APIs · head to head
Prisma vs Yodlee
Yodlee
APIs
Long-running financial data aggregation with deep transaction history
- From
- On request
- Rated
- -
The short version
- Only Prisma has a free tier, so it costs nothing to try first.
- Each has a real cost: Prisma prisma Postgres is billed per operation, with the free tier at 100,000 operations and 500 MB of storage; Yodlee ownership has changed twice in two years, from Envestnet to Bain Capital control and then to STG in 2025, so the roadmap is now set by a financial sponsor and long term product direction is harder to rely on than it was.
- They diverge on capability: Prisma covers ORM, Yodlee covers Account aggregation.
- Prices and features above were last checked on 31 August 2026.
Where they differ
Only the attributes on which Prisma and Yodlee actually diverge.
Identical on both: user rating (Not yet rated), category (APIs).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Prisma
- ORM
- Query builder
- Auto-migrations
- Node.js
- TypeScript
- GraphQL
- REST APIs
- Node.js support
Only in Yodlee
- Account aggregation
- Long transaction history
- Investment and holdings data
- Account verification
- Transaction enrichment
- Cash flow analytics
- Document retrieval
- International coverage
What people use each for
The jobs each tool is most often brought in to do.
Prisma
- Using a type safe ORM and query layer against a Postgres databasenot Yodlee
- Adding a managed connection pool and edge cache in front of an existing databasenot Yodlee
Yodlee
- A wealth platform that needs held-away brokerage holdings as well as bank balances to show a client their complete positionnot Prisma
- A lender doing cash flow underwriting that needs several years of transaction history rather than the ninety days newer aggregators returnnot Prisma
- A financial institution needing statement and tax document retrieval alongside transaction datanot Prisma
- A firm operating in several countries that wants one aggregator rather than a US provider plus a European onenot Prisma
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Prisma
- Prisma Postgres is billed per operation, with the free tier at 100,000 operations and 500 MB of storage
- Starter at $10 a month includes 1M operations then charges $0.0080 per 1,000
- Storage overage runs from $2.00 per GB on Starter down to $1.00 per GB on Business, so the unit cost depends on the plan
- Accelerate charges separately per operation and per GiB of query egress beyond the first 1 KiB
- Cache tag invalidations are not included below the Pro plan and are billed per thousand above it
Yodlee
- Ownership has changed twice in two years, from Envestnet to Bain Capital control and then to STG in 2025, so the roadmap is now set by a financial sponsor and long term product direction is harder to rely on than it was.
- Parts of the connection estate still depend on credential based access, which banks and regulators are phasing out in favour of FDX APIs, so coverage will shift as institutions withdraw the older method and the migration is not under your control.
- The platform predates modern API design and developers consistently find the integration heavier and the data model more idiosyncratic than newer aggregators, which lengthens build time.
- Pricing is enterprise shaped with annual commitments and nothing published, so small and mid sized buyers have no anchor and cannot start without a sales cycle.
- Investment data, document retrieval and analytics are licensed on top of core aggregation, so the capabilities that justify choosing Yodlee over a cheaper rival are the ones that raise the price above it.
Pricing, plan by plan
Prisma
Free- FreeFree
- 1M requests/month
- 360 GB-hours memory
- 4 vCPU-hours
- Starter$10/month
- 5M requests/month
- 1M database operations ($8 per million overage)
- 10 GB storage ($2/GB overage)
- Pro$49/month
- 20M requests/month
- 10M operations ($2 per million overage)
- 50 GB storage ($1.50/GB overage)
- Business$129/month
- 100M requests/month
- 50M operations ($1 per million overage)
- 100 GB storage
Yodlee
On request- Yodlee Data Platform$undefined/year
- Priced by connected users, refresh frequency and data types
- Investment and document retrieval licensed separately from core aggregation
- Enterprise agreements with annual commitments
Which should you pick?
Choose Prisma if
- You need orm.
- You want to start without paying.
- You work on Node.js, TypeScript.
- You also want query builder.
Choose Yodlee if
- You need account aggregation.
- You work on API, Web.
- You also want long transaction history.
Questions people ask
- Is Prisma or Yodlee better?
- Neither clearly leads. Prisma starts at Free and Yodlee at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Prisma or Yodlee?
- Prisma has a free tier; the other does not. Paid plans start at Free for Prisma and On request for Yodlee.
- Does Prisma or Yodlee run on more platforms?
- Prisma runs on Node.js, TypeScript. Yodlee runs on API, Web.
- Can I use Prisma for free?
- Yes. Prisma has a free tier, so you can try it without paying. Yodlee starts at On request.
- What is Prisma best used for?
- Prisma is most often used for using a type safe orm and query layer against a postgres database, adding a managed connection pool and edge cache in front of an existing database. Of those, using a type safe orm and query layer against a postgres database and adding a managed connection pool and edge cache in front of an existing database are not what Yodlee is typically brought in for.
- What can Prisma do that Yodlee cannot?
- Prisma covers ORM, Query builder, Auto-migrations, Node.js. Yodlee covers Account aggregation, Long transaction history, Investment and holdings data, Account verification.
Answered from the vendors’ own pages
Prisma: How much does Prisma cost?
Prisma is free to start with 1M requests/month. The Starter plan costs $10/month with 5M requests, the Pro plan $49/month with 20M requests, and the Business plan $129/month with 100M requests. All plans have usage-based overages.
SourceYodlee: Who owns Yodlee now?
Private equity firm STG, which acquired it from Envestnet in a deal closing in 2025. Envestnet, itself taken private by Bain Capital and Reverence Capital in 2024, retained access through a partnership.
Prisma: What is Prisma's overage pricing?
Prisma charges $1 per million requests over the included amount (Starter), $2 per million database operations overage (Pro and Starter), and $1.50-$2 per GB for storage overages depending on the plan. All plans include a hard spend limit on by default.
SourceYodlee: Why choose Yodlee over Plaid?
Longer transaction history, deeper investment and held-away account coverage, and document retrieval. Those are wealth management and underwriting requirements rather than consumer fintech ones.
Prisma: Does Prisma include data transfer costs?
No, Prisma includes unlimited data transfer with no egress fees on all plans. Prisma ORM remains free across all tiers.
SourceYodlee: Does it still use screen scraping?
Parts of the estate rely on credential based connections, which the industry is phasing out in favour of regulated APIs. Ask for direct API coverage by institution before signing.
Yodlee: Is pricing published?
No. It is quoted by connected users, refresh frequency and data types, with investment data and document retrieval priced separately.
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