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Accounting · head to head

Dinero vs IRIS KashFlow

Dinero logo

Dinero

Accounting

Danish accounting software for small businesses and self-employed

From
Free
Rated
-
IRIS KashFlow logo

IRIS KashFlow

Accounting

Online accounting software for UK sole traders and small businesses

From
£13.5/month
Rated
-

The short version

  • Only Dinero has a free tier, so it costs nothing to try first.
  • Each has a real cost: Dinero free tier only for turnover under 100,000 DKK annually; IRIS KashFlow advertised monthly prices of £1.35 (Starter) and £2.75 (Business) are a 90% promotional discount off the standard £13.50 and £27.50 rates, and the promotion is described as lasting 6 months before reverting
  • Prices and features above were last checked on 29 August 2026.

Where they differ

Only the attributes on which Dinero and IRIS KashFlow actually diverge.

Attributes where Dinero and IRIS KashFlow differ
AttributeDineroIRIS KashFlow
Starting priceFree£13.5/month
Pricing modelfreemiumsubscription
Free tierYesNo

Identical on both: platforms (Web), user rating (Not yet rated), category (Accounting).

What people use each for

The jobs each tool is most often brought in to do.

Dinero

  • Small business accountingnot IRIS KashFlow

IRIS KashFlow

  • business accountingnot Dinero
  • invoicing and billingnot Dinero
  • VAT managementnot Dinero

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Dinero

  • Free tier only for turnover under 100,000 DKK annually
  • Monthly billing costs 52 DKK more than annual on Starter+

IRIS KashFlow

  • Advertised monthly prices of £1.35 (Starter) and £2.75 (Business) are a 90% promotional discount off the standard £13.50 and £27.50 rates, and the promotion is described as lasting 6 months before reverting
  • Listed prices are in GBP plus VAT, and the platform's plans are built around UK VAT filing rather than other tax regimes
  • Annual pricing is quoted at RRP £162/year (Starter) and £291.50/year (Business) before the same promotional reduction

Pricing, plan by plan

Dinero

Free
  • StarterFree
    • For businesses with turnover under 100,000 DKK annually
    • Basic accounting functions
    • Limited advisor guidance
  • Starter+$245/month
    • Unlimited turnover
    • Ad-free invoices
    • 297 DKK if monthly billing
  • Pro$345/month
    • Automatic booking suggestions
    • Full bookkeeping support 8-22 daily
    • 24/7 AI support
  • Total$545/month
    • Annual financial statements included
    • Prioritized chat support
    • Unlimited risk and credit assessments

IRIS KashFlow

£13.5/month
  • Starter Monthly$13.5/month
    • 10 invoices
    • up to 25 bank transactions
    • single user access
  • Business Monthly$27.5/month
    • unlimited invoices
    • unlimited bank transactions
    • multi-user access
  • Starter Annual$162/year
    • 10 invoices
    • up to 25 bank transactions
    • single user access
  • Business Annual$291.5/year
    • unlimited invoices
    • unlimited bank transactions
    • multi-user access

Which should you pick?

Choose Dinero if

  • You want to start without paying.

Choose IRIS KashFlow if

Nothing in the data separates IRIS KashFlow from Dinero on the points above - pick on price and on how each one feels to use.

Questions people ask

Is Dinero or IRIS KashFlow better?
Neither clearly leads. Dinero starts at Free and IRIS KashFlow at £13.5/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Dinero or IRIS KashFlow?
Dinero has a free tier; the other does not. Paid plans start at Free for Dinero and £13.5/month for IRIS KashFlow.
Does Dinero or IRIS KashFlow run on more platforms?
Both run on Web, so platform support will not decide this one for you.
Can I use Dinero for free?
Yes. Dinero has a free tier, so you can try it without paying. IRIS KashFlow starts at £13.5/month.
What is Dinero best used for?
Dinero is most often used for small business accounting. Of those, small business accounting is not what IRIS KashFlow is typically brought in for.

Answered from the vendors’ own pages

Dinero: How much does Dinero cost?

Dinero offers a free Starter plan for businesses under 100,000 DKK annual turnover. Starter+ is 245 DKK/month (yearly) or 297 DKK/month (monthly billing). Pro is 345 DKK/month, and Total is 545 DKK/month.

Source
IRIS KashFlow: What are IRIS KashFlow's core features across all plans?

All IRIS KashFlow plans include unlimited quotes, online VAT submission, mobile app access, 50+ reports, bank feeds, receipt capture, multi-currency support, and payroll for up to 5 employees.

Source
Dinero: Is Dinero free?

Yes, Dinero offers a free Starter plan for businesses with annual turnover under 100,000 DKK, including basic accounting and limited advisor guidance.

Source
IRIS KashFlow: Are there promotional discounts for new IRIS KashFlow customers?

Yes, new customers receive a 90% discount for 6 months on both Starter and Business monthly plans.

Source
Dinero: What discount does Dinero offer for multiple businesses?

A 33% discount applies when managing multiple businesses with Pro or Total subscriptions.

Source
IRIS KashFlow: Can multiple users access IRIS KashFlow on the Starter plan?

No, the Starter plan is limited to single-user access only. Multi-user access requires the Business plan.

Source
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