Softwr

Payroll · head to head

Immediate vs Sage 300 Construction

Immediate logo

Immediate

Payroll

On-demand pay, off-cycle payments and digital tips for US hourly employers

From
On request
Rated
-
Full reviewWebsite
Sage 300 Construction logo

Sage 300 Construction

Construction

Cloud-based construction ERP software

From
$400/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Immediate as with the whole category, the employee pays a fee for instant access, so a benefit sold internally as free to staff is not free to the staff using it.; Sage 300 Construction the Internet Archive's capture of Sage's product page on 25 December 2019 confirmed Sage 300 Construction and Real Estate as a distinct 'Other products' entry separate from the mainline Sage 300cloud accounting product, with no price figure published for either.
  • They diverge on capability: Immediate covers Earned wage access, Sage 300 Construction covers Project management.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Immediate and Sage 300 Construction actually diverge.

Attributes where Immediate and Sage 300 Construction differ
AttributeImmediateSage 300 Construction
Starting priceOn request$400/month
Pricing modelquotesubscription
PlatformsWeb, iOS, AndroidWeb, Windows
CategoryPayrollConstruction
FoundedUnknown1981

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Immediate

  • Earned wage access
  • Digital tip disbursement
  • Off-cycle payments
  • Pay cards
  • Payroll deduction
  • Employer reporting

Only in Sage 300 Construction

  • Project management
  • Accounting
  • Job costing
  • Payroll
  • Equipment management
  • QuickBooks
  • Microsoft 365
  • Stripe

What people use each for

The jobs each tool is most often brought in to do.

Immediate

  • A restaurant group ending end-of-shift cash tip handouts and the cash handling that goes with itnot Sage 300 Construction
  • An employer that must issue final pay quickly on termination in states with strict deadlinesnot Sage 300 Construction
  • A hotel or care operator with unbanked staff needing pay cards alongside wage accessnot Sage 300 Construction
  • A high-turnover hourly employer using same-day pay access as a recruiting messagenot Sage 300 Construction

Sage 300 Construction

  • Financial managementnot Immediate
  • Job costingnot Immediate
  • Payrollnot Immediate
  • Equipment trackingnot Immediate

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Immediate

  • As with the whole category, the employee pays a fee for instant access, so a benefit sold internally as free to staff is not free to the staff using it.
  • It is a smaller provider than DailyPay or Payactiv, so the library of certified payroll and time system integrations is narrower and custom file work is more likely.
  • Earned wage access rules differ by US state and continue to change, which creates compliance work for multi-state employers that the vendor cannot remove.
  • Tips, off-cycle payments and advances are priced separately, so the apparent low headline cost fragments into several line items once you use the full bundle.
  • Pay card programmes attract regulatory and reputational scrutiny in the US, and an employer defaulting staff onto a card rather than a bank account risks complaints and state law problems.

Sage 300 Construction

  • The Internet Archive's capture of Sage's product page on 25 December 2019 confirmed Sage 300 Construction and Real Estate as a distinct 'Other products' entry separate from the mainline Sage 300cloud accounting product, with no price figure published for either.

Pricing, plan by plan

Immediate

On request
  • Immediate$undefined/year
    • Employer pricing quoted, often minimal or per employee per month
    • Employee transaction fee for instant access to funds
    • Tip disbursement and off-cycle payments priced separately

Sage 300 Construction

$400/month
  • Professional$400/month
    • Project management
    • Accounting
    • Job costing
  • EnterpriseFree
    • Equipment management
    • Advanced analytics
    • Custom workflows

Which should you pick?

Choose Immediate if

  • You need earned wage access.
  • You work on Web, iOS, Android.
  • You also want digital tip disbursement.
Immediate review

Choose Sage 300 Construction if

  • You need project management.
  • You work on Web, Windows.
  • You also want accounting.
Sage 300 Construction review

Questions people ask

Is Immediate or Sage 300 Construction better?
Neither clearly leads. Immediate starts at On request and Sage 300 Construction at $400/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Immediate or Sage 300 Construction?
Immediate starts at On request and Sage 300 Construction at $400/month.
Does Immediate or Sage 300 Construction run on more platforms?
Immediate runs on Web, iOS, Android. Sage 300 Construction runs on Web, Windows.
What is Immediate best used for?
Immediate is most often used for a restaurant group ending end-of-shift cash tip handouts and the cash handling that goes with it, an employer that must issue final pay quickly on termination in states with strict deadlines, a hotel or care operator with unbanked staff needing pay cards alongside wage access, a high-turnover hourly employer using same-day pay access as a recruiting message. Of those, a restaurant group ending end-of-shift cash tip handouts and the cash handling that goes with it and an employer that must issue final pay quickly on termination in states with strict deadlines are not what Sage 300 Construction is typically brought in for.
What can Immediate do that Sage 300 Construction cannot?
Immediate covers Earned wage access, Digital tip disbursement, Off-cycle payments, Pay cards. Sage 300 Construction covers Project management, Accounting, Job costing, Payroll.

Answered from the vendors’ own pages

Immediate: What does the employer pay?

Pricing is quoted and often minimal or a small per-employee-per-month charge; most vendor revenue comes from employee instant transfer fees.

Immediate: Can it replace cash tip-outs?

Yes. Digital tip disbursement is one of its main draws for restaurants and hospitality.

Immediate: Is Immediate still trading?

Yes. It is an independent Birmingham, Alabama company and joined the American Fintech Council in 2025.

Share

Related pages

More on Immediate

More on Sage 300 Construction

Keep looking

Other head to heads