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APIs · head to head

Griffin vs Paw

Griffin logo

Griffin

APIs

UK banking-as-a-service from a company that holds its own full banking licence

From
£100/month
Rated
-
Full reviewWebsite
Paw logo

Paw

APIs

Full-featured REST client for macOS with powerful scripting and testing

From
$99/one-time
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Griffin platform banking carries a one-off onboarding fee from 15,000 pounds and a 3,500 pound monthly minimum, which prices out early-stage companies entirely.; Paw no specific pricing amounts published for subscription tiers
  • They diverge on capability: Griffin covers Bank accounts by API, Paw covers REST Client.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Griffin and Paw actually diverge.

Attributes where Griffin and Paw differ
AttributeGriffinPaw
Starting price£100/month$99/one-time
Pricing modelPer month with usage drawdownsubscription
PlatformsWeb, REST APIMacOS
FoundedUnknown2013

Identical on both: free tier (No), user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Griffin

  • Bank accounts by API
  • UK payment rails
  • Integrated ledger
  • Automated onboarding
  • Debit cards
  • Interest on balances

Only in Paw

  • REST Client
  • Scripting
  • Dynamic Values
  • Slack
  • GitHub
  • Custom extensions
  • MacOS support

What people use each for

The jobs each tool is most often brought in to do.

Griffin

  • A wealth platform that must hold client money in a licensed bank rather than an EMI safeguarding accountnot Paw
  • A lender wanting UK accounts and payment rails without becoming a bank itselfnot Paw
  • A fintech burned by sponsor bank instability that wants the deposit holder and the API provider to be the same entitynot Paw
  • A platform needing sub-account ledgering for pooled client funds with a clean audit trailnot Paw

Paw

  • API Developmentnot Griffin
  • API Gatewaynot Griffin
  • API Testingnot Griffin
  • API Documentationnot Griffin
  • Microservicesnot Griffin

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Griffin

  • Platform banking carries a one-off onboarding fee from 15,000 pounds and a 3,500 pound monthly minimum, which prices out early-stage companies entirely.
  • It is UK-only, so a business with European or US operations needs a second banking provider and a second integration for those entities.
  • It is a young bank with a small balance sheet relative to incumbents, and enterprise counterparties still ask hard questions about concentration risk.
  • Holding a banking licence means Griffin applies bank-grade due diligence to its own clients, so onboarding is slower and more selective than an EMI-based provider.
  • Feature breadth is narrower than long-established providers, particularly in card programme management and in payment types beyond core UK rails.

Paw

  • No specific pricing amounts published for subscription tiers
  • Individual and volume licensing requires direct contact
  • Limited details on team subscription pricing

Pricing, plan by plan

Griffin

£100/month
  • Business Banking$100/month
    • From 100 pounds per month
    • Interest or commission from around 1.75 percent AER variable
    • Operational accounts and UK payment rails
  • Platform Banking$3500/month
    • One-off onboarding fee from 15,000 pounds
    • Minimum monthly spend of 3,500 pounds, drawn down by usage
    • Higher committed tiers at 5,000 and 10,000 pounds with discounts
  • Enterprise$undefined/month
    • Custom pricing
    • Bespoke account structures and volumes
    • Negotiated interest or commission share

Paw

$99/one-time
  • Standard$99/one-time
    • Full REST client
    • Advanced scripting
    • Extensions
  • Annual License$49/yearly
    • All features
    • Updates
    • Priority support

Which should you pick?

Choose Griffin if

  • You need bank accounts by api.
  • You work on Web, REST API.
  • You also want uk payment rails.
Griffin review

Choose Paw if

  • You need rest client.
  • You work on MacOS.
  • You also want scripting.
Paw review

Questions people ask

Is Griffin or Paw better?
Neither clearly leads. Griffin starts at £100/month and Paw at $99/one-time, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Griffin or Paw?
Griffin starts at £100/month and Paw at $99/one-time.
Does Griffin or Paw run on more platforms?
Griffin runs on Web, REST API. Paw runs on MacOS.
What is Griffin best used for?
Griffin is most often used for a wealth platform that must hold client money in a licensed bank rather than an emi safeguarding account, a lender wanting uk accounts and payment rails without becoming a bank itself, a fintech burned by sponsor bank instability that wants the deposit holder and the api provider to be the same entity, a platform needing sub-account ledgering for pooled client funds with a clean audit trail. Of those, a wealth platform that must hold client money in a licensed bank rather than an emi safeguarding account and a lender wanting uk accounts and payment rails without becoming a bank itself are not what Paw is typically brought in for.
What can Griffin do that Paw cannot?
Griffin covers Bank accounts by API, UK payment rails, Integrated ledger, Automated onboarding. Paw covers REST Client, Scripting, Dynamic Values, Slack.

Answered from the vendors’ own pages

Griffin: Is Griffin actually a bank?

Yes. It received a UK banking licence with restrictions in March 2023 and a full licence in March 2024 after exiting mobilisation.

Paw: How much does RapidAPI for Mac (Paw) cost?

Paw offers a free tier for personal and professional use. Paid subscription plans are available on monthly and yearly billing, but specific pricing amounts are not disclosed and require direct contact with RapidAPI.

Source
Griffin: What does it cost?

Business banking from 100 pounds a month; platform banking from a 15,000 pound onboarding fee plus a 3,500 pound monthly minimum drawn down by usage.

Paw: Is there a free version of Paw?

Yes, RapidAPI for Mac (Paw) is free for both personal and professional use.

Source
Griffin: Does it cover Europe?

No. Griffin is a UK bank serving UK accounts and UK payment rails.

Paw: What features are included in the free version of Paw?

The free tier includes HTTP client capabilities for API testing, API documentation, personal sync across devices, and support for Swagger, RAML, and API Blueprint formats.

Source
Paw: What additional features do Paw team subscriptions include?

Team subscription plans include all personal features plus collaborative tools, team project access, synchronized workflows with safe data merges, and real-time notifications and updates.

Source
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