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Developer Tools · head to head

Steampipe vs Zeta

Steampipe logo

Steampipe

Developer Tools

Query cloud APIs, SaaS tools and code with SQL, with no extract or load step

From
Free
Free plan
Yes
Full reviewWebsite
Zeta logo

Zeta

Technology

Cloud native credit card processing and core banking from Bhavin Turakhia's Zeta

From
On request
Free plan
No
Full reviewWebsite

The short version

  • Only Steampipe has a free tier, so it costs nothing to try first.
  • Each has a real cost: Steampipe aGPL-3.0 across all four engines is a procurement blocker at organisations that ban the licence outright, and the network clause reaches any internal portal or service that puts a web interface in front of it.; Zeta it competes against card processors with decades of production track record, and in card processing an outage is a public event, so a shorter operational history is a genuine risk factor rather than a technicality.
  • They diverge on capability: Steampipe covers SQL over live APIs, Zeta covers Tachyon card processing.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Steampipe and Zeta actually diverge.

Attributes where Steampipe and Zeta differ
AttributeSteampipeZeta
Starting priceFreeOn request
Pricing modelOpen source, with paid hosting through Turbot Pipesquote
Free tierYesNo
PlatformsmacOS, Linux, Windows, Docker, WebWeb, API, Cloud, iOS, Android
CategoryDeveloper ToolsTechnology

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Steampipe

  • SQL over live APIs
  • Wide plugin set
  • Embedded Postgres
  • Compliance benchmarks
  • Joins across providers
  • Hosted option

Only in Zeta

  • Tachyon card processing
  • Real time authorisation
  • Rewards and offers engine
  • Core banking modules
  • Programme configuration
  • Mobile and web SDKs
  • Fraud and controls
  • Cloud deployment

What people use each for

The jobs each tool is most often brought in to do.

Steampipe

  • Security teams answering posture questions against live cloud accounts rather than a nightly exportnot Zeta
  • Compliance evidence gathering where the answer must reflect the account at the moment it is askednot Zeta
  • Inventory and drift questions spanning several cloud providers in one querynot Zeta
  • Engineers who would rather write SQL than learn each provider command line toolnot Zeta

Zeta

  • A United States bank whose card platform makes launching a new rewards product a multi quarter vendor projectnot Steampipe
  • An issuer that wants authorisation level controls and real time data rather than end of day filesnot Steampipe
  • A large fintech launching a credit card programme at scale with custom product logicnot Steampipe
  • A bank consolidating card and deposit processing onto one modern platformnot Steampipe

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Steampipe

  • AGPL-3.0 across all four engines is a procurement blocker at organisations that ban the licence outright, and the network clause reaches any internal portal or service that puts a web interface in front of it.
  • Dashboards, benchmarks and mods were removed from Steampipe entirely at version 1.0 in October 2024 and now live in a separate product, so pre-2024 documentation and tutorials describe commands that no longer exist.
  • Live querying is bound by cloud provider API rate limits and keeps no persistent store by default, which is why a separate DuckDB-backed product exists for log volumes and why large accounts return slowly.
  • The company is fifteen people and bootstrapped, maintaining four command line tools plus a hosted service plus two further products, and the newer tools have thin community traction relative to that surface area.
  • Hosted tiers include only three users regardless of tier, with additional Enterprise users charged separately, so a team of thirty costs an order of magnitude more than the headline figure before compute and storage are counted.

Zeta

  • It competes against card processors with decades of production track record, and in card processing an outage is a public event, so a shorter operational history is a genuine risk factor rather than a technicality.
  • Contracts are enterprise scale and quoted with volume minimums, which puts it out of reach of small issuers who would otherwise benefit most from modern tooling.
  • A card portfolio migration runs twelve to twenty four months at minimum, during which the issuer runs two platforms and pays for both.
  • Zeta is a processor rather than a licence holder, so network membership, BIN sponsorship and regulatory obligations remain entirely with the issuer.
  • Public references for large live United States production volumes are fewer than the announcements imply, so diligence should insist on active account counts and uptime history rather than partnership press releases.

Pricing, plan by plan

Steampipe

Free
  • Steampipe CLIFree
    • AGPL-3.0
    • All plugins
    • No user or query limits
  • Pipes DeveloperFree
    • One user
    • 400 compute minutes
    • 3GB storage
  • Pipes Team$49/month
    • Three users
    • 2,000 compute minutes
    • 20GB storage
  • Pipes Enterprise$249/month
    • Three users
    • 10,000 compute minutes
    • 100GB storage

Zeta

On request
  • Tachyon platform$undefined/year
    • Quoted per institution, commonly on active accounts or transaction volume
    • Implementation for a card portfolio migration measured in quarters to years
    • Minimum volume commitments typical on enterprise contracts

Which should you pick?

Choose Steampipe if

  • You need sql over live apis.
  • You want to start without paying.
  • You work on macOS, Linux, Windows, Docker, Web.
  • You also want wide plugin set.
Steampipe review

Choose Zeta if

  • You need tachyon card processing.
  • You work on Web, API, Cloud, iOS, Android.
  • You also want real time authorisation.
Zeta review

Questions people ask

Is Steampipe or Zeta better?
Neither clearly leads. Steampipe starts at Free and Zeta at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Steampipe or Zeta?
Steampipe has a free tier; the other does not. Paid plans start at Free for Steampipe and On request for Zeta.
Does Steampipe or Zeta run on more platforms?
Steampipe runs on macOS, Linux, Windows, Docker, Web. Zeta runs on Web, API, Cloud, iOS, Android.
Can I use Steampipe for free?
Yes. Steampipe has a free tier, so you can try it without paying. Zeta starts at On request.
What is Steampipe best used for?
Steampipe is most often used for security teams answering posture questions against live cloud accounts rather than a nightly export, compliance evidence gathering where the answer must reflect the account at the moment it is asked, inventory and drift questions spanning several cloud providers in one query, engineers who would rather write sql than learn each provider command line tool. Of those, security teams answering posture questions against live cloud accounts rather than a nightly export and compliance evidence gathering where the answer must reflect the account at the moment it is asked are not what Zeta is typically brought in for.
What can Steampipe do that Zeta cannot?
Steampipe covers SQL over live APIs, Wide plugin set, Embedded Postgres, Compliance benchmarks. Zeta covers Tachyon card processing, Real time authorisation, Rewards and offers engine, Core banking modules.

Answered from the vendors’ own pages

Steampipe: When did Steampipe become AGPL?

May 2021, about four months after the project went public. It is a settled licence rather than a recent change, and predates the Business Source Licence wave it is often confused with.

Zeta: Which Zeta is this?

The banking technology company founded by Bhavin Turakhia, which builds the Tachyon card processing and core banking platform. Not any similarly named payroll or accounting product.

Steampipe: Where did the dashboards and benchmarks go?

Into Powerpipe. They were deprecated in March 2024 and removed from Steampipe at version 1.0 in October 2024, so the check, dashboard, mod and variable commands are gone.

Zeta: What is its strongest use case?

United States credit card issuing and processing, where legacy platforms make product changes slow and expensive.

Steampipe: Is it fast on a large cloud estate?

Not always. Queries call provider APIs at request time, so rate limits rather than query planning set the pace, and there is no persistent store by default.

Zeta: Does Zeta provide the BIN or licence?

No. It processes. Network membership, BIN sponsorship and regulatory obligations stay with the issuer.

Steampipe: Does the AGPL affect internal use?

Running it internally for your own analysis is fine. Putting a web interface in front of it that other people use is where the network clause becomes a question for your legal team.

Steampipe: Is a bootstrapped vendor a risk?

It cuts both ways. There is no investor pressure toward a licence change or an exit, and there are also fifteen people supporting a large product surface.

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