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Cybersecurity · head to head

Termly vs Unit21

Termly logo

Termly

Cybersecurity

Legal policy generator and cookie consent banner for small websites

From
Free
Rated
-
Full reviewWebsite
Unit21 logo

Unit21

Cybersecurity

No-code fraud and AML risk operations platform for fintechs and neobanks

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Termly has a free tier, so it costs nothing to try first.
  • Each has a real cost: Termly a standard plan licenses one website, so an agency or a business with several brand domains multiplies the headline price by the number of sites and the cheap option stops being cheap at four or five domains.; Unit21 it is built for fintech scale rather than card issuer scale, so organisations reaching very high transaction volumes generally re-evaluate against heavier platforms and face a migration.
  • They diverge on capability: Termly covers Policy generator, Unit21 covers No-code rule builder.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Termly and Unit21 actually diverge.

Attributes where Termly and Unit21 differ
AttributeTermlyUnit21
Starting priceFreeOn request
Pricing modelPer website per monthquote
Free tierYesNo

Identical on both: platforms (Web), user rating (Not yet rated), category (Cybersecurity).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Termly

  • Policy generator
  • Automatic policy updates
  • Consent banner
  • Script auto blocker
  • Cookie scanner
  • Consent log
  • WordPress plugin
  • Do not sell handling

Only in Unit21

  • No-code rule builder
  • Case management
  • SAR filing
  • Backtesting
  • Identity and device signals
  • Data ingestion API

What people use each for

The jobs each tool is most often brought in to do.

Termly

  • A small e-commerce shop that needs a privacy policy, terms and a compliant cookie banner before launch without engaging a solicitornot Unit21
  • A freelance web developer standardising the legal and consent layer across client sites, buying a licence per site or an agency arrangementnot Unit21
  • A WordPress site owner who needs scripts blocked before consent and does not have a tag manager set upnot Unit21
  • A US small business newly in scope for a state privacy law that needs a do not sell opt-out on the site quicklynot Unit21

Unit21

  • A neobank whose sponsor bank requires a documented monitoring programme before it will keep the BIN sponsorshipnot Termly
  • A crypto exchange needing SAR filing and case management without building an internal compliance engineering teamnot Termly
  • A payments startup where the fraud lead needs to ship a new rule the same day a new attack pattern appearsnot Termly
  • A lender consolidating fraud alerts from three point tools into one investigator queue with a single audit trailnot Termly

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Termly

  • A standard plan licenses one website, so an agency or a business with several brand domains multiplies the headline price by the number of sites and the cheap option stops being cheap at four or five domains.
  • Generated policies are templates conditioned on questionnaire answers, so they describe the data practices you claimed rather than the ones your code performs, and a regulator comparing the policy to actual tracking finds the gap not the vendor.
  • Banner view limits apply on the lower tiers, and a site that spikes in traffic can exhaust its allowance mid month, which is the worst possible moment for consent handling to degrade.
  • It covers websites well but has little for mobile apps, so a company with an iOS and Android app alongside its site needs a second consent mechanism and a second consent record.
  • There is no data mapping, subject rights automation or vendor inventory, so any company that grows into real privacy programme obligations outgrows Termly entirely rather than upgrading within it.

Unit21

  • It is built for fintech scale rather than card issuer scale, so organisations reaching very high transaction volumes generally re-evaluate against heavier platforms and face a migration.
  • No-code rule authoring shifts power to the risk team, which is the point, but without governance it produces rule sprawl that nobody can explain to an examiner two years later.
  • Detection quality depends on the signals you feed it, so a thin integration produces thin results and the platform cannot compensate with proprietary consortium data the way larger vendors do.
  • Pricing is quoted by volume with an annual commitment, so a fintech whose growth stalls pays for headroom it did not use.
  • SAR filing coverage is oriented to United States FinCEN reporting, so firms filing in the United Kingdom, European Union or Asia handle those submissions outside the tool.

Pricing, plan by plan

Termly

Free
  • FreeFree
    • 1 basic legal policy
    • 10,000 monthly banner views
    • Cookie consent banner
  • Starter$10/month
    • 2 legal policies
    • 10 policy edits
    • 50,000 monthly banner views
  • Pro Plus$15/month
    • Unlimited banner views
    • Additional legal policies
    • Multilingual banners

Unit21

On request
  • Unit21 Platform$undefined/year
    • Priced by monitored volume and modules, annual contract
    • Fraud, AML and case management packaged separately
    • Implementation and historical data backfill quoted with the subscription

Which should you pick?

Choose Termly if

  • You need policy generator.
  • You want to start without paying.
  • You also want automatic policy updates.
Termly review

Choose Unit21 if

  • You need no-code rule builder.
  • You also want case management.
Unit21 review

Questions people ask

Is Termly or Unit21 better?
Neither clearly leads. Termly starts at Free and Unit21 at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Termly or Unit21?
Termly has a free tier; the other does not. Paid plans start at Free for Termly and On request for Unit21.
Does Termly or Unit21 run on more platforms?
Both run on Web, so platform support will not decide this one for you.
Can I use Termly for free?
Yes. Termly has a free tier, so you can try it without paying. Unit21 starts at On request.
What is Termly best used for?
Termly is most often used for a small e-commerce shop that needs a privacy policy, terms and a compliant cookie banner before launch without engaging a solicitor, a freelance web developer standardising the legal and consent layer across client sites, buying a licence per site or an agency arrangement, a wordpress site owner who needs scripts blocked before consent and does not have a tag manager set up, a us small business newly in scope for a state privacy law that needs a do not sell opt-out on the site quickly. Of those, a small e-commerce shop that needs a privacy policy, terms and a compliant cookie banner before launch without engaging a solicitor and a freelance web developer standardising the legal and consent layer across client sites, buying a licence per site or an agency arrangement are not what Unit21 is typically brought in for.
What can Termly do that Unit21 cannot?
Termly covers Policy generator, Automatic policy updates, Consent banner, Script auto blocker. Unit21 covers No-code rule builder, Case management, SAR filing, Backtesting.

Answered from the vendors’ own pages

Termly: Does one Termly plan cover all my websites?

No. A standard plan licenses one website. Multiple domains need multiple licences or an agency arrangement, and this is the single most common surprise on the bill.

Unit21: Do we need engineers to run it?

Only for the initial data integration. After that the design intent is that risk and compliance staff author and deploy rules themselves.

Termly: Are the generated policies legally sufficient?

They are templates conditioned on your answers and are not legal advice. They are proportionate for a simple site and inadequate where actual data flows are complex or regulated.

Unit21: Does it file SARs?

Yes, it generates and electronically files suspicious activity reports to FinCEN. Non-US regimes are not covered to the same depth.

Termly: Is there a genuinely free plan?

Yes, one basic policy, one site, 10,000 monthly banner views and quarterly cookie scans, with no card required.

Unit21: Can we test a rule before it goes live?

Yes. Backtesting against historical data to see projected alert volume is one of the more useful parts of the product, because alert volume is the real cost.

Termly: Does it handle US state privacy opt-outs?

Yes, including a do not sell or share mechanism and regional rule sets, alongside GDPR consent for EU visitors.

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