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APIs · head to head

Spring Cloud Gateway vs Trustly

Spring Cloud Gateway logo

Spring Cloud Gateway

APIs

API gateway built on Project Reactor for building microservices

From
Free
Rated
-
Full reviewWebsite
Trustly logo

Trustly

APIs

Pay-by-bank payments network, majority-owned by private equity firm Nordic Capital

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Spring Cloud Gateway has a free tier, so it costs nothing to try first.
  • Each has a real cost: Spring Cloud Gateway released under the Apache 2.0 license, free and open source with no commercial tier; Trustly it is majority-owned by Nordic Capital, a private equity firm, so its long-term roadmap is ultimately oriented toward an eventual sale or IPO rather than indefinite independent operation.
  • They diverge on capability: Spring Cloud Gateway covers Routing, Trustly covers Pay by bank checkout.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Spring Cloud Gateway and Trustly actually diverge.

Attributes where Spring Cloud Gateway and Trustly differ
AttributeSpring Cloud GatewayTrustly
Starting priceFreeOn request
Pricing modelopen-sourcequote
Free tierYesNo
PlatformsJava, Spring BootWeb, API
Founded1998Unknown

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Spring Cloud Gateway

  • Routing
  • Path Rewriting
  • Circuit Breaker
  • Spring Boot
  • Spring Security
  • Spring Cloud
  • Java support
  • Spring Boot support

Only in Trustly

  • Pay by bank checkout
  • Instant refunds
  • Verified payouts
  • Multi-market bank connectivity
  • Merchant dashboard and reconciliation
  • Fraud and risk tooling

What people use each for

The jobs each tool is most often brought in to do.

Spring Cloud Gateway

  • API Developmentnot Trustly
  • API Gatewaynot Trustly
  • API Testingnot Trustly
  • API Documentationnot Trustly
  • Microservicesnot Trustly

Trustly

  • An e-commerce merchant wanting a lower-cost alternative or complement to card payment acceptancenot Spring Cloud Gateway
  • A gaming or gambling operator needing verified, instant payouts to players' bank accountsnot Spring Cloud Gateway
  • A merchant wanting instant refunds processed directly to a customer's bank account rather than card reversal delaysnot Spring Cloud Gateway
  • A business in a market with strong open banking adoption wanting pay-by-bank as a checkout optionnot Spring Cloud Gateway

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Spring Cloud Gateway

  • Released under the Apache 2.0 license, free and open source with no commercial tier

Trustly

  • It is majority-owned by Nordic Capital, a private equity firm, so its long-term roadmap is ultimately oriented toward an eventual sale or IPO rather than indefinite independent operation.
  • Consumer familiarity with paying by bank transfer still lags card payments in most markets, so merchants typically see it used as a secondary option rather than a full card replacement.
  • The 1.15 to 3.15% merchant fee range is not a single published rate, so a merchant cannot know its actual cost without a sales negotiation.
  • As with all open banking-dependent payment methods, reliability depends on the consistency of the underlying banks' own APIs, which Trustly does not control.
  • Its verified payout functionality is heavily used in gaming and gambling, a sector with additional regulatory scrutiny, which is worth factoring in when evaluating vendor risk exposure by association.

Pricing, plan by plan

Spring Cloud Gateway

Free
  • Open SourceFree
    • Core Spring Cloud Gateway
    • Community support

Trustly

On request
  • Trustly$undefined/month
    • Typical merchant cost of 1.15% to 3.15% depending on volume and market
    • Exact rate negotiated per merchant, not published as a flat card

Which should you pick?

Choose Spring Cloud Gateway if

  • You need routing.
  • You want to start without paying.
  • You work on Java, Spring Boot.
  • You also want path rewriting.
Spring Cloud Gateway review

Choose Trustly if

  • You need pay by bank checkout.
  • You work on Web, API.
  • You also want instant refunds.
Trustly review

Questions people ask

Is Spring Cloud Gateway or Trustly better?
Neither clearly leads. Spring Cloud Gateway starts at Free and Trustly at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Spring Cloud Gateway or Trustly?
Spring Cloud Gateway has a free tier; the other does not. Paid plans start at Free for Spring Cloud Gateway and On request for Trustly.
Does Spring Cloud Gateway or Trustly run on more platforms?
Spring Cloud Gateway runs on Java, Spring Boot. Trustly runs on Web, API.
Can I use Spring Cloud Gateway for free?
Yes. Spring Cloud Gateway has a free tier, so you can try it without paying. Trustly starts at On request.
What is Spring Cloud Gateway best used for?
Spring Cloud Gateway is most often used for api development, api gateway, api testing, api documentation. Of those, api development and api gateway are not what Trustly is typically brought in for.
What can Spring Cloud Gateway do that Trustly cannot?
Spring Cloud Gateway covers Routing, Path Rewriting, Circuit Breaker, Spring Boot. Trustly covers Pay by bank checkout, Instant refunds, Verified payouts, Multi-market bank connectivity.

Answered from the vendors’ own pages

Spring Cloud Gateway: Is Spring Cloud Gateway free?

Yes, Spring Cloud Gateway is free and open-source software. It is part of the Spring ecosystem and available through GitHub repositories with open-source dependencies like spring-cloud-starter-gateway-server-webflux and spring-cloud-starter-gateway-server-webmvc.

Source
Trustly: Who owns Trustly?

Nordic Capital, a private equity firm, holds a 51.1% majority stake; Alfven & Didrikson and BlackRock hold smaller stakes.

Spring Cloud Gateway: What enterprise support is available for Spring Cloud Gateway?

Tanzu Spring provides optional enterprise support including Day 0 access to security patches for organizations requiring guaranteed support, but specific pricing is not published on the Spring Cloud Gateway project page.

Source
Trustly: Is Trustly going public?

It has discussed an IPO but as of its most recent comments said one remained at least a year away.

Trustly: What does it typically cost a merchant?

Roughly 1.15% to 3.15% of transaction value depending on volume and market, negotiated per merchant.

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