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Developer Tools · head to head

Earthly vs Fenergo

Earthly logo

Earthly

Developer Tools

Engineering guardrails for the AI era

From
Free
Free plan
Yes
Full reviewWebsite
Fenergo logo

Fenergo

Cybersecurity

Client lifecycle management and KYC onboarding for regulated financial institutions

From
On request
Free plan
No
Full reviewWebsite

The short version

  • Only Earthly has a free tier, so it costs nothing to try first.
  • Each has a real cost: Earthly pricing model not published; requires sales contact; Fenergo implementations commonly run twelve to twenty-four months and depend on a systems integrator, so the services cost frequently exceeds the software subscription in year one.
  • They diverge on capability: Earthly covers Policy as code, Fenergo covers Regulatory rules library.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Earthly and Fenergo actually diverge.

Attributes where Earthly and Fenergo differ
AttributeEarthlyFenergo
Starting priceFreeOn request
Pricing modelNo pricing published on websitequote
Free tierYesNo
PlatformsWeb, CLIWeb
CategoryDeveloper ToolsCybersecurity
Founded2020Unknown

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Earthly

  • Policy as code
  • Multi-stage enforcement
  • AI agent governance
  • Repository-wide policies
  • Incident response automation
  • Compliance management
  • Earthfiles build tool
  • Satellites

Only in Fenergo

  • Regulatory rules library
  • Digital onboarding
  • Perpetual KYC
  • Entity data model
  • Screening orchestration
  • Case management

What people use each for

The jobs each tool is most often brought in to do.

Earthly

  • Enforcing engineering standards across AI and human developersnot Fenergo
  • Automating incident response procedures across all repositoriesnot Fenergo
  • Embedding compliance requirements into development workflowsnot Fenergo
  • Standardizing build processes with Earthfilesnot Fenergo

Fenergo

  • A bank operating in twenty jurisdictions that cannot keep local KYC requirements current across separate regional teamsnot Earthly
  • A custodian moving from calendar-based periodic review to event-driven perpetual KYC to cut analyst headcountnot Earthly
  • An asset manager onboarding funds and trusts where the ownership hierarchy defeats generic identity verification toolsnot Earthly
  • A payments institution facing a regulatory remediation order and needing a defensible audit trail of every client reviewnot Earthly

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Earthly

  • Pricing model not published; requires sales contact
  • Earthly Lunar is a recent launch (2025) with limited track record
  • Primarily GitHub-focused; limited integration with other platforms
  • No public documentation on pricing or feature tiers

Fenergo

  • Implementations commonly run twelve to twenty-four months and depend on a systems integrator, so the services cost frequently exceeds the software subscription in year one.
  • It orchestrates screening but does not supply the sanctions, PEP or adverse media data, so you still buy Dow Jones, LexisNexis or World-Check separately and those fees are per screened entity.
  • The entry price is set for institutions with large onboarding volumes, which puts it out of reach of smaller banks and fintechs that would otherwise benefit from the rules library.
  • Configuration is deep and specific, which makes upgrades between major versions a project rather than a patch, and some customers stay on old releases for years.
  • The rules library covers regulatory requirements, not your internal risk appetite, so the policy tuning that determines whether onboarding actually gets faster remains your work.

Pricing, plan by plan

Earthly

Free

No published plan breakdown. See the Earthly review.

Fenergo

On request
  • Fenergo Client Lifecycle Management$undefined/year
    • Priced by institution size, jurisdictions in scope and modules licensed
    • Regulatory rules content subscription bundled into the annual fee
    • Implementation delivered by Fenergo or a systems integrator and quoted separately

Which should you pick?

Choose Earthly if

  • You need policy as code.
  • You want to start without paying.
  • You work on Web, CLI.
  • You also want multi-stage enforcement.
Earthly review

Choose Fenergo if

  • You need regulatory rules library.
  • You also want digital onboarding.
Fenergo review

Questions people ask

Is Earthly or Fenergo better?
Neither clearly leads. Earthly starts at Free and Fenergo at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Earthly or Fenergo?
Earthly has a free tier; the other does not. Paid plans start at Free for Earthly and On request for Fenergo.
Does Earthly or Fenergo run on more platforms?
Earthly runs on Web, CLI. Fenergo runs on Web.
Can I use Earthly for free?
Yes. Earthly has a free tier, so you can try it without paying. Fenergo starts at On request.
What is Earthly best used for?
Earthly is most often used for enforcing engineering standards across ai and human developers, automating incident response procedures across all repositories, embedding compliance requirements into development workflows, standardizing build processes with earthfiles. Of those, enforcing engineering standards across ai and human developers and automating incident response procedures across all repositories are not what Fenergo is typically brought in for.
What can Earthly do that Fenergo cannot?
Earthly covers Policy as code, Multi-stage enforcement, AI agent governance, Repository-wide policies. Fenergo covers Regulatory rules library, Digital onboarding, Perpetual KYC, Entity data model.

Answered from the vendors’ own pages

Earthly: What is the difference between Earthfiles and Earthly Lunar?

Earthfiles is an open-source build tool that reached 12,000 GitHub stars and is used by companies like NVIDIA, Intel, and Databricks. Earthly Lunar is a separate governance platform launched in 2025 for enforcing standards across development workflows.

Source
Fenergo: Does Fenergo do the sanctions screening itself?

No. It orchestrates calls to third-party data providers such as Dow Jones and World-Check, and those subscriptions are additional and usually charged per screened entity.

Earthly: How does Earthly Lunar enforce standards?

Lunar converts engineering standards, compliance requirements, and processes documented in AGENTS.md files, wikis, and incident postmortems into enforceable guardrails that apply consistently across repositories and development stages.

Source
Fenergo: Is it SaaS or on-premises?

Both. The SaaS offering runs on Microsoft Azure with regional deployment options, which matters where data residency rules prohibit client data leaving the jurisdiction.

Earthly: What is the pricing for Earthly Lunar?

Pricing is not published on the website. Interested customers should contact Earthly's sales team for current pricing and feature tiers.

Source
Fenergo: How long does a deployment take?

Plan for a year at minimum for a multi-jurisdiction rollout. Single-jurisdiction deployments with a narrow product set can be shorter but rarely under six months.

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