Is Mollie or Shopify better?

Neither clearly leads. Mollie starts at £0.3/transaction and Shopify at $24/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Mollie or Shopify?

Mollie starts at £0.3/transaction and Shopify at $24/month.

Does Mollie or Shopify run on more platforms?

Mollie runs on Web, iOS, Android, API. Shopify runs on Web.

What is Mollie best used for?

Mollie is most often used for a dutch or belgian shop where most customers pay by ideal or bancontact and the flat 30p beats a percentage rate on high-value baskets, a small merchant that wants published pricing rather than a sales call before it can model card costs, a subscription business in the eea collecting by sepa direct debit mandate instead of card, a marketplace or platform that needs one integration covering the main european local methods. Of those, a dutch or belgian shop where most customers pay by ideal or bancontact and the flat 30p beats a percentage rate on high-value baskets and a small merchant that wants published pricing rather than a sales call before it can model card costs are not what Shopify is typically brought in for.

What can Mollie do that Shopify cannot?

Mollie covers Local payment methods, Published rate card, Hosted checkout and payment links, Subscriptions API. Shopify covers Hosted ecommerce platform, Payment processing, Inventory management, Order tracking.

E-Commerce · head to head

Mollie vs Shopify

Mollie

E-Commerce

European payment service provider with published per-transaction rates and no monthly fee on the online plan

From: £0.3/transaction
Rated: -

Full review Website

Shopify

E-Commerce

The most trusted ecommerce platform to start, grow, and scale your business

From: $24/month
Rated: -

Full review Website

The short version

Each has a real cost: Mollie non-European cards cost 3.25% plus 20p against 1.20% plus 20p for UK domestic consumer cards, so a merchant with significant traffic from the US or Asia pays close to triple the domestic rate on that revenue.; Shopify using any payment provider other than Shopify Payments adds a transaction fee on top of the card rate, at 2% on Basic falling to 0.2% on Plus
They diverge on capability: Mollie covers Local payment methods, Shopify covers Hosted ecommerce platform.
Prices and features above were last checked on 15 September 2026.

Where they differ

Only the attributes on which Mollie and Shopify actually diverge.

Attributes where Mollie and Shopify differ
Attribute	Mollie	Shopify
Starting price	£0.3/transaction	$24/month
Pricing model	Per transaction by payment method	subscription
Platforms	Web, iOS, Android, API	Web
Founded	Unknown	2006

Identical on both: free tier (No), user rating (Not yet rated), category (E-Commerce).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Mollie

Local payment methods
Published rate card
Hosted checkout and payment links
Subscriptions API
Point of sale terminals
Plugin ecosystem
Multicurrency settlement

Only in Shopify

Hosted ecommerce platform
Payment processing
Inventory management
Order tracking
Marketing automation
Apps and integrations
Multi-channel selling
SSL certificate

What people use each for

The jobs each tool is most often brought in to do.

Mollie

A Dutch or Belgian shop where most customers pay by iDEAL or Bancontact and the flat 30p beats a percentage rate on high-value basketsnot Shopify
A small merchant that wants published pricing rather than a sales call before it can model card costsnot Shopify
A subscription business in the EEA collecting by SEPA Direct Debit mandate instead of cardnot Shopify
A marketplace or platform that needs one integration covering the main European local methodsnot Shopify

Shopify

Running a hosted ecommerce store with payments and fulfilmentnot Mollie
Selling across online, in person and social channels from one cataloguenot Mollie

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Mollie

Non-European cards cost 3.25% plus 20p against 1.20% plus 20p for UK domestic consumer cards, so a merchant with significant traffic from the US or Asia pays close to triple the domestic rate on that revenue.
Coverage is built around European methods, so if you expand into Latin America or Southeast Asia you will need a second processor and a second reconciliation process rather than extending Mollie.
The in-person Pro plan requires a one-year contract and charges 20 pounds a month per additional terminal, so a shop with four tills pays 80 pounds a month in terminal fees before any transaction cost.
Mollie offers no interchange-plus option publicly, so large merchants cannot see or benefit from falling interchange the way they could on a cost-plus contract with an acquirer.
The developer tooling and reporting are lighter than the largest processors, so finance teams that want detailed fee breakdowns or granular reconciliation exports often end up building that layer themselves.

Shopify

Using any payment provider other than Shopify Payments adds a transaction fee on top of the card rate, at 2% on Basic falling to 0.2% on Plus
That fee makes the cheapest plan the most expensive place to use an outside processor, which is the opposite of how plans usually work
Card rates also improve with the plan, from 2.9% on Basic to 2.7% on Advanced
Amex is charged at a higher rate than other cards on every plan below Plus
Plus starts at $2,300 a month
The advertised lower monthly prices require paying a year up front

Pricing, plan by plan

Mollie

£0.3/transaction

Online paymentsFree
- No monthly fee
- UK domestic consumer cards 1.20% + 20p
- European and commercial cards 2.90% + 20p
In person, pay as you goFree
- No monthly commitment
- Per-transaction terminal rates
- One terminal
In person, Pro$20/month
- Lower per-transaction terminal rates
- One-year contract required
- Each additional terminal 20 pounds per month

Shopify

$24/month

Basic$24/month
- For solo entrepreneurs
- $32/month on monthly billing
- 2.9% + AED1.00 transaction fee (standard cards)
Grow$69/month
- For small teams
- $92/month on monthly billing
- 2.8% + AED1.00 transaction fee (standard cards)
Advanced$299/month
- For global reach
- $399/month on monthly billing
- 2.7% + AED1.00 transaction fee (standard cards)
Plus$2300/month
- For complex businesses
- most competitive transaction rates

Which should you pick?

Choose Mollie if

You need local payment methods.
You work on Web, iOS, Android, API.
You also want published rate card.

Mollie review

Choose Shopify if

You need hosted ecommerce platform.
You also want payment processing.

Shopify review

Questions people ask

Is Mollie or Shopify better?: Neither clearly leads. Mollie starts at £0.3/transaction and Shopify at $24/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Mollie or Shopify?: Mollie starts at £0.3/transaction and Shopify at $24/month.
Does Mollie or Shopify run on more platforms?: Mollie runs on Web, iOS, Android, API. Shopify runs on Web.
What is Mollie best used for?: Mollie is most often used for a dutch or belgian shop where most customers pay by ideal or bancontact and the flat 30p beats a percentage rate on high-value baskets, a small merchant that wants published pricing rather than a sales call before it can model card costs, a subscription business in the eea collecting by sepa direct debit mandate instead of card, a marketplace or platform that needs one integration covering the main european local methods. Of those, a dutch or belgian shop where most customers pay by ideal or bancontact and the flat 30p beats a percentage rate on high-value baskets and a small merchant that wants published pricing rather than a sales call before it can model card costs are not what Shopify is typically brought in for.
What can Mollie do that Shopify cannot?: Mollie covers Local payment methods, Published rate card, Hosted checkout and payment links, Subscriptions API. Shopify covers Hosted ecommerce platform, Payment processing, Inventory management, Order tracking.

Answered from the vendors’ own pages

Mollie: Does Mollie charge a monthly fee?

Not on the online payments plan. You pay only per successful transaction. In-person Pro is 20 pounds a month.

Shopify: How much does Shopify cost?

Shopify's Basic tier is $24/month (or $32/month monthly), Grow is $69/month (or $92/month monthly), Advanced is $299/month (or $399/month monthly), and Plus starts at $2,300/month. Annual subscriptions include 25% discount versus monthly billing.

Source

Mollie: Is iDEAL really a flat fee?

Yes, 30p per transaction regardless of the amount, which is why it is cheaper than cards on high-value baskets.

Shopify: Does Shopify offer a free trial?

Yes, Shopify offers 3 days free, then $1/month for 3 months without requiring a credit card.

Source

Mollie: Can I use Mollie outside Europe?

You can accept non-European cards but at 3.25% plus 20p, and merchant accounts are aimed at European businesses. It is not a global processor.

Shopify: What payment processing fees does Shopify charge?

Transaction rates vary by plan: Basic charges 2.9% + AED1.00 (standard cards), Grow charges 2.8% + AED1.00, Advanced charges 2.7% + AED1.00, and Plus offers the most competitive rates. American Express charges 0.1% higher across all plans.

Source

Mollie: Does Mollie do interchange plus?

Not publicly. The published rates are blended, so falling interchange does not flow through to you automatically.

Mollie vs Shopify

Mollie

Shopify

The short version

Where they differ

What each one covers

Only in Mollie

Only in Shopify

What people use each for

Mollie

Shopify

Where each one falls short

Mollie

Shopify

Pricing, plan by plan

Mollie

Shopify

Which should you pick?

Choose Mollie if

Choose Shopify if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Mollie

More on Shopify

Keep looking

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