Softwr

Travel · head to head

Center vs Soldo

Center logo

Center

Travel

Card-first travel and expense management with real-time transaction visibility

From
On request
Rated
-
Full reviewWebsite
Soldo logo

Soldo

Accounting

Prepaid company card and spend control platform for European businesses

From
£21/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Center the product is built around its own card, so employees still using a legacy bank corporate card get the ordinary receipt-chasing experience and the real-time promise does not apply to them.; Soldo cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
  • They diverge on capability: Center covers Center corporate card, Soldo covers Prepaid company cards.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Center and Soldo actually diverge.

Attributes where Center and Soldo differ
AttributeCenterSoldo
Starting priceOn request£21/month
Pricing modelquotePer user per month
CategoryTravelAccounting

Identical on both: free tier (No), platforms (Web, iOS, Android), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Center

  • Center corporate card
  • Real-time expense capture
  • Travel booking
  • Insights for Travel
  • Policy automation
  • ERP sync

Only in Soldo

  • Prepaid company cards
  • Card-level budgets
  • Receipt capture
  • Accounting export
  • Multi-currency wallets
  • Approval workflows

What people use each for

The jobs each tool is most often brought in to do.

Center

  • A US mid-market finance team that wants committed travel spend visible before the month closesnot Soldo
  • A company replacing a bank corporate card plus a separate expense tool with one suppliernot Soldo
  • A business that wants hotel spend booked directly by staff still captured in travel reportingnot Soldo
  • A NetSuite or Sage Intacct user wanting coded expenses posted without manual re-keyingnot Soldo

Soldo

  • A construction firm giving site managers fuel and materials cards with hard per-card limitsnot Center
  • A marketing team issuing virtual cards per subscription so a cancelled tool cannot keep billingnot Center
  • A UK company that cannot get approved for a credit-based corporate card programmenot Center
  • A multi-entity European business needing EUR and GBP wallets without conversion on every purchasenot Center

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Center

  • The product is built around its own card, so employees still using a legacy bank corporate card get the ordinary receipt-chasing experience and the real-time promise does not apply to them.
  • Travel booking depends on Spotnana, meaning content, service levels and roadmap for a core part of the product sit with a third party Center does not control.
  • It is a United States product, and multi-entity companies with European or Asian subsidiaries will need a separate card and expense stack for those entities.
  • Interchange on card spend is a significant part of how the vendor earns, which is why the software price looks low; a company that keeps most spend on an existing card programme is a poor fit commercially.
  • It is a smaller supplier than Brex, Ramp or SAP Concur, so integration coverage outside the main US accounting systems is thinner and custom connectors are often the answer.

Soldo

  • Cards are prepaid, so if the central wallet runs low the cards decline in front of a supplier, and treasury has to keep an idle float funded rather than using a credit line.
  • The plan fee covers only three users, and per-user charges plus physical card fees mean the real monthly cost is several times the advertised headline for a team of twenty.
  • It does not extend credit, so it gives no working capital benefit and no card rewards of the kind US charge card issuers use to offset their cost.
  • Sole traders and some business types are not accepted, which catches out small consultancies expecting to sign up online.
  • Coverage is European; a company with US or Asian subsidiaries will need a second card programme and a second expense workflow for them.

Pricing, plan by plan

Center

On request
  • Center Expense and Travel$undefined/year
    • Usage-based, with no licence, deployment or support fee published
    • Flat per-booking travel fee including unlimited changes
    • Card interchange forms part of the vendor revenue

Soldo

£21/month
  • Standard$21/month
    • Three users included
    • Around £7 per additional user per month
    • Physical card issuance fee around £5, virtual around £1
  • Plus$33/month
    • Three users included
    • Around £11 per additional user per month
    • Advanced approval and multi-currency features
  • Enterprise$undefined/month
    • Quoted pricing
    • Custom card volumes and entity structures
    • Dedicated account management

Which should you pick?

Choose Center if

  • You need center corporate card.
  • You work on Web, iOS, Android.
  • You also want real-time expense capture.
Center review

Choose Soldo if

  • You need prepaid company cards.
  • You work on Web, iOS, Android.
  • You also want card-level budgets.
Soldo review

Questions people ask

Is Center or Soldo better?
Neither clearly leads. Center starts at On request and Soldo at £21/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Center or Soldo?
Center starts at On request and Soldo at £21/month.
Does Center or Soldo run on more platforms?
Both run on Web, iOS, Android, so platform support will not decide this one for you.
What is Center best used for?
Center is most often used for a us mid-market finance team that wants committed travel spend visible before the month closes, a company replacing a bank corporate card plus a separate expense tool with one supplier, a business that wants hotel spend booked directly by staff still captured in travel reporting, a netsuite or sage intacct user wanting coded expenses posted without manual re-keying. Of those, a us mid-market finance team that wants committed travel spend visible before the month closes and a company replacing a bank corporate card plus a separate expense tool with one supplier are not what Soldo is typically brought in for.
What can Center do that Soldo cannot?
Center covers Center corporate card, Real-time expense capture, Travel booking, Insights for Travel. Soldo covers Prepaid company cards, Card-level budgets, Receipt capture, Accounting export.

Answered from the vendors’ own pages

Center: Do we have to use the Center card?

Effectively yes for the core benefit. Center can ingest other card feeds, but real-time capture, controls and the pricing model all assume its own card.

Soldo: Is Soldo a credit card?

No. It is prepaid electronic money. You fund a wallet and cards spend from it, so there is no credit line and no interest-free period.

Center: Who provides the travel booking?

Spotnana provides the underlying Travel-as-a-Service platform; Center provides the interface, policy layer and reporting.

Soldo: What licence does Soldo hold?

Soldo is authorised as an electronic money institution, including UK, Irish and Italian entities, which is why it can issue cards without a sponsor bank in those markets.

Center: Is there a per-user licence fee?

Center markets usage-based pricing with no licence, deployment or support fees; the economics rest on card interchange and booking fees.

Soldo: What does it really cost for twenty users?

Take the plan fee, add the per-user rate for the seventeen users beyond the included three, then add card issuance fees per physical card.

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