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Insurance · head to head

INSTANDA vs Insurity Suite

INSTANDA logo

INSTANDA

Insurance

No-code product builder that lets underwriters configure and launch insurance products themselves

From
On request
Rated
-
Full reviewWebsite
Insurity Suite logo

Insurity Suite

Insurance

End-to-end insurance software for modern carriers

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: INSTANDA it is a product and policy layer, not a full core suite, so claims, finance, commissions and reporting are integrations you pay for separately and the total is well above the licence quote.; Insurity Suite subscription pricing based on modules and users with no transparent public pricing
  • They diverge on capability: INSTANDA covers Browser-based product build, Insurity Suite covers Policy lifecycle management.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which INSTANDA and Insurity Suite actually diverge.

Attributes where INSTANDA and Insurity Suite differ
AttributeINSTANDAInsurity Suite
Pricing modelquotesubscription
PlatformsWeb, APIWeb, Api, Mobile
FoundedUnknown2015

Identical on both: starting price (On request), free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in INSTANDA

  • Browser-based product build
  • Rating configuration
  • Document generation
  • Distribution portals
  • API access
  • Product versioning

Only in Insurity Suite

  • Policy lifecycle management
  • Claims automation
  • Billing and payments
  • Document management
  • Underwriting workbench
  • Reinsurance management
  • Regulatory compliance
  • Analytics dashboard

What people use each for

The jobs each tool is most often brought in to do.

INSTANDA

  • An MGA launching a niche product in weeks and iterating rating without a development cyclenot Insurity Suite
  • A broker building an own-brand scheme on top of a capacity agreementnot Insurity Suite
  • A carrier running product experiments away from the core policy systemnot Insurity Suite
  • An embedded insurance programme where the product must be exposed through a partner APInot Insurity Suite

Insurity Suite

  • Policy administrationnot INSTANDA
  • Claims processingnot INSTANDA
  • Digital transformationnot INSTANDA
  • Legacy modernizationnot INSTANDA

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

INSTANDA

  • It is a product and policy layer, not a full core suite, so claims, finance, commissions and reporting are integrations you pay for separately and the total is well above the licence quote.
  • No-code configuration puts product logic in the hands of underwriters, which is fast but also means product changes can bypass the change control and testing discipline an IT-owned release would enforce.
  • Complex rating that needs external models, machine learning scores or intricate referral hierarchies pushes past what browser configuration handles cleanly.
  • Market presence is concentrated in the United Kingdom and Europe, so North American buyers will find fewer local references and less familiarity with state filing workflows.
  • As configuration grows across many product versions it becomes its own maintenance burden, and without discipline you accumulate variants nobody remembers the reason for.

Insurity Suite

  • Subscription pricing based on modules and users with no transparent public pricing
  • Requires significant implementation and configuration to launch new products
  • Targeted primarily at MGAs and specialty carriers, not small independent agents

Pricing, plan by plan

INSTANDA

On request
  • INSTANDA Platform$undefined/year
    • Product configuration environment
    • Policy administration
    • Distribution portals

Insurity Suite

On request
  • Core$undefined/month
    • Policy administration
    • Claims processing
    • Billing management
  • Enterprise$undefined/month
    • All Core features
    • Advanced analytics
    • Custom integrations

Which should you pick?

Choose INSTANDA if

  • You need browser-based product build.
  • You work on Web, API.
  • You also want rating configuration.
INSTANDA review

Choose Insurity Suite if

  • You need policy lifecycle management.
  • You work on Web, Api, Mobile.
  • You also want claims automation.
Insurity Suite review

Questions people ask

Is INSTANDA or Insurity Suite better?
Neither clearly leads. INSTANDA starts at On request and Insurity Suite at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, INSTANDA or Insurity Suite?
INSTANDA starts at On request and Insurity Suite at On request.
Does INSTANDA or Insurity Suite run on more platforms?
INSTANDA runs on Web, API. Insurity Suite runs on Web, Api, Mobile.
What is INSTANDA best used for?
INSTANDA is most often used for an mga launching a niche product in weeks and iterating rating without a development cycle, a broker building an own-brand scheme on top of a capacity agreement, a carrier running product experiments away from the core policy system, an embedded insurance programme where the product must be exposed through a partner api. Of those, an mga launching a niche product in weeks and iterating rating without a development cycle and a broker building an own-brand scheme on top of a capacity agreement are not what Insurity Suite is typically brought in for.
What can INSTANDA do that Insurity Suite cannot?
INSTANDA covers Browser-based product build, Rating configuration, Document generation, Distribution portals. Insurity Suite covers Policy lifecycle management, Claims automation, Billing and payments, Document management.

Answered from the vendors’ own pages

INSTANDA: Can underwriters really build products without developers?

Yes for mainstream product structures, and this is worth testing in a proof of concept with your own staff. Complex rating that calls external models still needs engineering.

Insurity Suite: What does Insurity Pro Suite provide?

Insurity Pro Suite is a modular core platform for growing carriers and MGAs, providing enterprise-grade policy administration, integrated billing and accounting, and end-to-end claims management. It supports 20+ commercial and personal lines, E&S, and Lloyd's products.

Source
INSTANDA: Is it a complete core system?

No. It covers product, quoting and policy administration well. Claims, finance and commissions are separate systems you integrate.

Insurity Suite: What is Insurity's Sure Personal Suite?

Insurity Sure Personal Suite provides cost-effective policy, billing, and claims solutions specifically designed for personal lines property and casualty carriers.

Source
INSTANDA: Where is it strongest geographically?

The United Kingdom and Europe, particularly among MGAs. North American deployments exist but the reference base is younger.

Insurity Suite: Does Insurity use AI for underwriting?

Yes. Insurity Pro Suite includes an AI-powered risk assistant that identifies profitable submissions through risk scoring, evaluates submission data using artificial intelligence, and provides instant profitability scores to prioritize high-value risks.

Source
Insurity Suite: What claims processing speed does Insurity deliver?

Insurity enables digital claims payments that issue claim settlements in under thirty seconds via integrated ACH, virtual cards, or real-time payment processing rails.

Source
Insurity Suite: Does Insurity offer workflow configuration without coding?

Yes. Insurity provides workflow configuration that allows business users to modify underwriting and claims workflows through a visual interface without requiring software code or IT involvement.

Source
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