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Cybersecurity · head to head

Clerk vs Signicat

Clerk logo

Clerk

Cybersecurity

Drop-in user authentication and management for developers

From
Free
Rated
-
Full reviewWebsite
Signicat logo

Signicat

Cybersecurity

European digital identity hub connecting national eID schemes

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Clerk has a free tier, so it costs nothing to try first.
  • Each has a real cost: Clerk pricing scales with monthly retained users, which can grow expensive quickly for consumer apps with large user bases.; Signicat national eID scheme fees are passed through on top of Signicat's own charge, so a single-country business almost always pays less by integrating with the scheme directly.
  • They diverge on capability: Clerk covers Prebuilt UI components, Signicat covers eID scheme brokering.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Clerk and Signicat actually diverge.

Attributes where Clerk and Signicat differ
AttributeClerkSignicat
Starting priceFreeOn request
Pricing modelfreemiumquote
Free tierYesNo
Platformsweb, ios, android, apiWeb, iOS, Android

Identical on both: user rating (Not yet rated), category (Cybersecurity).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Clerk

  • Prebuilt UI components
  • Organization management
  • Multi-factor authentication
  • Social sign-on
  • Billing
  • Enterprise connections

Only in Signicat

  • eID scheme brokering
  • Qualified electronic signatures
  • Document verification
  • AML screening
  • Authentication
  • Digital onboarding flows
  • eIDAS compliance

What people use each for

The jobs each tool is most often brought in to do.

Clerk

  • Adding sign-in and user profiles to a web or mobile app quicklynot Signicat
  • B2B SaaS apps needing organizations and role-based accessnot Signicat
  • Startups wanting prebuilt UI instead of building auth in-housenot Signicat
  • Apps needing MFA and fraud detection out of the boxnot Signicat

Signicat

  • A lender expanding from Norway into Sweden, Denmark and the Netherlands without four separate eID integrationsnot Clerk
  • An insurer needing eIDAS qualified signatures on policy documents that will hold up in a European courtnot Clerk
  • A bank that wants customers to onboard with their existing national bank ID rather than photographing a passportnot Clerk
  • A public sector body needing cross-border recognition of notified eID schemes under eIDASnot Clerk

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Clerk

  • Pricing scales with monthly retained users, which can grow expensive quickly for consumer apps with large user bases.
  • Enterprise SSO connections beyond the first are billed as add-ons, adding cost for larger organizations.
  • The Business tier's extra dashboard seats cost $20/month each, which adds up for larger teams.
  • Enterprise-tier features like the 99.99% uptime SLA require annual contracts rather than flexible monthly billing.

Signicat

  • National eID scheme fees are passed through on top of Signicat's own charge, so a single-country business almost always pays less by integrating with the scheme directly.
  • Value is concentrated in Northern and Western Europe, and coverage in Southern and Eastern Europe is thinner, so a pan-European rollout still hits gaps requiring document fallback.
  • Pricing is per transaction and quoted, and because scheme rates vary by country the cost per onboarded customer differs materially between markets in ways that complicate unit economics.
  • Each eID scheme connection typically carries its own setup fee and approval process, so adding a country is a project with a lead time rather than a configuration change.
  • Availability is tied to the national schemes, meaning an outage at BankID or MitID stops your onboarding entirely and there is no vendor-side mitigation for it.

Pricing, plan by plan

Clerk

Free
  • HobbyFree
    • 50,000 MRU limit per app
    • Up to 3 dashboard seats
    • Unlimited applications
  • Pro$25/month
    • 50,000 MRUs included, $0.02/MRU overage
    • Up to 3 dashboard seats
    • 1 Enterprise Connection included
  • Business$300/month
    • 50,000 MRUs included with volume pricing
    • 10 dashboard seats included
    • SOC2 report and priority support
  • Enterprise$undefined/month
    • Custom pricing, annual billing
    • 99.99% uptime SLA
    • HIPAA available, dedicated Slack channel

Signicat

On request
  • Signicat Platform$undefined/year
    • Priced per transaction with national scheme fees passed through
    • Signature and verification products licensed separately
    • Setup fee per eID scheme connected

Which should you pick?

Choose Clerk if

  • You need prebuilt ui components.
  • You want to start without paying.
  • You work on web, ios, android, api.
  • You also want organization management.
Clerk review

Choose Signicat if

  • You need eid scheme brokering.
  • You work on Web, iOS, Android.
  • You also want qualified electronic signatures.
Signicat review

Questions people ask

Is Clerk or Signicat better?
Neither clearly leads. Clerk starts at Free and Signicat at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Clerk or Signicat?
Clerk has a free tier; the other does not. Paid plans start at Free for Clerk and On request for Signicat.
Does Clerk or Signicat run on more platforms?
Clerk runs on web, ios, android, api. Signicat runs on Web, iOS, Android.
Can I use Clerk for free?
Yes. Clerk has a free tier, so you can try it without paying. Signicat starts at On request.
What is Clerk best used for?
Clerk is most often used for adding sign-in and user profiles to a web or mobile app quickly, b2b saas apps needing organizations and role-based access, startups wanting prebuilt ui instead of building auth in-house, apps needing mfa and fraud detection out of the box. Of those, adding sign-in and user profiles to a web or mobile app quickly and b2b saas apps needing organizations and role-based access are not what Signicat is typically brought in for.
What can Clerk do that Signicat cannot?
Clerk covers Prebuilt UI components, Organization management, Multi-factor authentication, Social sign-on. Signicat covers eID scheme brokering, Qualified electronic signatures, Document verification, AML screening.

Answered from the vendors’ own pages

Clerk: What does Clerk cost?

Clerk's Hobby plan is free with a 50,000 MRU limit; Pro is $25/month ($20/month billed annually), Business is $300/month ($250 annually), and Enterprise uses custom annual pricing.

Source
Signicat: Is this an alternative to a document verification vendor?

Only where national eID exists. In markets with a mature bank ID scheme it is better; elsewhere you fall back to document checks, which Signicat also provides.

Clerk: Is there a free plan and what are its limits?

Yes, the Hobby plan is free with a 50,000 monthly retained user (MRU) limit per app, up to 3 dashboard seats, and unlimited applications, with no credit card required.

Source
Signicat: Do we still pay the eID schemes?

Yes. Scheme fees are passed through in addition to Signicat charges. Ask for the split when comparing to a direct integration.

Clerk: How is usage metered?

Clerk meters by monthly retained users (MRUs) — users who return to the app at least a day after signing up — with overage billed at $0.02 per MRU beyond the included 50,000 on paid plans.

Source
Signicat: Are signatures legally qualified?

Signicat supports eIDAS qualified electronic signatures, which carry the highest legal standing in the EU, as well as advanced signatures.

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