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Nonprofits · head to head

Give Lively vs Melio

Give Lively logo

Give Lively

Nonprofits

Fundraising software given free to nonprofits, funded by its founders rather than by fees

From
Free
Rated
-
Full reviewWebsite
Melio logo

Melio

Accounting

Simple business payments

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Give Lively eligibility is limited to US 501(c)(3) organisations, so charities registered in the UK, Canada, Australia or the EU cannot use it at all regardless of fit.; Melio card payments incur flat 2.9% fee on all plans
  • They diverge on capability: Give Lively covers Branded donation pages, Melio covers Vendor payments.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Give Lively and Melio actually diverge.

Attributes where Give Lively and Melio differ
AttributeGive LivelyMelio
Pricing modelFree to nonprofits, card processing charged by the processorfreemium
PlatformsWebWeb, Mobile app
CategoryNonprofitsAccounting
FoundedUnknown2018

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Give Lively

  • Branded donation pages
  • Peer-to-peer fundraising
  • Text-to-donate
  • Event ticketing
  • Donor database
  • DAFpay
  • Multiple processors

Only in Melio

  • Vendor payments
  • Card to check
  • Payment scheduling
  • Approval workflows
  • QuickBooks sync
  • QuickBooks
  • Xero
  • FreshBooks

What people use each for

The jobs each tool is most often brought in to do.

Give Lively

  • A US nonprofit currently paying a percentage platform fee on every gift and wanting that money back in programme budgetnot Melio
  • Running a peer-to-peer campaign where thin margins make a per-donation platform cut painfulnot Melio
  • A small organisation with no software budget that still needs branded, mobile-ready donation pagesnot Melio
  • Adding donor advised fund giving at checkout without paying for a separate DAF integrationnot Melio

Melio

  • Accounts payable automationnot Give Lively
  • Bill management and payment schedulingnot Give Lively
  • Multi-vendor payment processingnot Give Lively
  • Invoice receivables and payment collectionnot Give Lively

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Give Lively

  • Eligibility is limited to US 501(c)(3) organisations, so charities registered in the UK, Canada, Australia or the EU cannot use it at all regardless of fit.
  • The platform is funded by its founders' personal philanthropy rather than by revenue, so there is no contractual commitment to a roadmap or a service level and no paying customer base to keep it alive if that funding stops.
  • Support is email based with no paid escalation tier, so an organisation mid-campaign with a broken form has no way to buy faster attention.
  • The donor database is adequate for gift tracking but thin compared with a real CRM, so most organisations still pay for Bloomerang, DonorPerfect or Salesforce alongside it and maintain a sync.
  • Optional donor tips appear at checkout to fund the platform, which some boards object to because it puts a second ask in front of a donor who has already decided what to give.

Melio

  • Card payments incur flat 2.9% fee on all plans
  • International payments charged $20 flat fee or 2.9% conversion rate plus international fees
  • Paper checks cost $1.50 per check
  • Wire transfers cost $10 standard or up to 1% plus $10 for same-day processing
  • Core and Boost plans charged $10/month per additional user beyond base

Pricing, plan by plan

Give Lively

Free
  • Give LivelyFree
    • All fundraising products included
    • No platform fee on donations
    • No setup or subscription charge

Melio

Free
  • GoFree
    • 5 free ACH payments per month
    • Pay by card, wire, or check
    • Basic invoicing
  • Core$25/month
    • 20 free ACH payments per month
    • $20/month with annual billing
    • QuickBooks Online and Xero sync
  • Boost$55/month
    • 50 free ACH payments per month
    • $44/month with annual billing
    • QuickBooks Desktop sync
  • Unlimited$80/month
    • Unlimited free ACH payments
    • $64/month with annual billing
    • NetSuite sync

Which should you pick?

Choose Give Lively if

  • You need branded donation pages.
  • You want to start without paying.
  • You also want peer-to-peer fundraising.
Give Lively review

Choose Melio if

  • You need vendor payments.
  • You want to start without paying.
  • You work on Web, Mobile app.
  • You also want card to check.
Melio review

Questions people ask

Is Give Lively or Melio better?
Neither clearly leads. Give Lively starts at Free and Melio at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Give Lively or Melio?
Give Lively starts at Free and Melio at Free.
Does Give Lively or Melio run on more platforms?
Give Lively runs on Web. Melio runs on Web, Mobile app.
Can I use Give Lively for free?
Both have a free tier, so you can try either at no cost before committing.
What is Give Lively best used for?
Give Lively is most often used for a us nonprofit currently paying a percentage platform fee on every gift and wanting that money back in programme budget, running a peer-to-peer campaign where thin margins make a per-donation platform cut painful, a small organisation with no software budget that still needs branded, mobile-ready donation pages, adding donor advised fund giving at checkout without paying for a separate daf integration. Of those, a us nonprofit currently paying a percentage platform fee on every gift and wanting that money back in programme budget and running a peer-to-peer campaign where thin margins make a per-donation platform cut painful are not what Melio is typically brought in for.
What can Give Lively do that Melio cannot?
Give Lively covers Branded donation pages, Peer-to-peer fundraising, Text-to-donate, Event ticketing. Melio covers Vendor payments, Card to check, Payment scheduling, Approval workflows.

Answered from the vendors’ own pages

Give Lively: Is it genuinely free, or free with a percentage taken?

Genuinely free. Give Lively takes no cut of donations and charges no subscription. You pay only the card processing fee, which goes to Stripe, Shift4 or PayPal, starting around 1.99% plus $0.25.

Melio: What does Melio charge for ACH payments?

Melio's free Go tier includes 5 free ACH payments per month. Core tier provides 20 free ACH payments per month at $25/month. Boost offers 50 free ACH payments at $55/month. Unlimited tier at $80/month includes unlimited free ACH payments.

Source
Give Lively: How does the company make money?

It does not, in the ordinary sense. Operating costs are covered by its founders as a philanthropic commitment, plus voluntary tips donors can add at checkout.

Melio: Does Melio charge fees for card payments?

Yes, Melio charges a flat 2.9% fee on all card payments. International card payments also include currency conversion charges and international fees beyond the base 2.9%.

Source
Give Lively: Can a UK or Canadian charity use it?

No. Give Lively requires US 501(c)(3) status.

Melio: Can I use Melio for free?

Yes, Melio's free Go tier allows 5 free ACH payments per month with no subscription cost. Users can pay by card, wire, or check and access basic invoicing and payment link features.

Source
Give Lively: Does it replace a donor CRM?

Not for most organisations. It stores donors and gift history, but fundraisers running major gift or grant pipelines usually keep a dedicated CRM and sync to it.

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