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Personal Finance · head to head

Google Pay vs QuickBooks

Google Pay logo

Google Pay

Personal Finance

Fast, simple and secure payments

From
Free
Rated
-
Full reviewWebsite
QuickBooks logo

QuickBooks

Accounting

Smart, simple online accounting software for small business

From
$30/month
Rated
-
Full reviewWebsite

The short version

  • Only Google Pay has a free tier, so it costs nothing to try first.
  • Each has a real cost: Google Pay limited to Android devices and Chrome browser; lacks native support for iOS devices; QuickBooks chart of Accounts is capped on every QuickBooks Online tier except Advanced; Simple Start, Essentials and Plus all have a limited entry count
  • They diverge on capability: Google Pay covers Digital wallet, QuickBooks covers Income & expense tracking.

Where they differ

Only the attributes on which Google Pay and QuickBooks actually diverge.

Attributes where Google Pay and QuickBooks differ
AttributeGoogle PayQuickBooks
Starting priceFree$30/month
Pricing modelfreesubscription
Free tierYesNo
PlatformsAndroid, Chrome browserWeb, Ios, Android, Api
CategoryPersonal FinanceAccounting
Founded20151983

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Google Pay

  • Digital wallet
  • Contactless payments
  • Online shopping
  • P2P money transfers
  • Credit cards
  • Debit cards
  • Bank accounts
  • Android support

Only in QuickBooks

  • Income & expense tracking
  • Invoicing
  • Payment processing
  • Financial reporting
  • Tax preparation
  • Bank reconciliation
  • Bill management
  • Mobile apps

What people use each for

The jobs each tool is most often brought in to do.

Google Pay

  • Android users making contactless payments at supported retailersnot QuickBooks
  • Chrome browser users utilising payment autofill at checkoutnot QuickBooks

QuickBooks

  • Bookkeepingnot Google Pay
  • Invoicingnot Google Pay
  • Expense trackingnot Google Pay
  • Financial reportingnot Google Pay
  • Tax preparationnot Google Pay

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Google Pay

  • Limited to Android devices and Chrome browser; lacks native support for iOS devices
  • International money transfer through third-party provider (Wise Inc.) with limited details on coverage

QuickBooks

  • Chart of Accounts is capped on every QuickBooks Online tier except Advanced; Simple Start, Essentials and Plus all have a limited entry count
  • Even the top Advanced tier caps bulk invoice uploads at 1,000 transaction lines per batch
  • Payroll is a separate paid add-on billed per employee per month (USD 6 to 10 depending on plan) on top of the base subscription

Pricing, plan by plan

Google Pay

Free

No published plan breakdown. See the Google Pay review.

QuickBooks

$30/month
  • Simple Start$30/month
    • Income & expense tracking
    • Invoice & payments
    • Tax deductions
  • Essentials$60/month
    • Everything in Simple Start
    • Bill management
    • Time tracking
  • Plus$90/month
    • Everything in Essentials
    • Inventory tracking
    • Project profitability
  • Advanced$200/month
    • Everything in Plus
    • Dedicated account team
    • 25 users

Which should you pick?

Choose Google Pay if

  • You need digital wallet.
  • You want to start without paying.
  • You work on Android, Chrome browser.
  • You also want contactless payments.
Google Pay review

Choose QuickBooks if

  • You need income & expense tracking.
  • You work on Web, Ios, Android, Api.
  • You also want invoicing.
QuickBooks review

Questions people ask

Is Google Pay or QuickBooks better?
Neither clearly leads. Google Pay starts at Free and QuickBooks at $30/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Google Pay or QuickBooks?
Google Pay has a free tier; the other does not. Paid plans start at Free for Google Pay and $30/month for QuickBooks.
Does Google Pay or QuickBooks run on more platforms?
Google Pay runs on Android, Chrome browser. QuickBooks runs on Web, Ios, Android, Api.
Can I use Google Pay for free?
Yes. Google Pay has a free tier, so you can try it without paying. QuickBooks starts at $30/month.
What is Google Pay best used for?
Google Pay is most often used for android users making contactless payments at supported retailers, chrome browser users utilising payment autofill at checkout. Of those, android users making contactless payments at supported retailers and chrome browser users utilising payment autofill at checkout are not what QuickBooks is typically brought in for.
What can Google Pay do that QuickBooks cannot?
Google Pay covers Digital wallet, Contactless payments, Online shopping, P2P money transfers. QuickBooks covers Income & expense tracking, Invoicing, Payment processing, Financial reporting.
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