Accounting & Finance · head to head
Adyen vs Sage Intacct

Adyen
Accounting & Finance
The payments platform built for growth
- From
- $29/month
- Rated
- -

Sage Intacct
Payroll & Benefits
Best-in-class cloud financial management software
- From
- $29/month
- Rated
- -
The short version
- Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Sage Intacct listed on UK G-Cloud at £10,775 per instance per year for Sage Intacct Financial Management & Reporting, via reseller X3 Consulting Ltd
- They diverge on capability: Adyen covers Payment processing, Sage Intacct covers General ledger.
Where they differ
Only the attributes on which Adyen and Sage Intacct actually diverge.
| Attribute | Adyen | Sage Intacct |
|---|---|---|
| Pricing model | usage-based | subscription |
| Platforms | Web, Api, Pos | Web, Api |
| Category | Accounting & Finance | Payroll & Benefits |
| Founded | 2006 | 1981 |
Identical on both: starting price ($29/month), free tier (No), user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Adyen
- Payment processing
- Risk management
- Unified commerce
- Issuing
- Platform payments
- SAP
- Oracle
- PCI DSS Level 1
Only in Sage Intacct
- General ledger
- Accounts payable
- Accounts receivable
- Cash management
- Multi-entity consolidation
- ADP
- Expensify
- SOC 1
Both cover
- Salesforce
- SOC 2
- Web support
- Api support
What people use each for
The jobs each tool is most often brought in to do.
Adyen
- Card acquiring with interchange plus pricing for larger merchantsnot Sage Intacct
- Accepting local payment methods across multiple countriesnot Sage Intacct
- Settling in several currencies through linked bank accountsnot Sage Intacct
- Unified online and in-person paymentsnot Sage Intacct
Sage Intacct
- Financial reportingnot Adyen
- Multi-entity managementnot Adyen
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Adyen
- There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
- Published fees are indicative rather than a rate card, with real pricing negotiated
- Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
- Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America
Sage Intacct
- Listed on UK G-Cloud at £10,775 per instance per year for Sage Intacct Financial Management & Reporting, via reseller X3 Consulting Ltd
Pricing, plan by plan
Adyen
$29/month- CustomFree
- Payment processing
- Risk management
- Unified commerce
Sage Intacct
$29/month- Core$400/month
- Core financials
- Reporting
- Cash management
Which should you pick?
Choose Adyen if
- You need payment processing.
- You work on Web, Api, Pos.
- You also want risk management.
Choose Sage Intacct if
- You need general ledger.
- You work on Web, Api.
- You also want accounts payable.
Questions people ask
- Is Adyen or Sage Intacct better?
- Neither clearly leads. Adyen starts at $29/month and Sage Intacct at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Adyen or Sage Intacct?
- Adyen starts at $29/month and Sage Intacct at $29/month.
- Does Adyen or Sage Intacct run on more platforms?
- Adyen runs on Web, Api, Pos. Sage Intacct runs on Web, Api.
- What is Adyen best used for?
- Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Sage Intacct is typically brought in for.
- What can Adyen do that Sage Intacct cannot?
- Adyen covers Payment processing, Risk management, Unified commerce, Issuing. Sage Intacct covers General ledger, Accounts payable, Accounts receivable, Cash management. Both handle Salesforce, SOC 2, Web support, Api support.
Related pages
More on Sage Intacct
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