APIs · head to head
Hasura vs Yapily

Hasura
APIs
GraphQL engine that instantly creates production-ready GraphQL API from databases
- From
- Free
- Rated
- -

Yapily
APIs
Open banking API infrastructure for account data and pay-by-bank payments across Europe
- From
- Free
- Rated
- -
The short version
- Each has a real cost: Hasura active model definition: model/command accessed more than 1,000 times monthly; Yapily production pricing itself is not published; only the resulting typical merchant transaction cost is publicly known, so the underlying platform fee still requires a sales conversation.
- They diverge on capability: Hasura covers GraphQL API, Yapily covers Unified open banking API.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Hasura and Yapily actually diverge.
Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (APIs).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Hasura
- GraphQL API
- Real-time subscriptions
- Access control
- PostgreSQL
- MySQL
- Webhooks
- REST APIs
- Cloud support
Only in Yapily
- Unified open banking API
- Account information access
- Payment initiation
- Free sandbox
- Multi-country bank coverage
- Webhooks and reconciliation tooling
What people use each for
The jobs each tool is most often brought in to do.
Hasura
- Automatic GraphQL API generation from existing databasesnot Yapily
- Real-time data subscriptions for modern applicationsnot Yapily
- Backend infrastructure for web and mobile applicationsnot Yapily
- Event-triggered webhooks for database changesnot Yapily
Yapily
- A merchant wanting a lower-cost payment method alongside card acceptancenot Hasura
- A lending or budgeting product needing bank account data for affordability checksnot Hasura
- A business wanting one API instead of separate integrations to each bank's own open banking standardnot Hasura
- A company prototyping open banking features for free in sandbox before committing budgetnot Hasura
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Hasura
- Active model definition: model/command accessed more than 1,000 times monthly
- Private DDN requires Base or Advanced plan
Yapily
- Production pricing itself is not published; only the resulting typical merchant transaction cost is publicly known, so the underlying platform fee still requires a sales conversation.
- Consumer adoption of pay-by-bank still lags card payments, so merchants offering it as a checkout option typically see it used as a secondary rather than primary payment method.
- Coverage depends on the banks in each country maintaining reliable open banking APIs, and inconsistent bank-side reliability across markets is a known category-wide weakness, not unique to Yapily but not solved by it either.
- As infrastructure for both account data and payments, a company only needing one of those two capabilities is still evaluating a broader platform than it may need.
- Regulatory dependence on PSD2 and UK open banking rules means the underlying legal framework, not just Yapily's product, could shift and affect what is possible on the platform.
Pricing, plan by plan
Hasura
Free- DDN FreeFree
- Unlimited models
- 1 supergraph developer
- 15-minute observability retention
- DDN Base$5/month
- Per active model billing
- Unlimited developers
- 30-day observability retention
- DDN Advanced$30/month
- Per active model billing
- Federated collaboration
- Multi-repo CI/CD
Yapily
Free- SandboxFree
- Free testing environment
- UK and European bank connections for development
- Production$undefined/month
- Pay-as-you-go pricing, exact rates not published
- Typical pay-by-bank cost of 0.1 to 0.5% or a flat 5 to 30 pence per transaction
Which should you pick?
Choose Hasura if
- You need graphql api.
- You want to start without paying.
- You also want real-time subscriptions.
Choose Yapily if
- You need unified open banking api.
- You want to start without paying.
- You work on Web, API.
- You also want account information access.
Questions people ask
- Is Hasura or Yapily better?
- Neither clearly leads. Hasura starts at Free and Yapily at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Hasura or Yapily?
- Hasura starts at Free and Yapily at Free.
- Does Hasura or Yapily run on more platforms?
- Hasura runs on Web. Yapily runs on Web, API.
- Can I use Hasura for free?
- Both have a free tier, so you can try either at no cost before committing.
- What is Hasura best used for?
- Hasura is most often used for automatic graphql api generation from existing databases, real-time data subscriptions for modern applications, backend infrastructure for web and mobile applications, event-triggered webhooks for database changes. Of those, automatic graphql api generation from existing databases and real-time data subscriptions for modern applications are not what Yapily is typically brought in for.
- What can Hasura do that Yapily cannot?
- Hasura covers GraphQL API, Real-time subscriptions, Access control, PostgreSQL. Yapily covers Unified open banking API, Account information access, Payment initiation, Free sandbox.
Answered from the vendors’ own pages
Hasura: How much does Hasura cost?
Hasura DDN Free is free. DDN Base starts at $5/active model/month, and DDN Advanced starts at $30/active model/month.
SourceYapily: Is there a free way to try it?
Yes, sandbox access is free for development and testing.
Hasura: What is an active model in Hasura pricing?
An active model is defined as any model or command accessed more than 1,000 times monthly.
SourceYapily: How much cheaper is pay-by-bank than card payments?
Typically 0.1 to 0.5% of transaction value, or a flat 5 to 30 pence, against 1.5 to 3.5% for card scheme fees.
Hasura: Is there a free version of Hasura?
Yes, Hasura DDN Free is always free and includes unlimited models, 1 supergraph developer, and 15-minute observability retention.
SourceYapily: Is production pricing published?
No, production access is pay-as-you-go but exact rates require a sales conversation.
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- Yapily vs Token.io
- Yapily vs Treasury Prime
- Yapily vs Trustly
- Yapily vs Aiia
- Yapily vs Tink
- Yapily vs Volt
- Yapily vs TrueLayer
- Yapily vs Tribe Payments
- Yapily vs Method Financial
- Yapily vs Dwolla
- Yapily vs Brite Payments
- Yapily vs Salt Edge
- Yapily vs Q2 Digital Banking
- Yapily vs Solaris
- Yapily vs Stainless
- Yapily vs Swagger/OpenAPI
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