money
The short version
- Only Copilot Money has a free tier, so it costs nothing to try first.
- Each has a real cost: Tiller Money no native mobile app means mobile access limited to Google Sheets or Excel apps; Copilot Money apple only: web, iPhone, iPad and Mac, with no Android app
- They diverge on capability: Tiller Money covers Auto-populates financial data, Copilot Money covers AI-powered insights.
Where they differ
Only the attributes on which Tiller Money and Copilot Money actually diverge.
| Attribute | Tiller Money | Copilot Money |
|---|---|---|
| Starting price | $79/year | Free |
| Pricing model | Unknown | freemium |
| Free tier | No | Yes |
| Platforms | Web, Google Sheets, Microsoft Excel | Web, IOS, Android |
| Founded | 2015 | 2020 |
Identical on both: user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Tiller Money
- Auto-populates financial data
- Customizable spreadsheets
- Budget tracking
- Financial templates
- Google Sheets
- Excel
Only in Copilot Money
- AI-powered insights
- Spending analysis
- Budget optimization
- Financial planning
- Credit cards
- IOS support
- Android support
Both cover
- Bank accounts
- Web support
What people use each for
The jobs each tool is most often brought in to do.
Tiller Money
- Budget Managementnot Copilot Money
- Expense Trackingnot Copilot Money
- Investment Trackingnot Copilot Money
Copilot Money
- Tracking spending across connected accountsnot Tiller Money
- Budgeting by category with automatic transaction taggingnot Tiller Money
- Investment and net worth trackingnot Tiller Money
- Reviewing recurring subscriptionsnot Tiller Money
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Tiller Money
- No native mobile app means mobile access limited to Google Sheets or Excel apps
- Spreadsheet-based interface can be intimidating for non-technical users unfamiliar with formulas
- Requires manual customization and setup of templates and formulas for advanced features
- No built-in investment performance tracking or analysis at the depth some competitors offer
- Customer support is email and community-based, not real-time chat or phone support
Copilot Money
- Apple only: web, iPhone, iPad and Mac, with no Android app
- No free tier; $95 a year billed annually, which works out at $7.92 a month
- The trial only starts once accounts are connected
Pricing, plan by plan
Tiller Money
$79/year- Annual Subscription$79/year
- Unlimited transaction import
- Up to 5 connected spreadsheets
- AutoCat categorization
Copilot Money
Free- FreeFree
- Basic budgeting
- Spending tracking
- Premium$12.99/month
- AI insights
- Advanced analytics
- Financial planning
Which should you pick?
Choose Tiller Money if
- You need auto-populates financial data.
- You work on Web, Google Sheets, Microsoft Excel.
- You also want customizable spreadsheets.
Choose Copilot Money if
- You need ai-powered insights.
- You want to start without paying.
- You work on Web, IOS, Android.
- You also want spending analysis.
Questions people ask
- Is Tiller Money or Copilot Money better?
- Neither clearly leads. Tiller Money starts at $79/year and Copilot Money at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Tiller Money or Copilot Money?
- Copilot Money has a free tier; the other does not. Paid plans start at $79/year for Tiller Money and Free for Copilot Money.
- Does Tiller Money or Copilot Money run on more platforms?
- Tiller Money runs on Web, Google Sheets, Microsoft Excel. Copilot Money runs on Web, IOS, Android.
- Can I use Copilot Money for free?
- Yes. Copilot Money has a free tier, so you can try it without paying. Tiller Money starts at $79/year.
- What is Tiller Money best used for?
- Tiller Money is most often used for budget management, expense tracking, investment tracking. Of those, budget management and expense tracking are not what Copilot Money is typically brought in for.
- What can Tiller Money do that Copilot Money cannot?
- Tiller Money covers Auto-populates financial data, Customizable spreadsheets, Budget tracking, Financial templates. Copilot Money covers AI-powered insights, Spending analysis, Budget optimization, Financial planning. Both handle Bank accounts, Web support.
Answered from the vendors’ own pages
Tiller Money: How much does Tiller Money cost?
Tiller Money costs $79 per year with no free tier. A 30-day free trial is available. The annual subscription includes 5 connected spreadsheets and unlimited categories.
SourceTiller Money: Does Tiller work with Google Sheets and Excel?
Yes. Tiller automatically feeds daily bank transactions and account balances to Google Sheets or Microsoft Excel spreadsheets you own. Your data remains yours permanently.
SourceTiller Money: How many banks and financial institutions does Tiller connect to?
Tiller connects to 21,000+ US banks, credit card accounts, brokerages, and loan servicers via Yodlee and MX data providers. New banks are added weekly.
SourceTiller Money: What is AutoCat in Tiller?
AutoCat is Tiller's 100% customizable automatic categorization feature that learns your spending patterns. You can set rules like 'file all grocery store transactions above $10 as groceries and below $10 as snacks.'
SourceTiller Money: Does Tiller have a mobile app?
Tiller does not have a dedicated mobile app. Instead, it uses Google Sheets and Excel apps on mobile devices to access your spreadsheets. Mobile access is primarily for viewing, not transaction entry.
Source