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APIs · head to head

WSO2 API Manager vs Yodlee

WSO2 API Manager logo

WSO2 API Manager

APIs

Complete API management platform for designing and managing APIs

From
Free
Rated
-
Full reviewWebsite
Yodlee logo

Yodlee

APIs

Long-running financial data aggregation with deep transaction history

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only WSO2 API Manager has a free tier, so it costs nothing to try first.
  • Each has a real cost: WSO2 API Manager the free open source distribution does not include a subscription to the WSO2 Update service, so continuous improvements and security patches require a paid subscription; Yodlee ownership has changed twice in two years, from Envestnet to Bain Capital control and then to STG in 2025, so the roadmap is now set by a financial sponsor and long term product direction is harder to rely on than it was.
  • They diverge on capability: WSO2 API Manager covers API Gateway, Yodlee covers Account aggregation.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which WSO2 API Manager and Yodlee actually diverge.

Attributes where WSO2 API Manager and Yodlee differ
AttributeWSO2 API ManagerYodlee
Starting priceFreeOn request
Pricing modelopen-sourcequote
Free tierYesNo
PlatformsJava, Linux, Docker, KubernetesAPI, Web
Founded2005Unknown

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in WSO2 API Manager

  • API Gateway
  • API Designer
  • Developer Portal
  • LDAP
  • Okta
  • Keycloak
  • Microservices
  • Java support

Only in Yodlee

  • Account aggregation
  • Long transaction history
  • Investment and holdings data
  • Account verification
  • Transaction enrichment
  • Cash flow analytics
  • Document retrieval
  • International coverage

What people use each for

The jobs each tool is most often brought in to do.

WSO2 API Manager

  • Publishing, securing and rate limiting APIs behind a gatewaynot Yodlee
  • Running an API developer portal with subscription key managementnot Yodlee
  • Self hosting an open source API management layer on premisesnot Yodlee

Yodlee

  • A wealth platform that needs held-away brokerage holdings as well as bank balances to show a client their complete positionnot WSO2 API Manager
  • A lender doing cash flow underwriting that needs several years of transaction history rather than the ninety days newer aggregators returnnot WSO2 API Manager
  • A financial institution needing statement and tax document retrieval alongside transaction datanot WSO2 API Manager
  • A firm operating in several countries that wants one aggregator rather than a US provider plus a European onenot WSO2 API Manager

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

WSO2 API Manager

  • The free open source distribution does not include a subscription to the WSO2 Update service, so continuous improvements and security patches require a paid subscription
  • A commercial production licence is not part of the free download and comes only with a subscription
  • No subscription price is published; Basic Support and Enterprise Support both require contacting sales for a quote
  • 24x7x365 coverage requires Enterprise Support; the general query SLA is one business day
  • A Customer Success Manager is a paid optional add on covering business hours only
  • Consulting services and WSO2 Private Cloud hosting are quoted separately

Yodlee

  • Ownership has changed twice in two years, from Envestnet to Bain Capital control and then to STG in 2025, so the roadmap is now set by a financial sponsor and long term product direction is harder to rely on than it was.
  • Parts of the connection estate still depend on credential based access, which banks and regulators are phasing out in favour of FDX APIs, so coverage will shift as institutions withdraw the older method and the migration is not under your control.
  • The platform predates modern API design and developers consistently find the integration heavier and the data model more idiosyncratic than newer aggregators, which lengthens build time.
  • Pricing is enterprise shaped with annual commitments and nothing published, so small and mid sized buyers have no anchor and cannot start without a sales cycle.
  • Investment data, document retrieval and analytics are licensed on top of core aggregation, so the capabilities that justify choosing Yodlee over a cheaper rival are the ones that raise the price above it.

Pricing, plan by plan

WSO2 API Manager

Free
  • CommunityFree
    • Core API management
    • Community support
  • Commercial$undefined/monthly
    • Enterprise features
    • Technical support
    • SLA

Yodlee

On request
  • Yodlee Data Platform$undefined/year
    • Priced by connected users, refresh frequency and data types
    • Investment and document retrieval licensed separately from core aggregation
    • Enterprise agreements with annual commitments

Which should you pick?

Choose WSO2 API Manager if

  • You need api gateway.
  • You want to start without paying.
  • You work on Java, Linux, Docker, Kubernetes.
  • You also want api designer.
WSO2 API Manager review

Choose Yodlee if

  • You need account aggregation.
  • You work on API, Web.
  • You also want long transaction history.
Yodlee review

Questions people ask

Is WSO2 API Manager or Yodlee better?
Neither clearly leads. WSO2 API Manager starts at Free and Yodlee at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, WSO2 API Manager or Yodlee?
WSO2 API Manager has a free tier; the other does not. Paid plans start at Free for WSO2 API Manager and On request for Yodlee.
Does WSO2 API Manager or Yodlee run on more platforms?
WSO2 API Manager runs on Java, Linux, Docker, Kubernetes. Yodlee runs on API, Web.
Can I use WSO2 API Manager for free?
Yes. WSO2 API Manager has a free tier, so you can try it without paying. Yodlee starts at On request.
What is WSO2 API Manager best used for?
WSO2 API Manager is most often used for publishing, securing and rate limiting apis behind a gateway, running an api developer portal with subscription key management, self hosting an open source api management layer on premises. Of those, publishing, securing and rate limiting apis behind a gateway and running an api developer portal with subscription key management are not what Yodlee is typically brought in for.
What can WSO2 API Manager do that Yodlee cannot?
WSO2 API Manager covers API Gateway, API Designer, Developer Portal, LDAP. Yodlee covers Account aggregation, Long transaction history, Investment and holdings data, Account verification.

Answered from the vendors’ own pages

WSO2 API Manager: How is WSO2 API Manager priced?

WSO2 API Manager pricing is not published on their website. As an enterprise API management platform, pricing is custom-quoted based on deployment model and organizational requirements.

Source
Yodlee: Who owns Yodlee now?

Private equity firm STG, which acquired it from Envestnet in a deal closing in 2025. Envestnet, itself taken private by Bain Capital and Reverence Capital in 2024, retained access through a partnership.

WSO2 API Manager: Does WSO2 API Manager offer different pricing for on-premises versus cloud deployments?

WSO2 API Manager supports multiple deployment options including on-premises and cloud, but pricing structures for different deployment models are not publicly disclosed.

Source
Yodlee: Why choose Yodlee over Plaid?

Longer transaction history, deeper investment and held-away account coverage, and document retrieval. Those are wealth management and underwriting requirements rather than consumer fintech ones.

WSO2 API Manager: What deployment flexibility does WSO2 API Manager provide?

WSO2 API Manager enables flexible deployment on-premises or in cloud environments, but specific pricing tiers for each deployment model require contacting WSO2 sales.

Source
Yodlee: Does it still use screen scraping?

Parts of the estate rely on credential based connections, which the industry is phasing out in favour of regulated APIs. Ask for direct API coverage by institution before signing.

WSO2 API Manager: How would I request a WSO2 API Manager pricing quote?

Organizations can request pricing quotes by contacting WSO2 sales through their website. Custom quotes depend on API volume, deployment model, and feature requirements.

Source
Yodlee: Is pricing published?

No. It is quoted by connected users, refresh frequency and data types, with investment data and document retrieval priced separately.

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