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APIs · head to head

Hasura vs Marqeta

Hasura logo

Hasura

APIs

GraphQL engine that instantly creates production-ready GraphQL API from databases

From
Free
Rated
-
Marqeta logo

Marqeta

APIs

Card issuing and transaction processing APIs with just-in-time funding

From
On request
Rated
-

The short version

  • Only Hasura has a free tier, so it costs nothing to try first.
  • Each has a real cost: Hasura active model definition: model/command accessed more than 1,000 times monthly; Marqeta you still need a sponsor bank and a BIN, so the timeline and compliance burden of launching are set by a bank you must separately court and satisfy.
  • They diverge on capability: Hasura covers GraphQL API, Marqeta covers Just-in-time funding.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Hasura and Marqeta actually diverge.

Attributes where Hasura and Marqeta differ
AttributeHasuraMarqeta
Starting priceFreeOn request
Pricing modelfreemiumquote
Free tierYesNo
PlatformsWebWeb, REST API
Founded2017Unknown

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Hasura

  • GraphQL API
  • Real-time subscriptions
  • Access control
  • PostgreSQL
  • MySQL
  • Webhooks
  • REST APIs
  • Cloud support

Only in Marqeta

  • Just-in-time funding
  • Virtual and physical issuing
  • Spend controls
  • Programme management tools
  • Multi-region issuing
  • Webhooks and ledger data

What people use each for

The jobs each tool is most often brought in to do.

Hasura

  • Automatic GraphQL API generation from existing databasesnot Marqeta
  • Real-time data subscriptions for modern applicationsnot Marqeta
  • Backend infrastructure for web and mobile applicationsnot Marqeta
  • Event-triggered webhooks for database changesnot Marqeta

Marqeta

  • A delivery marketplace funding courier cards only at the moment a courier pays for the ordernot Hasura
  • An expense platform issuing a virtual card per subscription with merchant locksnot Hasura
  • A lender issuing a card that draws on an approved credit line rather than a stored balancenot Hasura
  • A fintech wanting the same issuing stack across US and European programmesnot Hasura

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Hasura

  • Active model definition: model/command accessed more than 1,000 times monthly
  • Private DDN requires Base or Advanced plan

Marqeta

  • You still need a sponsor bank and a BIN, so the timeline and compliance burden of launching are set by a bank you must separately court and satisfy.
  • Pricing carries minimum monthly platform commitments, so a programme with modest card volume pays for capacity it never uses.
  • Programme revenue depends heavily on interchange, which means regulated debit interchange caps and European interchange caps materially change the business case by market.
  • Disputes, chargebacks and fraud losses sit with the programme, and teams that assumed the processor absorbed them discover a real operations headcount requirement.
  • Just-in-time funding makes your own authorisation endpoint a hard availability dependency; if it is slow or down, cards decline at the point of sale.

Pricing, plan by plan

Hasura

Free
  • DDN FreeFree
    • Unlimited models
    • 1 supergraph developer
    • 15-minute observability retention
  • DDN Base$5/month
    • Per active model billing
    • Unlimited developers
    • 30-day observability retention
  • DDN Advanced$30/month
    • Per active model billing
    • Federated collaboration
    • Multi-repo CI/CD

Marqeta

On request
  • Marqeta card issuing$undefined/year
    • Minimum monthly platform fee plus per-transaction and per-active-card charges
    • Interchange share negotiated between programme, processor and sponsor bank
    • Sponsor bank required, with its own fees and approval process

Which should you pick?

Choose Hasura if

  • You need graphql api.
  • You want to start without paying.
  • You also want real-time subscriptions.

Choose Marqeta if

  • You need just-in-time funding.
  • You work on Web, REST API.
  • You also want virtual and physical issuing.

Questions people ask

Is Hasura or Marqeta better?
Neither clearly leads. Hasura starts at Free and Marqeta at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Hasura or Marqeta?
Hasura has a free tier; the other does not. Paid plans start at Free for Hasura and On request for Marqeta.
Does Hasura or Marqeta run on more platforms?
Hasura runs on Web. Marqeta runs on Web, REST API.
Can I use Hasura for free?
Yes. Hasura has a free tier, so you can try it without paying. Marqeta starts at On request.
What is Hasura best used for?
Hasura is most often used for automatic graphql api generation from existing databases, real-time data subscriptions for modern applications, backend infrastructure for web and mobile applications, event-triggered webhooks for database changes. Of those, automatic graphql api generation from existing databases and real-time data subscriptions for modern applications are not what Marqeta is typically brought in for.
What can Hasura do that Marqeta cannot?
Hasura covers GraphQL API, Real-time subscriptions, Access control, PostgreSQL. Marqeta covers Just-in-time funding, Virtual and physical issuing, Spend controls, Programme management tools.

Answered from the vendors’ own pages

Hasura: How much does Hasura cost?

Hasura DDN Free is free. DDN Base starts at $5/active model/month, and DDN Advanced starts at $30/active model/month.

Source
Marqeta: Do I need a sponsor bank?

Yes. Marqeta is an issuer processor, not a bank. Card programmes run on a sponsor bank BIN, and that bank approves and supervises your programme.

Hasura: What is an active model in Hasura pricing?

An active model is defined as any model or command accessed more than 1,000 times monthly.

Source
Marqeta: How does the pricing really work?

A minimum monthly platform fee plus per-transaction and per-active-card charges, offset by a negotiated share of interchange. The interchange split is the substance of the deal.

Hasura: Is there a free version of Hasura?

Yes, Hasura DDN Free is always free and includes unlimited models, 1 supergraph developer, and 15-minute observability retention.

Source
Marqeta: What is just-in-time funding?

Marqeta calls your endpoint at authorisation so you decide and fund each transaction, rather than pre-loading balances onto cards.

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