Accounting · head to head
Adyen vs Microsoft Defender for Endpoint
Adyen
Accounting
The payments platform built for growth
- From
- $0.13/per-transaction
- Rated
- -
Microsoft Defender for Endpoint
Cybersecurity
Enterprise endpoint security built into Microsoft 365
- From
- On request
- Rated
- -
The short version
- Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Microsoft Defender for Endpoint pricing not published on public websites; quote required from Microsoft sales
- They diverge on capability: Adyen covers Payment processing, Microsoft Defender for Endpoint covers Threat & vulnerability management.
- Prices and features above were last checked on 30 August 2026.
Where they differ
Only the attributes on which Adyen and Microsoft Defender for Endpoint actually diverge.
| Attribute | Adyen | Microsoft Defender for Endpoint |
|---|---|---|
| Starting price | $0.13/per-transaction | On request |
| Pricing model | usage-based | quote |
| Platforms | Web, Api, Pos | Windows, macOS, Linux, iOS, Android |
| Category | Accounting | Cybersecurity |
| Founded | 2006 | 1975 |
Identical on both: free tier (No), user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Adyen
- Payment processing
- Risk management
- Unified commerce
- Issuing
- Platform payments
- SAP
- Salesforce
- Oracle
Only in Microsoft Defender for Endpoint
- Threat & vulnerability management
- Attack surface reduction
- Next-gen protection
- EDR
- Auto investigation
- Microsoft Threat Experts
- Threat analytics
- Secure score
What people use each for
The jobs each tool is most often brought in to do.
Adyen
- Card acquiring with interchange plus pricing for larger merchantsnot Microsoft Defender for Endpoint
- Accepting local payment methods across multiple countriesnot Microsoft Defender for Endpoint
- Settling in several currencies through linked bank accountsnot Microsoft Defender for Endpoint
- Unified online and in-person paymentsnot Microsoft Defender for Endpoint
Microsoft Defender for Endpoint
- Enterprise endpoint security across Windows, macOS, Linux, Android, and iOS via Plans 1 or 2not Adyen
- Small and medium-sized businesses using Microsoft Defender for Business as alternativenot Adyen
- Organisations using Microsoft 365 E5 which includes Defender for Endpoint Plan 2not Adyen
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Adyen
- There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
- Published fees are indicative rather than a rate card, with real pricing negotiated
- Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
- Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America
Microsoft Defender for Endpoint
- Pricing not published on public websites; quote required from Microsoft sales
- Defender for Endpoint Plan 1 and Plan 2 do not include server licenses; additional licensing required for server protection
- Specific feature differences between Plan 1 and Plan 2 require consulting Microsoft documentation
Pricing, plan by plan
Adyen
$0.13/per-transaction- Transaction-Based Pricing$undefined/mo
- Fixed $0.13 USD per transaction
- Variable fee determined by payment method
- No setup fees
Microsoft Defender for Endpoint
On requestNo published plan breakdown. See the Microsoft Defender for Endpoint review.
Which should you pick?
Choose Adyen if
- You need payment processing.
- You work on Web, Api, Pos.
- You also want risk management.
Choose Microsoft Defender for Endpoint if
- You need threat & vulnerability management.
- You work on Windows, macOS, Linux, iOS, Android.
- You also want attack surface reduction.
Questions people ask
- Is Adyen or Microsoft Defender for Endpoint better?
- Neither clearly leads. Adyen starts at $0.13/per-transaction and Microsoft Defender for Endpoint at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Adyen or Microsoft Defender for Endpoint?
- Adyen starts at $0.13/per-transaction and Microsoft Defender for Endpoint at On request.
- Does Adyen or Microsoft Defender for Endpoint run on more platforms?
- Adyen runs on Web, Api, Pos. Microsoft Defender for Endpoint runs on Windows, macOS, Linux, iOS, Android.
- What is Adyen best used for?
- Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Microsoft Defender for Endpoint is typically brought in for.
- What can Adyen do that Microsoft Defender for Endpoint cannot?
- Adyen covers Payment processing, Risk management, Unified commerce, Issuing. Microsoft Defender for Endpoint covers Threat & vulnerability management, Attack surface reduction, Next-gen protection, EDR.
Answered from the vendors’ own pages
Adyen: How much does Adyen charge per transaction?
Adyen charges a fixed $0.13 USD per transaction plus a variable fee based on the payment method used. Credit cards typically cost $0.13 + 0.60% + interchange, while digital wallets and BNPL options cost between $0.13 + 0.99% to $0.13 + 4.99%+, depending on the specific method and region.
SourceMicrosoft Defender for Endpoint: How is Microsoft Defender for Endpoint priced?
Defender for Endpoint is bundled into Microsoft 365 enterprise subscriptions. Plan 1 is included in Microsoft 365 E3, and Plan 2 is included in Microsoft 365 E5. Individual pricing is not published separately.
SourceAdyen: Does Adyen have monthly subscription or setup fees?
No, Adyen has no setup fees or monthly recurring charges. You pay only for each transaction processed. The transaction fee structure remains the same regardless of transaction volume or business size.
SourceMicrosoft Defender for Endpoint: Does Microsoft Defender for Endpoint offer a trial?
Yes. A free trial is available for prospective customers to test the product before committing to a subscription.
SourceAdyen: What's Adyen's Interchange++ pricing option?
Adyen offers an Interchange++ transparent pricing model that passes interchange and scheme fees directly to merchants instead of bundling them into a percentage rate. This allows visibility into exact costs for each payment method.
SourceMicrosoft Defender for Endpoint: What is the difference between Plan 1 and Plan 2?
Plan 1 (in E3) includes unified security tools, device controls, network protection, firewall, web/URL controls, APIs, SIEM connectors, and app controls. Plan 2 (in E5) adds endpoint detection and response, deception techniques, automatic attack disruption, exposure management, and threat intelligence.
SourceAdyen: Can I process payments in multiple currencies with Adyen?
Yes, Adyen supports 100+ payment methods across multiple currencies. You can link multiple bank accounts in different currencies to avoid currency conversion fees on international transactions.
SourceRelated pages
More on Microsoft Defender for Endpoint
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