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APIs · head to head

Hasura vs Synctera

Hasura logo

Hasura

APIs

GraphQL engine that instantly creates production-ready GraphQL API from databases

From
Free
Rated
-
Full reviewWebsite
Synctera logo

Synctera

APIs

Banking-as-a-service platform that brings its own sponsor bank and compliance tooling

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Hasura has a free tier, so it costs nothing to try first.
  • Each has a real cost: Hasura active model definition: model/command accessed more than 1,000 times monthly; Synctera implementation fee, platform fee and monthly minimum are all charged and none are published, so a programme cannot model its fixed cost floor without a sales process, and at low volume those fixed fees rather than transaction pricing determine your economics.
  • They diverge on capability: Hasura covers GraphQL API, Synctera covers Sponsor bank matching.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Hasura and Synctera actually diverge.

Attributes where Hasura and Synctera differ
AttributeHasuraSynctera
Starting priceFreeOn request
Pricing modelfreemiumquote
Free tierYesNo
PlatformsWebWeb, API
Founded2017Unknown

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Hasura

  • GraphQL API
  • Real-time subscriptions
  • Access control
  • PostgreSQL
  • MySQL
  • Webhooks
  • REST APIs
  • Cloud support

Only in Synctera

  • Sponsor bank matching
  • Accounts and ledger
  • Card issuing
  • Money movement
  • KYC and KYB
  • Transaction monitoring
  • Shared bank dashboard
  • Lending support

What people use each for

The jobs each tool is most often brought in to do.

Hasura

  • Automatic GraphQL API generation from existing databasesnot Synctera
  • Real-time data subscriptions for modern applicationsnot Synctera
  • Backend infrastructure for web and mobile applicationsnot Synctera
  • Event-triggered webhooks for database changesnot Synctera

Synctera

  • A software company adding branded debit cards and accounts that has no appetite for sourcing and negotiating with a sponsor bank itselfnot Hasura
  • A fintech whose current bank partner is exiting the programme and needs a replacement with the oversight tooling already in placenot Hasura
  • A community bank that wants to run a fintech sponsorship line of business without building transaction monitoring and reconciliation from scratchnot Hasura
  • A B2B platform issuing spend cards to its customers that needs KYB, monitoring and card issuing from one contractnot Hasura

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Hasura

  • Active model definition: model/command accessed more than 1,000 times monthly
  • Private DDN requires Base or Advanced plan

Synctera

  • Implementation fee, platform fee and monthly minimum are all charged and none are published, so a programme cannot model its fixed cost floor without a sales process, and at low volume those fixed fees rather than transaction pricing determine your economics.
  • The sponsor bank remains a third party whose risk appetite governs what you can launch, and a bank exiting or tightening its programme can force product changes you did not choose, which has happened repeatedly across the sector.
  • Onboarding runs on bank timelines, so several months typically pass between contract and first live customer while compliance policies and flow of funds are reviewed by both Synctera and the bank.
  • Coverage is United States focused, so a fintech with cross-border plans needs an entirely separate stack for other markets rather than an extension of this one.
  • Sitting between you and the bank means Synctera is another party in the reconciliation chain, and when balances disagree you are coordinating between two organisations rather than one, which lengthens incident resolution.

Pricing, plan by plan

Hasura

Free
  • DDN FreeFree
    • Unlimited models
    • 1 supergraph developer
    • 15-minute observability retention
  • DDN Base$5/month
    • Per active model billing
    • Unlimited developers
    • 30-day observability retention
  • DDN Advanced$30/month
    • Per active model billing
    • Federated collaboration
    • Multi-repo CI/CD

Synctera

On request
  • Synctera Platform$undefined/year
    • Sponsor bank relationship included
    • Accounts, ledger and card issuing
    • ACH, wire and instant rails

Which should you pick?

Choose Hasura if

  • You need graphql api.
  • You want to start without paying.
  • You also want real-time subscriptions.
Hasura review

Choose Synctera if

  • You need sponsor bank matching.
  • You work on Web, API.
  • You also want accounts and ledger.
Synctera review

Questions people ask

Is Hasura or Synctera better?
Neither clearly leads. Hasura starts at Free and Synctera at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Hasura or Synctera?
Hasura has a free tier; the other does not. Paid plans start at Free for Hasura and On request for Synctera.
Does Hasura or Synctera run on more platforms?
Hasura runs on Web. Synctera runs on Web, API.
Can I use Hasura for free?
Yes. Hasura has a free tier, so you can try it without paying. Synctera starts at On request.
What is Hasura best used for?
Hasura is most often used for automatic graphql api generation from existing databases, real-time data subscriptions for modern applications, backend infrastructure for web and mobile applications, event-triggered webhooks for database changes. Of those, automatic graphql api generation from existing databases and real-time data subscriptions for modern applications are not what Synctera is typically brought in for.
What can Hasura do that Synctera cannot?
Hasura covers GraphQL API, Real-time subscriptions, Access control, PostgreSQL. Synctera covers Sponsor bank matching, Accounts and ledger, Card issuing, Money movement.

Answered from the vendors’ own pages

Hasura: How much does Hasura cost?

Hasura DDN Free is free. DDN Base starts at $5/active model/month, and DDN Advanced starts at $30/active model/month.

Source
Synctera: Does Synctera provide the bank?

Yes. Unlike a pure technology vendor, Synctera contracts with sponsor banks and brings one into your programme.

Hasura: What is an active model in Hasura pricing?

An active model is defined as any model or command accessed more than 1,000 times monthly.

Source
Synctera: What does it cost?

Nothing is published. Expect an implementation fee, a recurring platform fee and a monthly minimum, plus usage charges.

Hasura: Is there a free version of Hasura?

Yes, Hasura DDN Free is always free and includes unlimited models, 1 supergraph developer, and 15-minute observability retention.

Source
Synctera: How long does it take to launch?

Plan for months, not weeks, because both Synctera and the sponsor bank run compliance diligence on your programme.

Synctera: Is it available outside the United States?

Its focus is the United States; it has offered Canadian capability but non-US coverage is limited.

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