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Personal Finance · head to head

Crypto.com vs Ramp

Crypto.com logo

Crypto.com

Personal Finance

The best place to buy, sell, and pay with crypto

From
Free
Rated
-
Full reviewWebsite
Ramp logo

Ramp

Accounting

The corporate card that helps you spend less

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Crypto.com trading fees are significantly higher than industry average at 0.25%/0.5% versus 0.15%/0.194%; Ramp procurement module unavailable on Free plan; available as add-on on Plus
  • They diverge on capability: Crypto.com covers Cryptocurrency Trading, Ramp covers Corporate cards.

Where they differ

Only the attributes on which Crypto.com and Ramp actually diverge.

Attributes where Crypto.com and Ramp differ
AttributeCrypto.comRamp
Pricing modelUnknownsubscription
PlatformsWeb, iOS, AndroidWeb, Mobile apps
CategoryPersonal FinanceAccounting
Founded20162019

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Crypto.com

  • Cryptocurrency Trading
  • Visa Card
  • Crypto Earn
  • DeFi Wallet
  • NFT
  • Visa
  • Apple Pay
  • Google Pay

Only in Ramp

  • Corporate cards
  • Expense management
  • Bill pay
  • Accounting automation
  • Spend insights
  • QuickBooks
  • NetSuite
  • Xero

Both cover

  • Web support
  • Ios support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Crypto.com

  • Exchangesnot Ramp
  • Walletsnot Ramp
  • Paymentsnot Ramp

Ramp

  • Corporate expense management and automationnot Crypto.com
  • Accounts payable automation with AI invoice processingnot Crypto.com
  • Multi-currency travel and policy managementnot Crypto.com

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Crypto.com

  • Trading fees are significantly higher than industry average at 0.25%/0.5% versus 0.15%/0.194%
  • Bitcoin withdrawal fees are excessive at 0.0004 BTC (approximately $47) versus actual blockchain mining fees
  • Customer support experiences significant delays up to months, with Trustpilot rating of 2.0/5
  • CRO token dependency for fee reductions and card rewards exposes users to token price volatility
  • Account freezes, card blocks, and verification delays reported by users

Ramp

  • Procurement module unavailable on Free plan; available as add-on on Plus
  • Workday and Oracle Fusion integrations limited to Enterprise tier only
  • Multi-entity functionality requires Plus tier or higher
  • Local card issuance in 30+ countries limited to Enterprise tier
  • Advanced ERP integrations require higher tier selection

Pricing, plan by plan

Crypto.com

Free

No published plan breakdown. See the Crypto.com review.

Ramp

Free
  • FreeFree
    • Unlimited physical and virtual corporate cards
    • Receipt collection and matching
    • AI-powered OCR invoice capture
  • Plus$15/month
    • All Free plan features
    • Auto-lock cards for compliance violations
    • 24/7 phone support
  • Enterprise$null/year
    • All Plus plan features
    • Custom pricing
    • Workday and Oracle integrations

Which should you pick?

Choose Crypto.com if

  • You need cryptocurrency trading.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want visa card.
Crypto.com review

Choose Ramp if

  • You need corporate cards.
  • You want to start without paying.
  • You work on Web, Mobile apps.
  • You also want expense management.
Ramp review

Questions people ask

Is Crypto.com or Ramp better?
Neither clearly leads. Crypto.com starts at Free and Ramp at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Crypto.com or Ramp?
Crypto.com starts at Free and Ramp at Free.
Does Crypto.com or Ramp run on more platforms?
Crypto.com runs on Web, iOS, Android. Ramp runs on Web, Mobile apps.
Can I use Crypto.com for free?
Both have a free tier, so you can try either at no cost before committing.
What is Crypto.com best used for?
Crypto.com is most often used for exchanges, wallets, payments. Of those, exchanges and wallets are not what Ramp is typically brought in for.
What can Crypto.com do that Ramp cannot?
Crypto.com covers Cryptocurrency Trading, Visa Card, Crypto Earn, DeFi Wallet. Ramp covers Corporate cards, Expense management, Bill pay, Accounting automation. Both handle Web support, Ios support, Android support.

Answered from the vendors’ own pages

Crypto.com: What are Crypto.com's trading fees?

Base spot trading fees are 0.25% for makers and 0.5% for takers. Fees decrease with higher 30-day trading volume and CRO staking, with volume-based discounts reaching 0.065% maker and 0.1% taker fees at $5M volume.

Source
Ramp: How much does Ramp Plus plan cost?

Ramp Plus plan costs $15 USD per user per month plus a platform fee based on team size. Annual billing provides a 20% discount compared to monthly billing.

Source
Crypto.com: What is the difference between Crypto.com App and Exchange?

The App is designed for beginners with embedded spreads reaching 0.5-1%, while the Exchange platform shows transparent maker/taker fees starting from 0.25%/0.50%, with costs decreasing with CRO staking and VIP levels.

Source
Ramp: What accounting systems does Ramp integrate with?

Ramp Free and Plus plans integrate with QuickBooks Online and Xero. Plus plan adds access to additional ERP systems, and Enterprise plan supports Workday, Oracle, and advanced options.

Source
Crypto.com: What are the total costs of trading on Crypto.com?

Estimated total costs are approximately 1.30% per trade, composed of 0.75% trading fees and an approximate spread of 0.55%.

Source
Ramp: Does Ramp offer a free plan?

Yes, Ramp Free plan includes unlimited corporate cards, AI invoice capture, receipt collection, multiple payment methods, QuickBooks and Xero integrations, and 24/7 chat support. No pricing is charged for the Free tier.

Source
Crypto.com: What integrations does Crypto.com have?

Crypto.com integrates with Coinbase and Kraken for cryptocurrency trading and account activity, enabling multi-exchange portfolio management.

Source
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