Accounting & Finance · head to head
ADP vs Zoho Books

Zoho Books
Accounting & Finance
Simple, smart accounting software for growing businesses
- From
- Free
- Rated
- -
The short version
- Only Zoho Books has a free tier, so it costs nothing to try first.
- Each has a real cost: ADP no pricing is published; every quote is custom and driven by employee count and which services are taken; Zoho Books payroll only available in Texas and California, limiting US usefulness
- They diverge on capability: ADP covers Payroll, Zoho Books covers Invoicing.
Where they differ
Only the attributes on which ADP and Zoho Books actually diverge.
| Attribute | ADP | Zoho Books |
|---|---|---|
| Starting price | $29/month | Free |
| Pricing model | subscription | Unknown |
| Free tier | No | Yes |
| Founded | 1949 | 1996 |
Identical on both: platforms (Web, Ios, Android), user rating (Not yet rated), category (Accounting & Finance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in ADP
- Payroll
- Tax services
- HR management
- Time & attendance
- Benefits administration
- QuickBooks
- Sage
- Oracle
Only in Zoho Books
- Invoicing
- Expense tracking
- Bank reconciliation
- Financial reports
- Tax compliance
- Zoho CRM
- PayPal
- Stripe
Both cover
- Web support
- Ios support
- Android support
What people use each for
The jobs each tool is most often brought in to do.
ADP
- Payroll processing and tax filingnot Zoho Books
- HR administration and employee recordsnot Zoho Books
- Time and attendance trackingnot Zoho Books
- Benefits administrationnot Zoho Books
- Talent management on the mid-market and enterprise productsnot Zoho Books
Zoho Books
- Invoicingnot ADP
- Expense managementnot ADP
- Tax preparationnot ADP
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
ADP
- No pricing is published; every quote is custom and driven by employee count and which services are taken
- Split into three separate products by company size, RUN for 1 to 49 employees, Workforce Now for 50 and above, and Lyric HCM for enterprise, so growing across a threshold means changing product rather than plan
Zoho Books
- Payroll only available in Texas and California, limiting US usefulness
- Limited access to historical financial data compared to competitors
- Customer support is slow with long response times and frustrating workarounds
- Fewer integrations than QuickBooks Online and Xero
- User limit restrictions (1-15 depending on plan) compared to Xero's unlimited users
- Occasional inaccuracies in automatic exchange rate updates for international transactions
Pricing, plan by plan
ADP
$29/month- Essential$79/month
- Payroll
- Tax filing
- Direct deposit
- Enhanced$139/month
- HR tools
- Background checks
- Job posting
Zoho Books
Free- FreeFree
- 1 user + accountant
- Unlimited invoices
- Standard$20/month
- 3 users
- Core accounting
- Professional$60/month
- 5 users
- Advanced reporting
- Premium$120/month
- 10 users
- Inventory management
Which should you pick?
Choose Zoho Books if
- You need invoicing.
- You want to start without paying.
- You work on Web, iOS, Android.
- You also want expense tracking.
Questions people ask
- Is ADP or Zoho Books better?
- Neither clearly leads. ADP starts at $29/month and Zoho Books at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, ADP or Zoho Books?
- Zoho Books has a free tier; the other does not. Paid plans start at $29/month for ADP and Free for Zoho Books.
- Does ADP or Zoho Books run on more platforms?
- ADP runs on Web, Ios, Android. Zoho Books runs on Web, iOS, Android.
- Can I use Zoho Books for free?
- Yes. Zoho Books has a free tier, so you can try it without paying. ADP starts at $29/month.
- What is ADP best used for?
- ADP is most often used for payroll processing and tax filing, hr administration and employee records, time and attendance tracking, benefits administration. Of those, payroll processing and tax filing and hr administration and employee records are not what Zoho Books is typically brought in for.
- What can ADP do that Zoho Books cannot?
- ADP covers Payroll, Tax services, HR management, Time & attendance. Zoho Books covers Invoicing, Expense tracking, Bank reconciliation, Financial reports. Both handle Web support, Ios support, Android support.
Answered from the vendors’ own pages
Zoho Books: Does Zoho Books support payroll?
Zoho Books offers limited payroll integration available only in Texas and California currently. Outside these states, users must use separate payroll software.
SourceZoho Books: How many users can access one account?
User limits vary by plan: Free tier (1 user + accountant), Standard (3 users), Professional (5 users), Premium (10 users), Elite (15 users). Each business requires separate subscription.
SourceZoho Books: What integrations does Zoho Books support?
Zoho Books integrates with Shopify, WooCommerce, Razorpay, PayPal, Stripe, Salesforce, Google Sheets, and 500+ apps via Zapier. It integrates with other Zoho products like Zoho Inventory and Zoho Projects.
SourceRelated pages
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