Softwr

Insurance · head to head

Hippo vs Guidewire PolicyCenter

Hippo logo

Hippo

Insurance

Homeowners insurance reimagined

From
On request
Rated
-
Guidewire PolicyCenter logo

Guidewire PolicyCenter

Insurance

Core system for policy administration

From
On request
Rated
-

The short version

  • Each has a real cost: Hippo no premium figures are published; the site names only Basic and Enhanced coverage tiers and routes every quote through comparing personalized rates from over 70 carrier partners rather than Hippo's own underwriting; Guidewire PolicyCenter pricing is not published; sold by quote through a sales process
  • They diverge on capability: Hippo covers Personalized quotes, Guidewire PolicyCenter covers Policy lifecycle management.

Where they differ

Only the attributes on which Hippo and Guidewire PolicyCenter actually diverge.

Attributes where Hippo and Guidewire PolicyCenter differ
AttributeHippoGuidewire PolicyCenter
PlatformsWeb, Ios, AndroidWeb
Founded20152001

Identical on both: starting price (On request), pricing model (quote), free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Hippo

  • Personalized quotes
  • Digital policy management
  • 24/7 customer support
  • Mobile app
  • Smart home integrations
  • Claims support
  • Customizable coverage
  • Instant policy changes

Only in Guidewire PolicyCenter

  • Policy lifecycle management
  • Underwriting workbench
  • Rating engine
  • Product model framework
  • Forms management
  • Reinsurance management
  • Multi-line support
  • Real-time quoting

Both cover

  • Data encryption
  • Cloud deployment

What people use each for

The jobs each tool is most often brought in to do.

Hippo

  • Comparing home insurance quotes across multiple carrier partnersnot Guidewire PolicyCenter
  • Bundling home coverage with auto, flood, pet or landlord add on policiesnot Guidewire PolicyCenter

Guidewire PolicyCenter

  • Policy administrationnot Hippo
  • Underwritingnot Hippo
  • Product configurationnot Hippo
  • Rate managementnot Hippo

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Hippo

  • No premium figures are published; the site names only Basic and Enhanced coverage tiers and routes every quote through comparing personalized rates from over 70 carrier partners rather than Hippo's own underwriting

Guidewire PolicyCenter

  • Pricing is not published; sold by quote through a sales process

Pricing, plan by plan

Hippo

On request
  • Essential$undefined/month
    • Dwelling coverage
    • Personal property
    • Liability protection

Guidewire PolicyCenter

On request

No published plan breakdown. See the Guidewire PolicyCenter review.

Which should you pick?

Choose Hippo if

  • You need personalized quotes.
  • You work on Web, Ios, Android.
  • You also want digital policy management.

Choose Guidewire PolicyCenter if

  • You need policy lifecycle management.
  • You also want underwriting workbench.

Questions people ask

Is Hippo or Guidewire PolicyCenter better?
Neither clearly leads. Hippo starts at On request and Guidewire PolicyCenter at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Hippo or Guidewire PolicyCenter?
Hippo starts at On request and Guidewire PolicyCenter at On request.
Does Hippo or Guidewire PolicyCenter run on more platforms?
Hippo runs on Web, Ios, Android. Guidewire PolicyCenter runs on Web.
What is Hippo best used for?
Hippo is most often used for comparing home insurance quotes across multiple carrier partners, bundling home coverage with auto, flood, pet or landlord add on policies. Of those, comparing home insurance quotes across multiple carrier partners and bundling home coverage with auto, flood, pet or landlord add on policies are not what Guidewire PolicyCenter is typically brought in for.
What can Hippo do that Guidewire PolicyCenter cannot?
Hippo covers Personalized quotes, Digital policy management, 24/7 customer support, Mobile app. Guidewire PolicyCenter covers Policy lifecycle management, Underwriting workbench, Rating engine, Product model framework. Both handle Data encryption, Cloud deployment.

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