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Payroll · head to head

EnKash vs RemoFirst

EnKash logo

EnKash

Payroll

Indian corporate card and spend management platform holding an RBI prepaid payment instrument licence

From
On request
Rated
-
RemoFirst logo

RemoFirst

Payroll

Low-cost employer of record and contractor payments across a very wide country list built largely on partner entities

From
On request
Rated
-

The short version

  • Each has a real cost: EnKash it is built specifically for Indian regulation and payment rails, so a multinational needs a separate platform for spend outside India, undermining any single-vendor global spend management strategy.; RemoFirst coverage in most countries runs through partner entities rather than entities RemoFirst owns, which lengthens the liability chain and means a disputed termination is handled by a company you have no direct contract with.
  • They diverge on capability: EnKash covers Corporate card ecosystem, RemoFirst covers Employer of record.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which EnKash and RemoFirst actually diverge.

Attributes where EnKash and RemoFirst differ
AttributeEnKashRemoFirst
PlatformsWeb, iOS, AndroidWeb

Identical on both: starting price (On request), pricing model (quote), free tier (No), user rating (Not yet rated), category (Payroll).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in EnKash

  • Corporate card ecosystem
  • UPI-linked petty cash wallets
  • Real-time compliance controls
  • AI receipt management
  • PPI licence issuance
  • Expense management software

Only in RemoFirst

  • Employer of record
  • Contractor management
  • Global benefits
  • Visa and work permit support
  • Equipment provisioning
  • Multi-currency payments
  • Expense management
  • Time off tracking

What people use each for

The jobs each tool is most often brought in to do.

EnKash

  • An Indian business replacing branch-level petty cash handling with UPI-linked digital walletsnot RemoFirst
  • A finance team wanting real-time merchant category restrictions on employee card spendnot RemoFirst
  • A company wanting tax-saving benefit cards issued alongside standard expense cardsnot RemoFirst
  • An enterprise wanting a prepaid card issuer with its own RBI licence rather than a reseller of a bank's licencenot RemoFirst

RemoFirst

  • A startup hiring two or three people each in several countries where opening entities makes no sensenot EnKash
  • A company paying an established vendor a high per-contractor fee for administration it could buy far cheapernot EnKash
  • An employer that needs a country outside the coverage of the major EOR providersnot EnKash
  • A team that wants equipment procured and shipped to remote hires without setting up local logisticsnot EnKash

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

EnKash

  • It is built specifically for Indian regulation and payment rails, so a multinational needs a separate platform for spend outside India, undermining any single-vendor global spend management strategy.
  • Pricing is entirely unpublished, so a finance team cannot budget the platform before a sales conversation.
  • Holding its own PPI licence reduces reliance on a bank partner but does not remove regulatory risk entirely, since RBI rules on prepaid instruments and card issuance in India have changed materially in recent years and can change again.
  • As a full-stack ecosystem spanning cards, wallets and expense software, adoption benefits most companies that commit to most of the modules together, which raises switching cost once implemented.
  • Independent published benchmarks on uptime, dispute resolution speed and support responsiveness are thin compared with more established global spend platforms.

RemoFirst

  • Coverage in most countries runs through partner entities rather than entities RemoFirst owns, which lengthens the liability chain and means a disputed termination is handled by a company you have no direct contract with.
  • Statutory deposits, typically one or more months of salary and employer contributions held in advance, are quoted separately from the per employee fee and materially change the cash cost of the first year.
  • Currency conversion on payroll runs carries a spread that is not in the headline price, and on a large multi-country payroll that spread can exceed the platform fee itself.
  • Benefits quality varies sharply by country because it is sourced through local partners, so two employees on the same contract in different countries can receive very different cover.
  • The company is young and holds client payroll funds in transit, which is a counterparty risk that larger competitors with longer trading histories and audited entity networks present less of.

Pricing, plan by plan

EnKash

On request
  • EnKash$undefined/year
    • Pricing not published, quote based on card volume and modules
    • Corporate card, expense management and UPI wallet modules available separately or bundled

RemoFirst

On request
  • Employer of Record$undefined/year
    • Priced per employee per month
    • Statutory deposit held separately from the platform fee
    • Currency conversion spread applied on each payroll run
  • Contractor Management$undefined/year
    • Priced per contractor per month
    • Compliant contract templates by country
    • Multi-currency payments

Which should you pick?

Choose EnKash if

  • You need corporate card ecosystem.
  • You work on Web, iOS, Android.
  • You also want upi-linked petty cash wallets.

Choose RemoFirst if

  • You need employer of record.
  • You also want contractor management.

Questions people ask

Is EnKash or RemoFirst better?
Neither clearly leads. EnKash starts at On request and RemoFirst at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, EnKash or RemoFirst?
EnKash starts at On request and RemoFirst at On request.
Does EnKash or RemoFirst run on more platforms?
EnKash runs on Web, iOS, Android. RemoFirst runs on Web.
What is EnKash best used for?
EnKash is most often used for an indian business replacing branch-level petty cash handling with upi-linked digital wallets, a finance team wanting real-time merchant category restrictions on employee card spend, a company wanting tax-saving benefit cards issued alongside standard expense cards, an enterprise wanting a prepaid card issuer with its own rbi licence rather than a reseller of a bank's licence. Of those, an indian business replacing branch-level petty cash handling with upi-linked digital wallets and a finance team wanting real-time merchant category restrictions on employee card spend are not what RemoFirst is typically brought in for.
What can EnKash do that RemoFirst cannot?
EnKash covers Corporate card ecosystem, UPI-linked petty cash wallets, Real-time compliance controls, AI receipt management. RemoFirst covers Employer of record, Contractor management, Global benefits, Visa and work permit support.

Answered from the vendors’ own pages

EnKash: Does EnKash operate outside India?

No, it is built for the Indian regulatory and payment rail environment specifically.

RemoFirst: Does RemoFirst own entities in every country it lists?

No. It owns entities in a minority of its coverage and uses in-country partners elsewhere. Ask per country, because the answer determines who the legal employer is.

EnKash: What is a PPI licence and why does it matter?

It is a Reserve Bank of India licence to issue prepaid payment instruments; EnKash holding its own, obtained April 2025, means it depends less on a partner bank for card issuance.

RemoFirst: What does the headline per employee price exclude?

Statutory deposits, currency conversion spread on payroll runs, and country-specific charges such as mandatory insurance or entity fees.

EnKash: Is pricing published?

No, EnKash requires a sales conversation for pricing based on card volume and modules used.

RemoFirst: Is it cheaper than Deel or Remote?

On the headline rate, substantially. Once deposits and FX are included the gap narrows, but it usually remains cheaper.

RemoFirst: Can it convert a contractor into an employee?

Yes, in countries it supports for EOR. This is a common reason buyers start with the contractor product and move up.

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