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E-Commerce · head to head

Mollie vs Squarespace Commerce

Mollie logo

Mollie

E-Commerce

European payment service provider with published per-transaction rates and no monthly fee on the online plan

From
£0.3/transaction
Rated
-
Squarespace Commerce logo

Squarespace Commerce

E-Commerce

All-in-one website builder and ecommerce platform

From
On request
Rated
-

The short version

  • Each has a real cost: Mollie non-European cards cost 3.25% plus 20p against 1.20% plus 20p for UK domestic consumer cards, so a merchant with significant traffic from the US or Asia pays close to triple the domestic rate on that revenue.; Squarespace Commerce the entry plan charges a 2% transaction fee on online store sales on top of payment processing
  • They diverge on capability: Mollie covers Local payment methods, Squarespace Commerce covers Website builder.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Mollie and Squarespace Commerce actually diverge.

Attributes where Mollie and Squarespace Commerce differ
AttributeMollieSquarespace Commerce
Starting price£0.3/transactionOn request
Pricing modelPer transaction by payment methodsubscription
PlatformsWeb, iOS, Android, APIWeb
FoundedUnknown2003

Identical on both: free tier (No), user rating (Not yet rated), category (E-Commerce).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Mollie

  • Local payment methods
  • Published rate card
  • Hosted checkout and payment links
  • Subscriptions API
  • Point of sale terminals
  • Plugin ecosystem
  • Multicurrency settlement

Only in Squarespace Commerce

  • Website builder
  • Ecommerce platform
  • Mobile optimization
  • Email marketing
  • Analytics
  • Domain registration
  • SSL certificate
  • Customer accounts

What people use each for

The jobs each tool is most often brought in to do.

Mollie

  • A Dutch or Belgian shop where most customers pay by iDEAL or Bancontact and the flat 30p beats a percentage rate on high-value basketsnot Squarespace Commerce
  • A small merchant that wants published pricing rather than a sales call before it can model card costsnot Squarespace Commerce
  • A subscription business in the EEA collecting by SEPA Direct Debit mandate instead of cardnot Squarespace Commerce
  • A marketplace or platform that needs one integration covering the main European local methodsnot Squarespace Commerce

Squarespace Commerce

  • Website building and hostingnot Mollie
  • eCommerce and online store managementnot Mollie
  • Digital content and membership salesnot Mollie
  • Service booking and schedulingnot Mollie

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Mollie

  • Non-European cards cost 3.25% plus 20p against 1.20% plus 20p for UK domestic consumer cards, so a merchant with significant traffic from the US or Asia pays close to triple the domestic rate on that revenue.
  • Coverage is built around European methods, so if you expand into Latin America or Southeast Asia you will need a second processor and a second reconciliation process rather than extending Mollie.
  • The in-person Pro plan requires a one-year contract and charges 20 pounds a month per additional terminal, so a shop with four tills pays 80 pounds a month in terminal fees before any transaction cost.
  • Mollie offers no interchange-plus option publicly, so large merchants cannot see or benefit from falling interchange the way they could on a cost-plus contract with an acquirer.
  • The developer tooling and reporting are lighter than the largest processors, so finance teams that want detailed fee breakdowns or granular reconciliation exports often end up building that layer themselves.

Squarespace Commerce

  • The entry plan charges a 2% transaction fee on online store sales on top of payment processing
  • Digital content and membership sales carry their own fee, up to 7% on the lowest tier
  • The entry plan is limited to 2 contributors
  • Reaching a 0% transaction fee requires moving up from the entry plan

Pricing, plan by plan

Mollie

£0.3/transaction
  • Online paymentsFree
    • No monthly fee
    • UK domestic consumer cards 1.20% + 20p
    • European and commercial cards 2.90% + 20p
  • In person, pay as you goFree
    • No monthly commitment
    • Per-transaction terminal rates
    • One terminal
  • In person, Pro$20/month
    • Lower per-transaction terminal rates
    • One-year contract required
    • Each additional terminal 20 pounds per month

Squarespace Commerce

On request
  • Basic Plan$null/month
    • Designer templates included
    • Drag-and-drop editor
    • Free custom domain (annual plans only)
  • Standard Plan$null/month
    • All Basic features
    • Transaction fees: reduced rates
    • Gift cards and invoicing
  • Advanced Plan$null/month
    • All Standard features
    • Further reduced transaction fees
    • Point-of-sale capability
  • Premium Plan$null/month
    • All Advanced features
    • Lowest credit card processing rates (0% transaction fees for digital/memberships)
    • Dedicated Customer Success Manager

Which should you pick?

Choose Mollie if

  • You need local payment methods.
  • You work on Web, iOS, Android, API.
  • You also want published rate card.

Choose Squarespace Commerce if

  • You need website builder.
  • You also want ecommerce platform.

Questions people ask

Is Mollie or Squarespace Commerce better?
Neither clearly leads. Mollie starts at £0.3/transaction and Squarespace Commerce at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Mollie or Squarespace Commerce?
Mollie starts at £0.3/transaction and Squarespace Commerce at On request.
Does Mollie or Squarespace Commerce run on more platforms?
Mollie runs on Web, iOS, Android, API. Squarespace Commerce runs on Web.
What is Mollie best used for?
Mollie is most often used for a dutch or belgian shop where most customers pay by ideal or bancontact and the flat 30p beats a percentage rate on high-value baskets, a small merchant that wants published pricing rather than a sales call before it can model card costs, a subscription business in the eea collecting by sepa direct debit mandate instead of card, a marketplace or platform that needs one integration covering the main european local methods. Of those, a dutch or belgian shop where most customers pay by ideal or bancontact and the flat 30p beats a percentage rate on high-value baskets and a small merchant that wants published pricing rather than a sales call before it can model card costs are not what Squarespace Commerce is typically brought in for.
What can Mollie do that Squarespace Commerce cannot?
Mollie covers Local payment methods, Published rate card, Hosted checkout and payment links, Subscriptions API. Squarespace Commerce covers Website builder, Ecommerce platform, Mobile optimization, Email marketing.

Answered from the vendors’ own pages

Mollie: Does Mollie charge a monthly fee?

Not on the online payments plan. You pay only per successful transaction. In-person Pro is 20 pounds a month.

Squarespace Commerce: How much does Squarespace cost?

Squarespace does not publish specific plan prices on their pricing page. Four tiers (Basic, Standard, Advanced, Premium) are listed with descriptions of features and benefits. Annual subscriptions offer up to 36% savings compared to monthly billing.

Source
Mollie: Is iDEAL really a flat fee?

Yes, 30p per transaction regardless of the amount, which is why it is cheaper than cards on high-value baskets.

Squarespace Commerce: Does Squarespace offer a free trial?

Yes, Squarespace provides a 14-day free trial with no credit card required. You can upgrade to a paid plan at any time during or after your trial, and there are no long-term contracts required.

Source
Mollie: Can I use Mollie outside Europe?

You can accept non-European cards but at 3.25% plus 20p, and merchant accounts are aimed at European businesses. It is not a global processor.

Squarespace Commerce: What are Squarespace's transaction fees?

Transaction fees start at 2% on the Basic plan and decrease as you upgrade, reaching 0% for digital content and memberships on the Premium tier. Card processing rates also decrease by tier, reaching the lowest rates on Premium.

Source
Mollie: Does Mollie do interchange plus?

Not publicly. The published rates are blended, so falling interchange does not flow through to you automatically.

Squarespace Commerce: How many AI credits does each Squarespace plan include?

AI credits range from 10 to 120 monthly depending on the plan tier, but specific allocations per plan are not detailed on the public pricing page.

Source
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