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Cybersecurity · head to head

Signicat vs Stytch

Signicat logo

Signicat

Cybersecurity

European digital identity hub connecting national eID schemes

From
On request
Rated
-
Full reviewWebsite
Stytch logo

Stytch

Cybersecurity

Identity platform with passwordless auth, passkeys and bot detection.

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Stytch has a free tier, so it costs nothing to try first.
  • Each has a real cost: Signicat national eID scheme fees are passed through on top of Signicat's own charge, so a single-country business almost always pays less by integrating with the scheme directly.; Stytch free tier limited to 10,000 monthly active users; scaling beyond this requires custom pricing negotiation
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Signicat and Stytch actually diverge.

Attributes where Signicat and Stytch differ
AttributeSignicatStytch
Starting priceOn requestFree
Pricing modelquotefreemium
Free tierNoYes
PlatformsWeb, iOS, AndroidWeb, API

Identical on both: user rating (Not yet rated), category (Cybersecurity).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Signicat

  • eID scheme brokering
  • Qualified electronic signatures
  • Document verification
  • AML screening
  • Authentication
  • Digital onboarding flows
  • eIDAS compliance

Only in Stytch

Nothing recorded that Signicat does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Signicat

  • A lender expanding from Norway into Sweden, Denmark and the Netherlands without four separate eID integrationsnot Stytch
  • An insurer needing eIDAS qualified signatures on policy documents that will hold up in a European courtnot Stytch
  • A bank that wants customers to onboard with their existing national bank ID rather than photographing a passportnot Stytch
  • A public sector body needing cross-border recognition of notified eID schemes under eIDASnot Stytch

Stytch

  • Applications prioritising passwordless and passkey authenticationnot Signicat
  • SaaS platforms requiring AI agent authentication and machine-to-machine flowsnot Signicat
  • Companies with emerging identity needs such as bot detection and device intelligencenot Signicat
  • Organisations building with Next.js and React requiring modern auth patternsnot Signicat
  • Applications needing transparent pricing without surprise tiers or feature gatingnot Signicat

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Signicat

  • National eID scheme fees are passed through on top of Signicat's own charge, so a single-country business almost always pays less by integrating with the scheme directly.
  • Value is concentrated in Northern and Western Europe, and coverage in Southern and Eastern Europe is thinner, so a pan-European rollout still hits gaps requiring document fallback.
  • Pricing is per transaction and quoted, and because scheme rates vary by country the cost per onboarded customer differs materially between markets in ways that complicate unit economics.
  • Each eID scheme connection typically carries its own setup fee and approval process, so adding a country is a project with a lead time rather than a configuration change.
  • Availability is tied to the national schemes, meaning an outage at BankID or MitID stops your onboarding entirely and there is no vendor-side mitigation for it.

Stytch

  • Free tier limited to 10,000 monthly active users; scaling beyond this requires custom pricing negotiation
  • Fraud prevention capabilities billed at $0.005 per fingerprint for usage exceeding 10,000 free checks
  • Additional SSO or SCIM connections beyond the 5 included in free tier cost $125 each
  • Brand customisation and email removal require one-time payment of $99
  • HIPAA and advanced fraud protection only available in Enterprise tier
  • No native UI builder; requires custom frontend development for fully-branded auth flows

Pricing, plan by plan

Signicat

On request
  • Signicat Platform$undefined/year
    • Priced per transaction with national scheme fees passed through
    • Signature and verification products licensed separately
    • Setup fee per eID scheme connected

Stytch

Free
  • FreeFree
    • 10,000 monthly active users and AI agents
    • Unlimited organisations
    • 5 SSO or SCIM connections
  • Scaled$undefined/variable
    • Usage-based pricing for users exceeding 10,000
    • All free tier features
    • Volume discounts available
  • Enterprise$undefined/variable
    • Custom pricing
    • Discounted volume rates
    • Enterprise support SLA

Which should you pick?

Choose Signicat if

  • You need eid scheme brokering.
  • You work on Web, iOS, Android.
  • You also want qualified electronic signatures.
Signicat review

Choose Stytch if

  • You want to start without paying.
  • You work on Web, API.
Stytch review

Questions people ask

Is Signicat or Stytch better?
Neither clearly leads. Signicat starts at On request and Stytch at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Signicat or Stytch?
Stytch has a free tier; the other does not. Paid plans start at On request for Signicat and Free for Stytch.
Does Signicat or Stytch run on more platforms?
Signicat runs on Web, iOS, Android. Stytch runs on Web, API.
Can I use Stytch for free?
Yes. Stytch has a free tier, so you can try it without paying. Signicat starts at On request.
What is Signicat best used for?
Signicat is most often used for a lender expanding from norway into sweden, denmark and the netherlands without four separate eid integrations, an insurer needing eidas qualified signatures on policy documents that will hold up in a european court, a bank that wants customers to onboard with their existing national bank id rather than photographing a passport, a public sector body needing cross-border recognition of notified eid schemes under eidas. Of those, a lender expanding from norway into sweden, denmark and the netherlands without four separate eid integrations and an insurer needing eidas qualified signatures on policy documents that will hold up in a european court are not what Stytch is typically brought in for.
What can Signicat do that Stytch cannot?
Signicat covers eID scheme brokering, Qualified electronic signatures, Document verification, AML screening.

Answered from the vendors’ own pages

Signicat: Is this an alternative to a document verification vendor?

Only where national eID exists. In markets with a mature bank ID scheme it is better; elsewhere you fall back to document checks, which Signicat also provides.

Stytch: What is included in Stytch's free tier?

The free tier includes 10,000 monthly active users (human and AI agents), unlimited organisations, 5 SSO or SCIM connections, and 1,000 machine-to-machine tokens with full authentication features.

Source
Signicat: Do we still pay the eID schemes?

Yes. Scheme fees are passed through in addition to Signicat charges. Ask for the split when comparing to a direct integration.

Stytch: Does Stytch support AI agent authentication?

Yes. Stytch provides native AI agent authentication and authorisation, with support for the Model Context Protocol (MCP) for authenticating AI agents accessing external systems.

Source
Signicat: Are signatures legally qualified?

Signicat supports eIDAS qualified electronic signatures, which carry the highest legal standing in the EU, as well as advanced signatures.

Stytch: What fraud prevention features does Stytch offer?

Stytch includes bot detection with 99.99% accuracy, device fingerprinting, invisible CAPTCHA, and zero-day device intelligence built into all tiers.

Source
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