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Software · head to head

Divvy vs Karbon

Divvy logo

Divvy

Software

Free expense management and corporate cards

From
Free
Rated
-
Full reviewWebsite
K

Karbon

Software

Practice management for accounting firms

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Divvy has a free tier, so it costs nothing to try first.
  • Each has a real cost: Divvy divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com; Karbon sold as an annual per-user subscription aimed at firms rather than solo practitioners, with no monthly billing option published on the pricing page

Where they differ

Only the attributes on which Divvy and Karbon actually diverge.

Attributes where Divvy and Karbon differ
AttributeDivvyKarbon
Starting priceFreeOn request
Pricing modelfreesubscription
Free tierYesNo
PlatformsWeb, Ios, AndroidWeb
Founded2016Unknown

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Divvy

  • Corporate cards
  • Budget management
  • Expense tracking
  • Real-time visibility
  • Accounting sync
  • QuickBooks
  • NetSuite
  • Oracle

Only in Karbon

Nothing recorded that Divvy does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Divvy

  • Issuing corporate cards with pre-set budgets to employeesnot Karbon
  • Automating expense reports and receipt capturenot Karbon
  • Syncing card spend into accounting softwarenot Karbon

Karbon

No use cases recorded yet. See the Karbon review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Divvy

  • Divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com
  • No standalone pricing is published for the spend and expense product; the site routes to a trial signup and sales contact
  • Signup is gated behind selecting a business type and accounting software rather than being open self-serve

Karbon

  • Sold as an annual per-user subscription aimed at firms rather than solo practitioners, with no monthly billing option published on the pricing page

Pricing, plan by plan

Divvy

Free
  • FreeFree
    • Unlimited cards
    • Expense management
    • Budget controls

Karbon

On request

No published plan breakdown. See the Karbon review.

Which should you pick?

Choose Divvy if

  • You need corporate cards.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want budget management.
Divvy review

Choose Karbon if

Nothing in the data separates Karbon from Divvy on the points above - pick on price and on how each one feels to use.

Karbon review

Questions people ask

Is Divvy or Karbon better?
Neither clearly leads. Divvy starts at Free and Karbon at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Divvy or Karbon?
Divvy has a free tier; the other does not. Paid plans start at Free for Divvy and On request for Karbon.
Does Divvy or Karbon run on more platforms?
Divvy runs on Web, Ios, Android. Karbon runs on Web.
Can I use Divvy for free?
Yes. Divvy has a free tier, so you can try it without paying. Karbon starts at On request.
What is Divvy best used for?
Divvy is most often used for issuing corporate cards with pre-set budgets to employees, automating expense reports and receipt capture, syncing card spend into accounting software. Of those, issuing corporate cards with pre-set budgets to employees and automating expense reports and receipt capture are not what Karbon is typically brought in for.
What can Divvy do that Karbon cannot?
Divvy covers Corporate cards, Budget management, Expense tracking, Real-time visibility.
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