CRM & Sales · head to head
Clay vs Payoneer

Payoneer
Accounting & Finance
One account. Infinite opportunities.
- From
- $29/month
- Rated
- -
The short version
- Each has a real cost: Clay two separate meters run at once, actions and data credits, and a plan can exhaust either independently; Payoneer an annual account fee of $29.95 USD applies if the account receives less than $6,000 USD in any 12 consecutive months
- They diverge on capability: Clay covers Data enrichment, Payoneer covers Receive payments.
Where they differ
Only the attributes on which Clay and Payoneer actually diverge.
Identical on both: free tier (No), user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Clay
- Data enrichment
- Contact management
- Workflow automation
- Integration
- API access
- Salesforce
- HubSpot
- Zapier
Only in Payoneer
- Receive payments
- Multi-currency accounts
- Working capital
- Mass payouts
- Marketplace integrations
- Amazon
- Fiverr
- Upwork
Both cover
- Web support
What people use each for
The jobs each tool is most often brought in to do.
Clay
- Enriching prospect lists from multiple data providers in one tablenot Payoneer
- Building automated outbound research and outreach workflowsnot Payoneer
Payoneer
- Receiving marketplace and platform payouts as a freelancer or sellernot Clay
- Holding receiving accounts in several currenciesnot Clay
- Paying suppliers and withdrawing to a local bank accountnot Clay
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Clay
- Two separate meters run at once, actions and data credits, and a plan can exhaust either independently
- Data credit overage is sold at a 30% premium over the plan rate, so exceeding the allowance costs more per unit than planning for it
- The free plan allows 500 actions, 100 data credits and 200 rows per table
- The entry paid plan starts at $167 a month, and both paid prices are starting figures rather than fixed
- The free plan cannot buy overage at all, so hitting the limit stops work rather than billing for it
Payoneer
- An annual account fee of $29.95 USD applies if the account receives less than $6,000 USD in any 12 consecutive months
- The Payoneer card carries a $29.95 USD annual fee and $12.95 USD for a replacement
- Converting between Payoneer balances in different currencies costs 0.50%
- Receiving into a non local currency receiving account costs 1%, minimum $1.00 USD
- Receiving by credit card costs up to 3.99% plus $0.49 USD
- Withdrawing to a bank in the recipient's local currency costs 1.2% to 4%
- ATM withdrawals cost $3.15 USD plus up to 1.8%, rising to 3.5% when currency is converted
- Card purchases requiring conversion cost up to 3.5%
Pricing, plan by plan
Clay
On request- Pricing upon request$undefined/month
- Data enrichment
- Integration
- Support
Payoneer
$29/month- StandardFree
- Receive payments
- Multi-currency
- Marketplace connections
Which should you pick?
Choose Payoneer if
- You need receive payments.
- You work on Web, Ios, Android.
- You also want multi-currency accounts.
Questions people ask
- Is Clay or Payoneer better?
- Neither clearly leads. Clay starts at On request and Payoneer at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Clay or Payoneer?
- Clay starts at On request and Payoneer at $29/month.
- Does Clay or Payoneer run on more platforms?
- Clay runs on Web. Payoneer runs on Web, Ios, Android.
- What is Clay best used for?
- Clay is most often used for enriching prospect lists from multiple data providers in one table, building automated outbound research and outreach workflows. Of those, enriching prospect lists from multiple data providers in one table and building automated outbound research and outreach workflows are not what Payoneer is typically brought in for.
- What can Clay do that Payoneer cannot?
- Clay covers Data enrichment, Contact management, Workflow automation, Integration. Payoneer covers Receive payments, Multi-currency accounts, Working capital, Mass payouts. Both handle Web support.
Related pages
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- Clay vs Sage 50
- Clay vs SAP Concur
- Clay vs Spendesk
- Clay vs Stampli
- Clay vs Tipalti
- Clay vs Xero
- Clay vs Zoho Books
- Clay vs Adyen
- Payoneer vs Outreach
- Payoneer vs Gong
- Payoneer vs Seismic
- Payoneer vs Pipedrive
- Payoneer vs HubSpot
- Payoneer vs Salesforce
- Payoneer vs Bitrix24
- Payoneer vs Capsule
- Payoneer vs Clari
- Payoneer vs Freshsales
- Payoneer vs Streak
- Payoneer vs Zoho CRM
- Payoneer vs Affinity
- Payoneer vs Agile CRM
- Payoneer vs Apollo.io
- Payoneer vs Capsule CRM
- Payoneer vs Clearbit
- Payoneer vs Cloze
- Payoneer vs QuickBooks
- Payoneer vs Ramp
- Payoneer vs Airbase
- Payoneer vs Melio
- Payoneer vs Wise Business
- Payoneer vs ADP
- Payoneer vs Brex
- Payoneer vs Expensify
- Payoneer vs Fyle
- Payoneer vs Pleo
- Payoneer vs Sage 50
- Payoneer vs SAP Concur
- Payoneer vs Spendesk
- Payoneer vs Stampli
- Payoneer vs Tipalti
- Payoneer vs Xero
- Payoneer vs Zoho Books
- Payoneer vs Adyen

