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E-Commerce · head to head

Memberful vs Square

Memberful logo

Memberful

E-Commerce

Membership platform for creators to sell subscriptions, courses and gated content

From
$49/month
Rated
-
Square logo

Square

E-Commerce

Powering the economy

From
Free
Rated
-

The short version

  • Only Square has a free tier, so it costs nothing to try first.
  • Each has a real cost: Memberful charges a 4.9% transaction fee on top of the flat monthly fee on the Standard plan.; Square plus plan pricing not specified in documentation
  • They diverge on capability: Memberful covers Membership checkout, Square covers Payment processing.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Memberful and Square actually diverge.

Attributes where Memberful and Square differ
AttributeMemberfulSquare
Starting price$49/monthFree
Pricing modelsubscriptionfreemium
Free tierNoYes
Platformsweb, apiPOS (Mobile app), Web
Founded20132009

Identical on both: user rating (Not yet rated), category (E-Commerce).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Memberful

  • Membership checkout
  • Flexible subscriptions
  • Member management
  • Landing page builder
  • Dynamic paywalls
  • Third-party integrations

Only in Square

  • Payment processing
  • Point of sale
  • Invoicing
  • Payroll
  • Banking
  • QuickBooks
  • WooCommerce
  • Wix

What people use each for

The jobs each tool is most often brought in to do.

Memberful

  • Selling paid membership subscriptions from an existing websitenot Square
  • Gating podcast, newsletter or course content behind a paywallnot Square
  • Running a WordPress site with paid member-only contentnot Square
  • Offering one-time purchases alongside recurring membershipsnot Square

Square

  • Accept payments with all-in-one POS applicationnot Memberful
  • Online ordering and basic website creationnot Memberful
  • Invoicing and appointment bookingnot Memberful
  • Staff scheduling and loyalty programmesnot Memberful

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Memberful

  • Charges a 4.9% transaction fee on top of the flat monthly fee on the Standard plan.
  • Requires a separate Stripe account, adding setup complexity compared to all-in-one checkout platforms.
  • Lacks built-in course-hosting depth found in dedicated learning management platforms.
  • No free plan beyond the pre-launch trial period; charges begin once payments go live.

Square

  • Plus plan pricing not specified in documentation
  • Processing fees differ by tier but exact rates not detailed
  • Free plan pricing mentioned but specific features for Plus unclear
  • Text marketing charged at 3¢ per message after first 500 included

Pricing, plan by plan

Memberful

$49/month
  • Standard$49/month
    • 4.9% transaction fee
    • Full platform access
    • Free until you go live
  • Enterprise$undefined/mo
    • Custom volume-based rates
    • Premium services and success management
    • Dedicated migration support

Square

Free
  • FreeFree
    • Accept payments with all-in-one POS app
    • Online site builder (ordering profiles, basic websites, online stores, booking sites)
    • Item library and inventory tracking
  • Plus$null/mo
    • All Free plan features
    • Advanced POS features for food, retail, and appointments
    • Lower processing fees on card transactions

Which should you pick?

Choose Memberful if

  • You need membership checkout.
  • You work on web, api.
  • You also want flexible subscriptions.

Choose Square if

  • You need payment processing.
  • You want to start without paying.
  • You work on POS (Mobile app), Web.
  • You also want point of sale.

Questions people ask

Is Memberful or Square better?
Neither clearly leads. Memberful starts at $49/month and Square at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Memberful or Square?
Square has a free tier; the other does not. Paid plans start at $49/month for Memberful and Free for Square.
Does Memberful or Square run on more platforms?
Memberful runs on web, api. Square runs on POS (Mobile app), Web.
Can I use Square for free?
Yes. Square has a free tier, so you can try it without paying. Memberful starts at $49/month.
What is Memberful best used for?
Memberful is most often used for selling paid membership subscriptions from an existing website, gating podcast, newsletter or course content behind a paywall, running a wordpress site with paid member-only content, offering one-time purchases alongside recurring memberships. Of those, selling paid membership subscriptions from an existing website and gating podcast, newsletter or course content behind a paywall are not what Square is typically brought in for.
What can Memberful do that Square cannot?
Memberful covers Membership checkout, Flexible subscriptions, Member management, Landing page builder. Square covers Payment processing, Point of sale, Invoicing, Payroll.

Answered from the vendors’ own pages

Memberful: What does Memberful cost?

Memberful's Standard plan costs $49/month plus a 4.9% transaction fee, while larger organizations can get custom volume-based rates on the Enterprise plan.

Source
Square: Does Square offer a free plan?

Yes, Square's free plan includes an all-in-one POS app, online site builder, item library and inventory tracking, invoicing, appointment scheduling, staff calendars, and checking and savings account access. No subscription fees are charged.

Source
Memberful: Is there a free plan, and what are its limits?

Memberful can be used for free while setting up a membership site, with no charges incurred until the creator goes live and starts accepting payments.

Source
Square: What does Square Plus add compared to the free plan?

Square Plus adds advanced POS features for food and retail, lower processing fees on card transactions, custom loyalty programs, unlimited email marketing campaigns, text messaging, and staff scheduling and attendance tracking.

Source
Memberful: What does Memberful integrate with?

Memberful integrates with WordPress, Mailchimp, Discord and Kit, among other tools, to connect membership data with existing sites and marketing systems.

Source
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