Religion · head to head
Text In Church vs Tithe.ly
The short version
- Each has a real cost: Text In Church text volume is the binding limit: 500 texts per month on Basic, 1,500 on Pro and 2,500 on Premium; Tithe.ly card giving carries a 2.9% plus $0.30 fee, so every donation is reduced before it reaches the church
- They diverge on capability: Text In Church covers Text Giving, Tithe.ly covers Online Giving.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Text In Church and Tithe.ly actually diverge.
| Attribute | Text In Church | Tithe.ly |
|---|---|---|
| Platforms | SMS, Web | Web, IOS, Android |
| Founded | 2009 | 2013 |
Identical on both: starting price (Free), pricing model (subscription), free tier (Yes), user rating (Not yet rated), category (Religion).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Text In Church
- Text Giving
- SMS Messaging
- Keyword-based Giving
- Real-time Alerts
- Payment Processing
- Church Management
- Analytics
- Reporting
Only in Tithe.ly
- Online Giving
- Membership Management
- Attendance Tracking
- Accounting Software
- Planning Center
- PayPal
- Stripe
- IOS support
Both cover
- Web support
What people use each for
The jobs each tool is most often brought in to do.
Text In Church
- Two-way texting with a congregation and automated guest follow-upnot Tithe.ly
- Digital connect cards and keyword text-in for visitorsnot Tithe.ly
- Automated reminder and welcome message workflows for church eventsnot Tithe.ly
Tithe.ly
- Church online giving and donation managementnot Text In Church
- Religious organization membership trackingnot Text In Church
- Volunteer management for congregationsnot Text In Church
- Service planning and worship coordinationnot Text In Church
- Church website hosting and custom appsnot Text In Church
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Text In Church
- Text volume is the binding limit: 500 texts per month on Basic, 1,500 on Pro and 2,500 on Premium
- Local phone numbers are capped at 1, 2 and 3 across the three plans
- Monthly billing costs $37, $67 and $97 against $31, $56 and $81 when paid annually, so monthly is roughly 19% more
- The calling features are a separate Calling Plus add-on at $10 per month per seat
- Concierge onboarding starts at $249 as a one-off charge purchased at checkout
- Churches needing more than 2,500 texts a month have no published plan and must contact support
Tithe.ly
- Card giving carries a 2.9% plus $0.30 fee, so every donation is reduced before it reaches the church
- American Express is charged at 3.5% plus $0.30
- ACH at 1% plus $0.30 makes small bank transfers proportionally expensive
- Church management is $72 a month and the mobile app $89, sold separately from the free giving product
- Bundling everything is $119 a month, so a church wanting app, website and management pays regardless of donation volume
Pricing, plan by plan
Text In Church
Free- Basic$31/month
- 500 texts per month
- 1 local phone number
- Unlimited keywords
- Pro$56/month
- 1500 texts per month
- 2 local phone numbers
- All Basic features
- Premium$81/month
- 2500 texts per month
- 3 local phone numbers
- All Basic and Pro features
Tithe.ly
Free- Giving ToolsFree
- Online giving
- Mobile giving
- Text-to-give
- Church Management$72/month
- Digital giving solution
- Membership management
- Event management
- All Access$119/month
- Giving platform
- Church management
- Custom apps
Which should you pick?
Choose Text In Church if
- You need text giving.
- You want to start without paying.
- You work on SMS, Web.
- You also want sms messaging.
Choose Tithe.ly if
- You need online giving.
- You want to start without paying.
- You work on Web, IOS, Android.
- You also want membership management.
Questions people ask
- Is Text In Church or Tithe.ly better?
- Neither clearly leads. Text In Church starts at Free and Tithe.ly at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Text In Church or Tithe.ly?
- Text In Church starts at Free and Tithe.ly at Free.
- Does Text In Church or Tithe.ly run on more platforms?
- Text In Church runs on SMS, Web. Tithe.ly runs on Web, IOS, Android.
- Can I use Text In Church for free?
- Both have a free tier, so you can try either at no cost before committing.
- What is Text In Church best used for?
- Text In Church is most often used for two-way texting with a congregation and automated guest follow-up, digital connect cards and keyword text-in for visitors, automated reminder and welcome message workflows for church events. Of those, two-way texting with a congregation and automated guest follow-up and digital connect cards and keyword text-in for visitors are not what Tithe.ly is typically brought in for.
- What can Text In Church do that Tithe.ly cannot?
- Text In Church covers Text Giving, SMS Messaging, Keyword-based Giving, Real-time Alerts. Tithe.ly covers Online Giving, Membership Management, Attendance Tracking, Accounting Software. Both handle Web support.
Answered from the vendors’ own pages
Text In Church: How much do you save with annual billing?
Annual billing saves $75 on Basic ($31/month vs $37/month), $136 on Pro ($56/month vs $67/month), and $197 on Premium ($81/month vs $97/month).
SourceTithe.ly: Does Tithely offer a free giving option?
Yes, Tithely's Giving Tools tier is completely free with no monthly or setup fees. Donations via credit/debit card are charged 2.9% + $0.30, ACH transfers are 1% + $0.30, and American Express is 3.5% + $0.30.
SourceText In Church: Is there a free trial?
Yes, Text In Church offers a free 30-day trial for all plans with no credit card required. They also provide a 30-day money-back guarantee if unsatisfied.
SourceTithe.ly: What is included in Tithely's All Access plan?
The All Access plan at $119/month includes all products: giving, church management, custom apps, websites, service planning, volunteer management, background checks, kids check-in, and email/text messaging. The price is a flat rate regardless of church growth.
SourceText In Church: What is the Calling Plus add-on?
Calling Plus ($10/month per seat) adds automated text replies, digital receptionist features, automated greetings, direct extensions, call forwarding, and smart voicemail capabilities.
SourceTithe.ly: Do Tithely's paid plans include a trial period?
Yes, all paid plans include a 30-day free trial. No credit card is required to start with the free giving tier.
SourceTithe.ly: What are Tithely's individual product prices?
Individual products available separately: Website at $19/month, Mobile Church App at $89/month, and Service Planning/Worship Tools at $29/month. The All Access plan at $119/month bundles all products for significant savings.
SourceRelated pages
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