Cybersecurity · head to head
KnowBe4 vs Ozone API

KnowBe4
Cybersecurity
World's largest security awareness training platform
- From
- $1/month
- Rated
- -

Ozone API
APIs
Standards-compliant open banking API layer for banks and regulators
- From
- On request
- Rated
- -
The short version
- Each has a real cost: KnowBe4 published prices assume a three year term, so the quoted per seat rate depends on a long commitment; Ozone API it provides the API layer, not the core connectivity, so the bulk of the project is still integrating your own core banking systems and that cost is not in the licence.
- They diverge on capability: KnowBe4 covers Security awareness training, Ozone API covers Multi-standard support.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which KnowBe4 and Ozone API actually diverge.
Identical on both: free tier (No), user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in KnowBe4
- Security awareness training
- Phishing simulation
- Risk assessments
- Compliance training
- Incident reporting
- API access
- Custom policies
- Behavior analytics
Only in Ozone API
- Multi-standard support
- Consent management
- Developer portal
- Regulatory reporting
- Premium API monetisation
- Deployment flexibility
What people use each for
The jobs each tool is most often brought in to do.
KnowBe4
- Security awareness training and simulated phishing for staffnot Ozone API
- Tracking employee susceptibility to phishing over timenot Ozone API
Ozone API
- A building society facing an open banking compliance deadline with no API team of its ownnot KnowBe4
- A bank operating in several jurisdictions that must satisfy different open banking standards at oncenot KnowBe4
- A regulator or standards body building national open finance infrastructurenot KnowBe4
- A bank wanting to sell premium APIs beyond the regulatory minimum without building entitlement plumbingnot KnowBe4
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
KnowBe4
- Published prices assume a three year term, so the quoted per seat rate depends on a long commitment
- Pricing is banded by seat count, and the lowest band of 25 to 50 seats pays the highest rate
- Accounts above 1,000 seats have no published price and require a custom quote
- Third party integrations, Compliance Plus and PhishER Plus are all separately priced per seat add ons
- The Foundation tier carries 200 training modules against more than 1,000 on Advanced, so content volume is the main gate
Ozone API
- It provides the API layer, not the core connectivity, so the bulk of the project is still integrating your own core banking systems and that cost is not in the licence.
- Value is driven by regulatory obligation, so an institution not under a mandate struggles to build a business case for the spend.
- It is a small UK vendor selling to large regulated institutions, which raises procurement and vendor viability questions during bank due diligence.
- Premium API monetisation is a genuine capability but few banks have found real demand, so revenue projections used to justify the purchase often do not materialise.
- Standards evolve continuously and each revision means a change programme in your own systems, even where Ozone absorbs the specification work at the API edge.
Pricing, plan by plan
KnowBe4
$1/month- Basic$1/month
- Per user
- Training modules
- Phishing templates
- Advanced$2/month
- All Basic features
- Advanced phishing
- Risk assessments
- Pro$3/month
- All Advanced features
- API access
- Custom content
Ozone API
On request- Ozone API$undefined/year
- Annual licence or managed service subscription, quoted
- Scaling by institution size, standards in scope and API call volume
- Implementation and core integration charged separately
Which should you pick?
Choose KnowBe4 if
- You need security awareness training.
- You work on Web, Mobile, Email.
- You also want phishing simulation.
Choose Ozone API if
- You need multi-standard support.
- You work on Web, REST API, Linux.
- You also want consent management.
Questions people ask
- Is KnowBe4 or Ozone API better?
- Neither clearly leads. KnowBe4 starts at $1/month and Ozone API at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, KnowBe4 or Ozone API?
- KnowBe4 starts at $1/month and Ozone API at On request.
- Does KnowBe4 or Ozone API run on more platforms?
- KnowBe4 runs on Web, Mobile, Email. Ozone API runs on Web, REST API, Linux.
- What is KnowBe4 best used for?
- KnowBe4 is most often used for security awareness training and simulated phishing for staff, tracking employee susceptibility to phishing over time. Of those, security awareness training and simulated phishing for staff and tracking employee susceptibility to phishing over time are not what Ozone API is typically brought in for.
- What can KnowBe4 do that Ozone API cannot?
- KnowBe4 covers Security awareness training, Phishing simulation, Risk assessments, Compliance training. Ozone API covers Multi-standard support, Consent management, Developer portal, Regulatory reporting.
Answered from the vendors’ own pages
KnowBe4: What does KnowBe4 cost per employee?
KnowBe4 charges per seat per month on a subscription basis. For 51-100 employees, SAT Foundation costs $2.13/month per seat and SAT Advanced costs $3.40/month per seat. Prices decrease with larger employee counts.
SourceOzone API: Is this a competitor to Plaid or TrueLayer?
No, the opposite side. Ozone is bought by the bank exposing data; Plaid and TrueLayer consume it on behalf of third parties.
KnowBe4: Does KnowBe4 offer a free trial?
KnowBe4 does not offer a full free version, but free tools are available separately including assessments and simulators.
SourceOzone API: Does it connect to my core banking system?
It provides the standards-compliant API surface and adapters, but connecting your core is an integration project you scope separately.
KnowBe4: Are there add-on costs beyond the base plan?
Yes, optional add-ons include Third-Party Integrations ($1.10-$1.20/seat/month), Compliance Plus ($0.82-$0.93/seat/month), PhishER Plus ($1.15-$1.50/seat/month), and Student Edition ($0.17/seat/month).
SourceOzone API: Which standards does it support?
UK Open Banking, Berlin Group, FDX, Consumer Data Right and Gulf regional standards, among others, from one platform.
KnowBe4: What currencies does KnowBe4 accept?
KnowBe4 accepts pricing in USD, AUD, BRL, CAD, EUR, GBP, SGD, and ZAR.
SourceRelated pages
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