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Accounting · head to head

Adyen vs Fakturoid

Adyen logo

Adyen

Accounting

The payments platform built for growth

From
$0.13/per-transaction
Rated
-
Full reviewWebsite
Fakturoid logo

Fakturoid

Accounting

Czech online invoicing software for entrepreneurs and small businesses

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Fakturoid has a free tier, so it costs nothing to try first.
  • Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Fakturoid free Zdarma plan is capped at just 5 clients, though invoices themselves are unlimited
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Adyen and Fakturoid actually diverge.

Attributes where Adyen and Fakturoid differ
AttributeAdyenFakturoid
Starting price$0.13/per-transactionFree
Pricing modelusage-basedfreemium
Free tierNoYes
PlatformsWeb, Api, PosWeb
Founded2006Unknown

Identical on both: user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Adyen

  • Payment processing
  • Risk management
  • Unified commerce
  • Issuing
  • Platform payments
  • SAP
  • Salesforce
  • Oracle

Only in Fakturoid

Nothing recorded that Adyen does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Adyen

  • Card acquiring with interchange plus pricing for larger merchantsnot Fakturoid
  • Accepting local payment methods across multiple countriesnot Fakturoid
  • Settling in several currencies through linked bank accountsnot Fakturoid
  • Unified online and in-person paymentsnot Fakturoid

Fakturoid

  • Automating invoice creation with QR codes and payment linksnot Adyen
  • Tracking late payments and sending automatic remindersnot Adyen
  • Automating VAT compliance and quarterly tax calculationsnot Adyen
  • Extracting expenses from receipts with AI data capturenot Adyen

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Adyen

  • There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
  • Published fees are indicative rather than a rate card, with real pricing negotiated
  • Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
  • Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America

Fakturoid

  • Free Zdarma plan is capped at just 5 clients, though invoices themselves are unlimited
  • VAT compliance features, inventory management and payment gateways (GoPay, PayPal) are reserved for the top Na maximum tier at 393 Kc/month, not available on the two cheaper paid plans

Pricing, plan by plan

Adyen

$0.13/per-transaction
  • Transaction-Based Pricing$undefined/mo
    • Fixed $0.13 USD per transaction
    • Variable fee determined by payment method
    • No setup fees

Fakturoid

Free
  • FreeFree
    • Up to 5 customers
    • Professional invoices with QR codes
    • 6 invoice designs
  • Lite$151/month
    • Unlimited customers
    • Expense tracking
    • Tax compliance features
  • Everyday$211/month
    • Automatic payment matching
    • Automatic reminders
    • AI expense extraction (100 extractions for 400 CZK)
  • Maximum$393/month
    • Recurring invoices
    • All VAT filings
    • Business cases

Which should you pick?

Choose Adyen if

  • You need payment processing.
  • You work on Web, Api, Pos.
  • You also want risk management.
Adyen review

Choose Fakturoid if

  • You want to start without paying.
Fakturoid review

Questions people ask

Is Adyen or Fakturoid better?
Neither clearly leads. Adyen starts at $0.13/per-transaction and Fakturoid at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Adyen or Fakturoid?
Fakturoid has a free tier; the other does not. Paid plans start at $0.13/per-transaction for Adyen and Free for Fakturoid.
Does Adyen or Fakturoid run on more platforms?
Adyen runs on Web, Api, Pos. Fakturoid runs on Web.
Can I use Fakturoid for free?
Yes. Fakturoid has a free tier, so you can try it without paying. Adyen starts at $0.13/per-transaction.
What is Adyen best used for?
Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Fakturoid is typically brought in for.
What can Adyen do that Fakturoid cannot?
Adyen covers Payment processing, Risk management, Unified commerce, Issuing.

Answered from the vendors’ own pages

Adyen: How much does Adyen charge per transaction?

Adyen charges a fixed $0.13 USD per transaction plus a variable fee based on the payment method used. Credit cards typically cost $0.13 + 0.60% + interchange, while digital wallets and BNPL options cost between $0.13 + 0.99% to $0.13 + 4.99%+, depending on the specific method and region.

Source
Fakturoid: Is there a free plan for Fakturoid?

Yes. Fakturoid offers a free plan for businesses with up to 5 customers. It includes professional invoices with QR codes, 6 invoice designs, mobile app access, fast support, and 1,500 API requests per month.

Source
Adyen: Does Adyen have monthly subscription or setup fees?

No, Adyen has no setup fees or monthly recurring charges. You pay only for each transaction processed. The transaction fee structure remains the same regardless of transaction volume or business size.

Source
Fakturoid: Does Fakturoid offer a trial?

Yes. Fakturoid offers a 30-day free trial for customers to test the platform. New businesses with company registration less than 12 months old receive 50% discount on their first annual invoice.

Source
Adyen: What's Adyen's Interchange++ pricing option?

Adyen offers an Interchange++ transparent pricing model that passes interchange and scheme fees directly to merchants instead of bundling them into a percentage rate. This allows visibility into exact costs for each payment method.

Source
Fakturoid: What discount do I get if I pay annually?

Fakturoid offers annual discounts on all paid tiers. For example, the Lite plan costs 151 CZK per month but only 164 CZK per month if paid annually (compared to regular prices of 182 CZK and 199 CZK respectively).

Source
Adyen: Can I process payments in multiple currencies with Adyen?

Yes, Adyen supports 100+ payment methods across multiple currencies. You can link multiple bank accounts in different currencies to avoid currency conversion fees on international transactions.

Source
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