Is Divvy or freee better?

Neither clearly leads. Divvy starts at Free and freee at 980/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Divvy or freee?

Divvy has a free tier; the other does not. Paid plans start at Free for Divvy and 980/month for freee.

Does Divvy or freee run on more platforms?

Divvy runs on Web, Ios, Android. freee runs on Web.

Can I use Divvy for free?

Yes. Divvy has a free tier, so you can try it without paying. freee starts at 980/month.

What is Divvy best used for?

Divvy is most often used for issuing corporate cards with pre-set budgets to employees, automating expense reports and receipt capture, syncing card spend into accounting software. Of those, issuing corporate cards with pre-set budgets to employees and automating expense reports and receipt capture are not what freee is typically brought in for.

What can Divvy do that freee cannot?

Divvy covers Corporate cards, Budget management, Expense tracking, Real-time visibility.

Accounting · head to head

Divvy vs freee

Divvy

Accounting

Free expense management and corporate cards

From: Free
Rated: -

Full review Website

freee

Accounting

Japanese integrated cloud accounting software for sole proprietors and corporations

From: 980/month
Rated: -

Full review Website

The short version

Only Divvy has a free tier, so it costs nothing to try first.
Each has a real cost: Divvy divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com; freee pricing varies significantly across multiple product categories and tiers
Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Divvy and freee actually diverge.

Attributes where Divvy and freee differ
Attribute	Divvy	freee
Starting price	Free	980/month
Pricing model	free	subscription
Free tier	Yes	No
Platforms	Web, Ios, Android	Web
Founded	2016	Unknown

Identical on both: user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Divvy

Corporate cards
Budget management
Expense tracking
Real-time visibility
Accounting sync
QuickBooks
NetSuite
Oracle

Only in freee

Nothing recorded that Divvy does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Divvy

Issuing corporate cards with pre-set budgets to employeesnot freee
Automating expense reports and receipt capturenot freee
Syncing card spend into accounting softwarenot freee

freee

Filing Japanese tax documents electronically each yearnot Divvy
Calculating payroll and year-end adjustments automaticallynot Divvy
Creating opening documents without visiting tax officenot Divvy
Tracking company expenses across departments centrallynot Divvy

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Divvy

Divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com
No standalone pricing is published for the spend and expense product; the site routes to a trial signup and sales contact
Signup is gated behind selecting a business type and accounting software rather than being open self-serve

freee

Pricing varies significantly across multiple product categories and tiers
Some corporate tiers (Advance) reach ¥39,780+/month

Pricing, plan by plan

Divvy

Free

FreeFree
- Unlimited cards
- Expense management
- Budget controls

freee

980/month

freee會計 Starter$980/month
- Individual business owner accounting tier
freee會計 Corporate Solo$2980/month
- Corporate accounting tier
freee人事労務$400/month per employee
- HR and payroll module per-employee pricing
freee勤怠管理$300/month per employee
- Attendance tracking per-employee

Which should you pick?

Choose Divvy if

You need corporate cards.
You want to start without paying.
You work on Web, Ios, Android.
You also want budget management.

Divvy review

Choose freee if

Nothing in the data separates freee from Divvy on the points above - pick on price and on how each one feels to use.

freee review

Questions people ask

Is Divvy or freee better?: Neither clearly leads. Divvy starts at Free and freee at 980/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Divvy or freee?: Divvy has a free tier; the other does not. Paid plans start at Free for Divvy and 980/month for freee.
Does Divvy or freee run on more platforms?: Divvy runs on Web, Ios, Android. freee runs on Web.
Can I use Divvy for free?: Yes. Divvy has a free tier, so you can try it without paying. freee starts at 980/month.
What is Divvy best used for?: Divvy is most often used for issuing corporate cards with pre-set budgets to employees, automating expense reports and receipt capture, syncing card spend into accounting software. Of those, issuing corporate cards with pre-set budgets to employees and automating expense reports and receipt capture are not what freee is typically brought in for.
What can Divvy do that freee cannot?: Divvy covers Corporate cards, Budget management, Expense tracking, Real-time visibility.

Answered from the vendors’ own pages

Divvy: What is the cheapest way to get started with spend and expense management?

BILL's Spend & Expense plan has a free tier with no per-user subscription fee, including corporate cards, budget management, and AI receipt capture. You only pay transaction fees for ACH ($0.59), checks ($1.99), or instant payments (1%).

Source

freee: What is freee's accounting software pricing?

Individual business owners start at ¥980/month for Starter, while corporate accounting begins at ¥2,980/month for Solo Corp, with prices extending to ¥39,780+/month for Advance plans.

Source

Divvy: What transaction costs apply when paying vendors?

ACH payments cost $0.59 per transaction, checks cost $1.99, virtual cards are free, and same-day ACH costs $11.99. International wire transfers cost $19.99. Card payments are 2.9%.

Source

freee: Does freee charge per employee for HR and payroll?

Yes, freee人事労務 (HR/Payroll) costs ¥400-¥1,100 per employee per month, and freee勤怠管理 (Attendance) costs ¥300 per employee per month.

Source

Divvy: Does the free spend and expense tier include business credit lines?

The free Spend & Expense plan includes access to business credit lines ranging from $1,000 to $5 million, but credit lines are not guaranteed and eligibility is determined upon application approval.

Source

freee: Are there free freee products?

Several freee products are completely free, including freee開業 (Business Opening), freee請求書 (Invoicing), freeeカード (Card), and certain features like payroll rules creation.

Source

Divvy: What is the pricing for accounts payable if I need more than the free tier?

AP plans range from $49/user/month (Essentials) to $89/user/month (Corporate, most popular), with Enterprise at custom pricing. Higher tiers add accounting software integrations, procurement features, and approval controls.

Source

freee: Does freee offer a free trial?

Freee offers a 30-day free trial for its accounting software and provides annual payment discounts on most plans.

Source

Divvy vs freee

Divvy

freee

The short version

Where they differ

What each one covers

Only in Divvy

Only in freee

What people use each for

Divvy

freee

Where each one falls short

Divvy

freee

Pricing, plan by plan

Divvy

freee

Which should you pick?

Choose Divvy if

Choose freee if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Divvy

More on freee

Keep looking

Other head to heads