APIs · head to head
Stoplight vs Yodlee

Yodlee
APIs
Long-running financial data aggregation with deep transaction history
- From
- On request
- Rated
- -
The short version
- Only Stoplight has a free tier, so it costs nothing to try first.
- Each has a real cost: Stoplight the free plan allows one project and one user; Yodlee ownership has changed twice in two years, from Envestnet to Bain Capital control and then to STG in 2025, so the roadmap is now set by a financial sponsor and long term product direction is harder to rely on than it was.
- They diverge on capability: Stoplight covers API Design, Yodlee covers Account aggregation.
- Prices and features above were last checked on 31 August 2026.
Where they differ
Only the attributes on which Stoplight and Yodlee actually diverge.
Identical on both: user rating (Not yet rated), category (APIs).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Stoplight
- API Design
- API Documentation
- Governance
- GitHub
- GitLab
- Jenkins
- Azure DevOps
- Web support
Only in Yodlee
- Account aggregation
- Long transaction history
- Investment and holdings data
- Account verification
- Transaction enrichment
- Cash flow analytics
- Document retrieval
- International coverage
What people use each for
The jobs each tool is most often brought in to do.
Stoplight
- API design and documentationnot Yodlee
- API governance and standardsnot Yodlee
- Team collaboration on API developmentnot Yodlee
- API mocking and testingnot Yodlee
Yodlee
- A wealth platform that needs held-away brokerage holdings as well as bank balances to show a client their complete positionnot Stoplight
- A lender doing cash flow underwriting that needs several years of transaction history rather than the ninety days newer aggregators returnnot Stoplight
- A financial institution needing statement and tax document retrieval alongside transaction datanot Stoplight
- A firm operating in several countries that wants one aggregator rather than a US provider plus a European onenot Stoplight
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Stoplight
- The free plan allows one project and one user
- Private projects, multi branch support and custom domains start at the Startup plan, $113 a month billed annually
- SSO and shared style guides are Pro Team only, at $362 a month billed annually
- Seats beyond each plan's allowance are $11 to $27 each per month depending on tier and billing period
Yodlee
- Ownership has changed twice in two years, from Envestnet to Bain Capital control and then to STG in 2025, so the roadmap is now set by a financial sponsor and long term product direction is harder to rely on than it was.
- Parts of the connection estate still depend on credential based access, which banks and regulators are phasing out in favour of FDX APIs, so coverage will shift as institutions withdraw the older method and the migration is not under your control.
- The platform predates modern API design and developers consistently find the integration heavier and the data model more idiosyncratic than newer aggregators, which lengthens build time.
- Pricing is enterprise shaped with annual commitments and nothing published, so small and mid sized buyers have no anchor and cannot start without a sales cycle.
- Investment data, document retrieval and analytics are licensed on top of core aggregation, so the capabilities that justify choosing Yodlee over a cheaper rival are the ones that raise the price above it.
Pricing, plan by plan
Stoplight
Free- FreeFree
- 1 project
- 1 user
- Basic API design and documentation features
- Basic$56/month
- Annual: $44/user/year
- 3 included users; $14 per additional user (monthly)
- Unlimited projects
- Startup$147/month
- Annual: $113/user/year
- 8 included users; $14 per additional user (monthly)
- Private projects
- Pro Team$453/month
- Annual: $362/user/year
- 15 included users; $27 per additional user (monthly)
- Up to 20 teams
Yodlee
On request- Yodlee Data Platform$undefined/year
- Priced by connected users, refresh frequency and data types
- Investment and document retrieval licensed separately from core aggregation
- Enterprise agreements with annual commitments
Which should you pick?
Choose Stoplight if
- You need api design.
- You want to start without paying.
- You work on Web, Cloud.
- You also want api documentation.
Choose Yodlee if
- You need account aggregation.
- You work on API, Web.
- You also want long transaction history.
Questions people ask
- Is Stoplight or Yodlee better?
- Neither clearly leads. Stoplight starts at Free and Yodlee at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Stoplight or Yodlee?
- Stoplight has a free tier; the other does not. Paid plans start at Free for Stoplight and On request for Yodlee.
- Does Stoplight or Yodlee run on more platforms?
- Stoplight runs on Web, Cloud. Yodlee runs on API, Web.
- Can I use Stoplight for free?
- Yes. Stoplight has a free tier, so you can try it without paying. Yodlee starts at On request.
- What is Stoplight best used for?
- Stoplight is most often used for api design and documentation, api governance and standards, team collaboration on api development, api mocking and testing. Of those, api design and documentation and api governance and standards are not what Yodlee is typically brought in for.
- What can Stoplight do that Yodlee cannot?
- Stoplight covers API Design, API Documentation, Governance, GitHub. Yodlee covers Account aggregation, Long transaction history, Investment and holdings data, Account verification.
Answered from the vendors’ own pages
Stoplight: How much does Stoplight cost?
Stoplight starts with a free plan (1 project, 1 user), then Basic at $56/month per user (or $44/year), Startup at $147/month per user (or $113/year), Pro Team at $453/month per user (or $362/year), and Enterprise at custom pricing.
SourceYodlee: Who owns Yodlee now?
Private equity firm STG, which acquired it from Envestnet in a deal closing in 2025. Envestnet, itself taken private by Bain Capital and Reverence Capital in 2024, retained access through a partnership.
Stoplight: How many included users are in each Stoplight plan?
Basic includes 3 users, Startup includes 8 users, and Pro Team includes 15 users. Additional users beyond the included count cost $14/month for Basic and Startup, or $27/month for Pro Team.
SourceYodlee: Why choose Yodlee over Plaid?
Longer transaction history, deeper investment and held-away account coverage, and document retrieval. Those are wealth management and underwriting requirements rather than consumer fintech ones.
Stoplight: Does Stoplight offer a free trial?
Yes, all paid Stoplight plans include a 14-day free trial. The free plan has no trial period as it is always available.
SourceYodlee: Does it still use screen scraping?
Parts of the estate rely on credential based connections, which the industry is phasing out in favour of regulated APIs. Ask for direct API coverage by institution before signing.
Stoplight: Does Stoplight's free plan have limitations?
Yes, the free plan includes only 1 project and 1 user. Users viewing public documentation anonymously are not counted toward the 1-user limit.
SourceYodlee: Is pricing published?
No. It is quoted by connected users, refresh frequency and data types, with investment data and document retrieval priced separately.
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