Personal Finance · pricing
Fidelity pricing
Fidelity publishes 2 tiers. Below is each one, what it adds over the tier beneath it, and where the ladder stops being worth climbing for most people.
- Entry price
- On request
- Model
- Transaction
- Tiers
- 2
- Free tier
- Not on record
Fidelity plans, side by side
Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.
| Plan | Price | Features listed | Step up from the tier below |
|---|---|---|---|
| Brokerage | On request | 2 | Entry tier |
| Advisory | On request | 2 | Priced on request |
What each tier adds
The set difference between each tier's feature list and the one beneath it. Where a tier lists nothing new, the vendor has either stopped repeating the inherited list or the tier raises limits rather than adding capability, the record does not distinguish the two, so this page does not either.
Brokerage
On requestThe entry tier. It covers commission-free trading, research tools.
Advisory
On requestOver Brokerage, this tier adds:
- Personal advisor
- Wealth management
What the product covers
The full Fidelity feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.
Core
- Commission-free trading
- Retirement planning
- Advisory services
- Research tools
Integrations
- Bank accounts
- Investment accounts
Platform
- Web support
- IOS support
- Android support
People bring Fidelity in for commission free trading of us stocks and etfs, holding iras, 401(k) plans and taxable brokerage accounts, trading bonds, options and mutual funds from one account. If that is not the job you are buying for, the alternatives to Fidelity are worth a look before you commit to a tier.
How that compares in Personal Finance
Too few personal finance tools in this directory publish a starting price to quote a meaningful median, so the table below is a like-for-like list rather than a ranking.
| Tool | Entry price | Model | Rated | Head to head |
|---|---|---|---|---|
| Fidelity (this page) | On request | transaction | - | |
| Copilot Money | Free | freemium | - | vs Fidelity |
| Cash App | Free | free | - | vs Fidelity |
| Apple Pay | Free | free | - | vs Fidelity |
| Betterment | $5/month | subscription | - | vs Fidelity |
| Charles Schwab | On request | transaction | - | vs Fidelity |
| Acorns | On request | subscription | - | vs Fidelity |
Ratings are aggregated from third-party sources and imported with each catalogue entry, they are not reviews hosted on Softwr. How each figure is used is set out on the Fidelity badges page.
Before you pay for Fidelity
Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.
What it can tell you is the shape of the ladder: 2 tiers between On request and On request, with the jump itemised above. With no free tier on record, the cheapest way to answer the rest is to compare Fidelity against the tools that do have one before committing.
Fidelity runs on web, ios, android, and is published by Fidelity Investments of Boston, Massachusetts. The full record is on the Fidelity review, and the rest of the category is under best personal finance tools.
Fidelity pricing questions
- How much does Fidelity cost?
- Fidelity publishes 2 tiers, from On request for Brokerage up to On request for Advisory. The cheapest paid tier is On request.
- Does Fidelity have a free plan?
- Not on the record we hold: Fidelity is listed as transaction. Whether a free trial is offered is not something this record captures, so check the vendor's site.
- What is the difference between Brokerage and Advisory on Fidelity?
- Advisory costs On request against On request, and adds personal advisor, wealth management.
- Which personal finance tools can I use without paying?
- 4 of the 8 personal finance tools listed alongside Fidelity have a free tier: Copilot Money, Cash App, Apple Pay, Coinbase.
- What am I actually paying for with Fidelity?
- The record lists 9 features across 3 areas: core, integrations, platform. In practice it is brought in for commission free trading of us stocks and etfs, holding iras, 401(k) plans and taxable brokerage accounts, trading bonds, options and mutual funds from one account.
- Does Fidelity charge per user?
- The record carries a price and a billing period for each of its 2 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
- Are these Fidelity prices current?
- They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
- What should I compare Fidelity against before paying?
- The closest personal finance tools in this directory are Copilot Money, Cash App, Apple Pay, Betterment. Each has a side-by-side comparison with Fidelity covering price, platforms and features.