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Construction · head to head

Billd vs Contractor Foreman

Billd logo

Billd

Construction

Material financing and pay application advances for commercial subcontractors

From
On request
Rated
-
Full reviewWebsite
Contractor Foreman logo

Contractor Foreman

Construction

Construction management for contractors covering scheduling, invoicing and crew management

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Contractor Foreman has a free tier, so it costs nothing to try first.
  • Each has a real cost: Billd the contractor carries the fee rather than the supplier, so unless the cost is bid into the job or offset by a negotiated supplier cash discount, financed material is simply more expensive material.; Contractor Foreman 100-day money-back guarantee only available for annual billing, not monthly
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Billd and Contractor Foreman actually diverge.

Attributes where Billd and Contractor Foreman differ
AttributeBilldContractor Foreman
Starting priceOn requestFree
Pricing modelquotesubscription
Free tierNoYes

Identical on both: platforms (Web), user rating (Not yet rated), category (Construction).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Billd

  • Material financing
  • Pay App Advance
  • Same-day supplier funding
  • Supplier network terms
  • Credit line for materials
  • Online account portal

Only in Contractor Foreman

Nothing recorded that Billd does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Billd

  • An electrical subcontractor that has won a job larger than its cash position can carry through the first three material buysnot Contractor Foreman
  • A concrete contractor whose general contractor pays at 75 days while the supplier expects 30not Contractor Foreman
  • A growing mechanical firm that wants to negotiate a supplier cash discount by paying immediately, funded by Billdnot Contractor Foreman
  • A subcontractor with a signed pay application sitting unpaid that needs payroll covered before the cheque landsnot Contractor Foreman

Contractor Foreman

  • Construction project management and trackingnot Billd
  • Field team crew coordinationnot Billd
  • Project timeline managementnot Billd
  • Multi-project workload balancing for contractorsnot Billd

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Billd

  • The contractor carries the fee rather than the supplier, so unless the cost is bid into the job or offset by a negotiated supplier cash discount, financed material is simply more expensive material.
  • No rate card is published, so the effective annualised cost is only visible after underwriting and cannot be compared against a bank line or a card facility before you apply.
  • A 120 day term assumes the general contractor pays roughly on time; if the GC drags past that, the subcontractor owes Billd on schedule regardless of whether it has been paid.
  • This is credit, not construction software, so it adds a debt obligation and a covenant relationship to a business that a surety and a bonding agent will look at when setting bonding capacity.
  • Coverage is US commercial construction, so contractors outside that market or working residential get little from it, and eligibility depends on project type and the creditworthiness of the paying party.

Contractor Foreman

  • 100-day money-back guarantee only available for annual billing, not monthly
  • All plans include 30-day trial, but commitment ends trial with charges
  • Stripe payment adds 2.9% + $0.30 per transaction fee; ACH adds 1% + $0.30 max fee

Pricing, plan by plan

Billd

On request
  • Material Financing$undefined/year
    • Supplier paid upfront
    • Repayment up to 120 days
    • Fee set per draw after underwriting
  • Pay App Advance$undefined/year
    • Advance against billed and uncollected work
    • Purchase fee deducted from the advance
    • Terms set per contractor

Contractor Foreman

Free
  • Basic$49/month
    • 1 user
    • 30-day free trial
    • 100-day money-back guarantee (annual only)
  • Standard$105/month
    • 3 users
    • 30-day free trial
    • 100-day money-back guarantee (annual only)
  • Plus$166/month
    • 8 users
    • 30-day free trial
    • 100-day money-back guarantee (annual only)
  • Pro$221/month
    • 15 users
    • 30-day free trial
    • 100-day money-back guarantee (annual only)

Which should you pick?

Choose Billd if

  • You need material financing.
  • You also want pay app advance.
Billd review

Choose Contractor Foreman if

  • You want to start without paying.
Contractor Foreman review

Questions people ask

Is Billd or Contractor Foreman better?
Neither clearly leads. Billd starts at On request and Contractor Foreman at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Billd or Contractor Foreman?
Contractor Foreman has a free tier; the other does not. Paid plans start at On request for Billd and Free for Contractor Foreman.
Does Billd or Contractor Foreman run on more platforms?
Both run on Web, so platform support will not decide this one for you.
Can I use Contractor Foreman for free?
Yes. Contractor Foreman has a free tier, so you can try it without paying. Billd starts at On request.
What is Billd best used for?
Billd is most often used for an electrical subcontractor that has won a job larger than its cash position can carry through the first three material buys, a concrete contractor whose general contractor pays at 75 days while the supplier expects 30, a growing mechanical firm that wants to negotiate a supplier cash discount by paying immediately, funded by billd, a subcontractor with a signed pay application sitting unpaid that needs payroll covered before the cheque lands. Of those, an electrical subcontractor that has won a job larger than its cash position can carry through the first three material buys and a concrete contractor whose general contractor pays at 75 days while the supplier expects 30 are not what Contractor Foreman is typically brought in for.
What can Billd do that Contractor Foreman cannot?
Billd covers Material financing, Pay App Advance, Same-day supplier funding, Supplier network terms.

Answered from the vendors’ own pages

Billd: Who pays Billd's fee, the contractor or the supplier?

The contractor. The supplier is paid upfront in full and carries no credit risk.

Contractor Foreman: How much does Contractor Foreman cost?

Contractor Foreman pricing ranges from $49/month for 1 user (Basic) to $332/month for unlimited users (Unlimited). Annual payment provides 100-day money-back guarantee.

Source
Billd: Does Billd publish rates?

No. Cost depends on term, product and underwriting outcome and is disclosed in the offer.

Contractor Foreman: How many users are included in each Contractor Foreman plan?

Basic includes 1 user, Standard includes 3 users, Plus includes 8 users, Pro includes 15 users, and Unlimited plan includes unlimited users.

Source
Billd: What happens if my general contractor pays late?

You still owe Billd on the agreed schedule. The 120 day term is designed to cover a normal pay cycle, not a dispute.

Contractor Foreman: Does Contractor Foreman offer a free trial?

Yes, all Contractor Foreman plans include a 30-day free trial with no charge until the trial ends. Annual plans also include a 100-day money-back guarantee.

Source
Billd: Does using Billd affect bonding capacity?

It is a debt facility, so a surety will consider it. Discuss it with your bonding agent before drawing heavily.

Contractor Foreman: What payment methods does Contractor Foreman accept?

Contractor Foreman accepts Stripe payments (2.9% + $0.30 per transaction) and ACH bank transfers (1% + $0.30 max fee).

Source
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