Accounting & Finance · head to head
Melio vs Microsoft Defender for Endpoint
Microsoft Defender for Endpoint
Security & Cybersecurity
Enterprise endpoint security built into Microsoft 365
- From
- On request
- Rated
- -
The short version
- Only Melio has a free tier, so it costs nothing to try first.
- Each has a real cost: Melio go (free) plan limited to one user only; Microsoft Defender for Endpoint pricing not published on public websites; quote required from Microsoft sales
- They diverge on capability: Melio covers Vendor payments, Microsoft Defender for Endpoint covers Threat & vulnerability management.
Where they differ
Only the attributes on which Melio and Microsoft Defender for Endpoint actually diverge.
| Attribute | Melio | Microsoft Defender for Endpoint |
|---|---|---|
| Starting price | Free | On request |
| Pricing model | freemium | quote |
| Free tier | Yes | No |
| Platforms | Web, Mobile app | Windows, macOS, Linux, iOS, Android |
| Category | Accounting & Finance | Security & Cybersecurity |
| Founded | 2018 | 1975 |
Identical on both: user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Melio
- Vendor payments
- Card to check
- Payment scheduling
- Approval workflows
- QuickBooks sync
- QuickBooks
- Xero
- FreshBooks
Only in Microsoft Defender for Endpoint
- Threat & vulnerability management
- Attack surface reduction
- Next-gen protection
- EDR
- Auto investigation
- Microsoft Threat Experts
- Threat analytics
- Secure score
What people use each for
The jobs each tool is most often brought in to do.
Melio
- Accounts payable automationnot Microsoft Defender for Endpoint
- Bill management and payment schedulingnot Microsoft Defender for Endpoint
- Multi-vendor payment processingnot Microsoft Defender for Endpoint
- Invoice receivables and payment collectionnot Microsoft Defender for Endpoint
Microsoft Defender for Endpoint
- Enterprise endpoint security across Windows, macOS, Linux, Android, and iOS via Plans 1 or 2not Melio
- Small and medium-sized businesses using Microsoft Defender for Business as alternativenot Melio
- Organisations using Microsoft 365 E5 which includes Defender for Endpoint Plan 2not Melio
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Melio
- Go (free) plan limited to one user only
- ACH charges £0.50 per transaction beyond monthly allowance (5-50 free depending on plan)
- Card payment fees range from 2.9% to 2.9% plus £75 maximum
- International payments limited to select currencies only
- NetSuite integration only available in Unlimited plan (£80/month minimum)
Microsoft Defender for Endpoint
- Pricing not published on public websites; quote required from Microsoft sales
- Defender for Endpoint Plan 1 and Plan 2 do not include server licenses; additional licensing required for server protection
- Specific feature differences between Plan 1 and Plan 2 require consulting Microsoft documentation
Pricing, plan by plan
Melio
FreeNo published plan breakdown. See the Melio review.
Microsoft Defender for Endpoint
On requestNo published plan breakdown. See the Microsoft Defender for Endpoint review.
Which should you pick?
Choose Melio if
- You need vendor payments.
- You want to start without paying.
- You work on Web, Mobile app.
- You also want card to check.
Choose Microsoft Defender for Endpoint if
- You need threat & vulnerability management.
- You work on Windows, macOS, Linux, iOS, Android.
- You also want attack surface reduction.
Questions people ask
- Is Melio or Microsoft Defender for Endpoint better?
- Neither clearly leads. Melio starts at Free and Microsoft Defender for Endpoint at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Melio or Microsoft Defender for Endpoint?
- Melio has a free tier; the other does not. Paid plans start at Free for Melio and On request for Microsoft Defender for Endpoint.
- Does Melio or Microsoft Defender for Endpoint run on more platforms?
- Melio runs on Web, Mobile app. Microsoft Defender for Endpoint runs on Windows, macOS, Linux, iOS, Android.
- Can I use Melio for free?
- Yes. Melio has a free tier, so you can try it without paying. Microsoft Defender for Endpoint starts at On request.
- What is Melio best used for?
- Melio is most often used for accounts payable automation, bill management and payment scheduling, multi-vendor payment processing, invoice receivables and payment collection. Of those, accounts payable automation and bill management and payment scheduling are not what Microsoft Defender for Endpoint is typically brought in for.
- What can Melio do that Microsoft Defender for Endpoint cannot?
- Melio covers Vendor payments, Card to check, Payment scheduling, Approval workflows. Microsoft Defender for Endpoint covers Threat & vulnerability management, Attack surface reduction, Next-gen protection, EDR.
Related pages
More on Microsoft Defender for Endpoint
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