Softwr

Cybersecurity · head to head

Stytch vs Termly

Stytch logo

Stytch

Cybersecurity

Identity platform with passwordless auth, passkeys and bot detection.

From
Free
Rated
-
Full reviewWebsite
Termly logo

Termly

Cybersecurity

Legal policy generator and cookie consent banner for small websites

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Stytch free tier limited to 10,000 monthly active users; scaling beyond this requires custom pricing negotiation; Termly a standard plan licenses one website, so an agency or a business with several brand domains multiplies the headline price by the number of sites and the cheap option stops being cheap at four or five domains.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Stytch and Termly actually diverge.

Attributes where Stytch and Termly differ
AttributeStytchTermly
Pricing modelfreemiumPer website per month
PlatformsWeb, APIWeb

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (Cybersecurity).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Stytch

Nothing recorded that Termly does not also cover.

Only in Termly

  • Policy generator
  • Automatic policy updates
  • Consent banner
  • Script auto blocker
  • Cookie scanner
  • Consent log
  • WordPress plugin
  • Do not sell handling

What people use each for

The jobs each tool is most often brought in to do.

Stytch

  • Applications prioritising passwordless and passkey authenticationnot Termly
  • SaaS platforms requiring AI agent authentication and machine-to-machine flowsnot Termly
  • Companies with emerging identity needs such as bot detection and device intelligencenot Termly
  • Organisations building with Next.js and React requiring modern auth patternsnot Termly
  • Applications needing transparent pricing without surprise tiers or feature gatingnot Termly

Termly

  • A small e-commerce shop that needs a privacy policy, terms and a compliant cookie banner before launch without engaging a solicitornot Stytch
  • A freelance web developer standardising the legal and consent layer across client sites, buying a licence per site or an agency arrangementnot Stytch
  • A WordPress site owner who needs scripts blocked before consent and does not have a tag manager set upnot Stytch
  • A US small business newly in scope for a state privacy law that needs a do not sell opt-out on the site quicklynot Stytch

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Stytch

  • Free tier limited to 10,000 monthly active users; scaling beyond this requires custom pricing negotiation
  • Fraud prevention capabilities billed at $0.005 per fingerprint for usage exceeding 10,000 free checks
  • Additional SSO or SCIM connections beyond the 5 included in free tier cost $125 each
  • Brand customisation and email removal require one-time payment of $99
  • HIPAA and advanced fraud protection only available in Enterprise tier
  • No native UI builder; requires custom frontend development for fully-branded auth flows

Termly

  • A standard plan licenses one website, so an agency or a business with several brand domains multiplies the headline price by the number of sites and the cheap option stops being cheap at four or five domains.
  • Generated policies are templates conditioned on questionnaire answers, so they describe the data practices you claimed rather than the ones your code performs, and a regulator comparing the policy to actual tracking finds the gap not the vendor.
  • Banner view limits apply on the lower tiers, and a site that spikes in traffic can exhaust its allowance mid month, which is the worst possible moment for consent handling to degrade.
  • It covers websites well but has little for mobile apps, so a company with an iOS and Android app alongside its site needs a second consent mechanism and a second consent record.
  • There is no data mapping, subject rights automation or vendor inventory, so any company that grows into real privacy programme obligations outgrows Termly entirely rather than upgrading within it.

Pricing, plan by plan

Stytch

Free
  • FreeFree
    • 10,000 monthly active users and AI agents
    • Unlimited organisations
    • 5 SSO or SCIM connections
  • Scaled$undefined/variable
    • Usage-based pricing for users exceeding 10,000
    • All free tier features
    • Volume discounts available
  • Enterprise$undefined/variable
    • Custom pricing
    • Discounted volume rates
    • Enterprise support SLA

Termly

Free
  • FreeFree
    • 1 basic legal policy
    • 10,000 monthly banner views
    • Cookie consent banner
  • Starter$10/month
    • 2 legal policies
    • 10 policy edits
    • 50,000 monthly banner views
  • Pro Plus$15/month
    • Unlimited banner views
    • Additional legal policies
    • Multilingual banners

Which should you pick?

Choose Stytch if

  • You want to start without paying.
  • You work on Web, API.
Stytch review

Choose Termly if

  • You need policy generator.
  • You want to start without paying.
  • You also want automatic policy updates.
Termly review

Questions people ask

Is Stytch or Termly better?
Neither clearly leads. Stytch starts at Free and Termly at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Stytch or Termly?
Stytch starts at Free and Termly at Free.
Does Stytch or Termly run on more platforms?
Stytch runs on Web, API. Termly runs on Web.
Can I use Stytch for free?
Both have a free tier, so you can try either at no cost before committing.
What is Stytch best used for?
Stytch is most often used for applications prioritising passwordless and passkey authentication, saas platforms requiring ai agent authentication and machine-to-machine flows, companies with emerging identity needs such as bot detection and device intelligence, organisations building with next.js and react requiring modern auth patterns. Of those, applications prioritising passwordless and passkey authentication and saas platforms requiring ai agent authentication and machine-to-machine flows are not what Termly is typically brought in for.
What can Stytch do that Termly cannot?
Termly covers Policy generator, Automatic policy updates, Consent banner, Script auto blocker.

Answered from the vendors’ own pages

Stytch: What is included in Stytch's free tier?

The free tier includes 10,000 monthly active users (human and AI agents), unlimited organisations, 5 SSO or SCIM connections, and 1,000 machine-to-machine tokens with full authentication features.

Source
Termly: Does one Termly plan cover all my websites?

No. A standard plan licenses one website. Multiple domains need multiple licences or an agency arrangement, and this is the single most common surprise on the bill.

Stytch: Does Stytch support AI agent authentication?

Yes. Stytch provides native AI agent authentication and authorisation, with support for the Model Context Protocol (MCP) for authenticating AI agents accessing external systems.

Source
Termly: Are the generated policies legally sufficient?

They are templates conditioned on your answers and are not legal advice. They are proportionate for a simple site and inadequate where actual data flows are complex or regulated.

Stytch: What fraud prevention features does Stytch offer?

Stytch includes bot detection with 99.99% accuracy, device fingerprinting, invisible CAPTCHA, and zero-day device intelligence built into all tiers.

Source
Termly: Is there a genuinely free plan?

Yes, one basic policy, one site, 10,000 monthly banner views and quarterly cookie scans, with no card required.

Termly: Does it handle US state privacy opt-outs?

Yes, including a do not sell or share mechanism and regional rule sets, alongside GDPR consent for EU visitors.

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