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Cybersecurity · head to head

Sardine vs Shift Technology

Sardine logo

Sardine

Cybersecurity

Device intelligence and behaviour biometrics for fraud and compliance

From
On request
Rated
-
Shift Technology logo

Shift Technology

Insurance

AI-native fraud detection for insurance

From
On request
Rated
-

The short version

  • Each has a real cost: Sardine signal quality depends on the SDK being embedded in your own web and mobile clients, so fraud improvements become dependent on your app release cycle and any coverage gap is a blind spot.; Shift Technology pricing not published on vendor website, requires demo request and quotation
  • They diverge on capability: Sardine covers Device intelligence, Shift Technology covers Fraud detection.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Sardine and Shift Technology actually diverge.

Attributes where Sardine and Shift Technology differ
AttributeSardineShift Technology
Pricing modelquotesubscription
PlatformsWeb, iOS, AndroidWeb, Api
CategoryCybersecurityInsurance
FoundedUnknown2014

Identical on both: starting price (On request), free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Sardine

  • Device intelligence
  • Behaviour biometrics
  • Scam detection
  • Onboarding risk scoring
  • AML transaction monitoring
  • Dispute and chargeback handling
  • Rules editor

Only in Shift Technology

  • Fraud detection
  • Claims automation
  • Document intelligence
  • Network analysis
  • Real-time scoring
  • Investigation workbench
  • Predictive analytics
  • Machine learning models

What people use each for

The jobs each tool is most often brought in to do.

Sardine

  • A neobank losing money to authorised push payment scams where the customer genuinely approved the transfernot Shift Technology
  • A crypto exchange trying to detect accounts being operated by remote access rather than by their ownernot Shift Technology
  • A fintech seeing synthetic identity signups that pass document verification but share device characteristicsnot Shift Technology
  • A lender wanting first party fraud signals at application time that a credit bureau file does not containnot Shift Technology

Shift Technology

  • Fraud detectionnot Sardine
  • Claims automationnot Sardine
  • SIU operationsnot Sardine
  • Subrogationnot Sardine
  • Underwriting risknot Sardine

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Sardine

  • Signal quality depends on the SDK being embedded in your own web and mobile clients, so fraud improvements become dependent on your app release cycle and any coverage gap is a blind spot.
  • Behavioural and device telemetry collection needs a documented lawful basis under GDPR, and EU privacy reviews frequently delay rollouts that were scoped as engineering work.
  • Pricing is per session or per active user, so a consumer product with many low value sessions pays in proportion to traffic rather than to fraud exposure.
  • As a younger private company it lacks the enforcement-tested audit history that a bank examiner expects, which makes it a harder sell inside a regulated bank than inside a fintech.
  • It is strongest on session-time signals and weaker as a system of record for long horizon AML typologies, so larger institutions end up running it alongside a traditional monitoring platform rather than instead of one.

Shift Technology

  • Pricing not published on vendor website, requires demo request and quotation
  • No self-service onboarding; dedicated sales consultation mandatory
  • Solution requires on-premises deployment or custom SaaS configuration

Pricing, plan by plan

Sardine

On request
  • Sardine$undefined/year
    • Priced per user session or per monthly active user
    • Annual contract with volume commitment
    • SDK for web, iOS and Android

Shift Technology

On request
  • Fraud Detection$undefined/year
    • Claims fraud detection
    • Network analysis
    • Real-time scoring
  • Claims Automation$undefined/year
    • Document analysis
    • Automated extraction
    • Workflow automation
  • Enterprise Suite$undefined/year
    • All modules
    • Custom models
    • Global deployment

Which should you pick?

Choose Sardine if

  • You need device intelligence.
  • You work on Web, iOS, Android.
  • You also want behaviour biometrics.

Choose Shift Technology if

  • You need fraud detection.
  • You work on Web, Api.
  • You also want claims automation.

Questions people ask

Is Sardine or Shift Technology better?
Neither clearly leads. Sardine starts at On request and Shift Technology at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Sardine or Shift Technology?
Sardine starts at On request and Shift Technology at On request.
Does Sardine or Shift Technology run on more platforms?
Sardine runs on Web, iOS, Android. Shift Technology runs on Web, Api.
What is Sardine best used for?
Sardine is most often used for a neobank losing money to authorised push payment scams where the customer genuinely approved the transfer, a crypto exchange trying to detect accounts being operated by remote access rather than by their owner, a fintech seeing synthetic identity signups that pass document verification but share device characteristics, a lender wanting first party fraud signals at application time that a credit bureau file does not contain. Of those, a neobank losing money to authorised push payment scams where the customer genuinely approved the transfer and a crypto exchange trying to detect accounts being operated by remote access rather than by their owner are not what Shift Technology is typically brought in for.
What can Sardine do that Shift Technology cannot?
Sardine covers Device intelligence, Behaviour biometrics, Scam detection, Onboarding risk scoring. Shift Technology covers Fraud detection, Claims automation, Document intelligence, Network analysis.

Answered from the vendors’ own pages

Sardine: Does Sardine do document verification?

It focuses on device, behavioural and transaction signals, and integrates identity verification providers rather than being one. Treat it as complementary to a KYC vendor.

Shift Technology: How much does Shift Technology cost?

Shift Technology does not publish pricing on its website. The vendor requires a demo request and direct sales contact for custom quotations tailored to deployment scope and use cases. Pricing is quote-based and depends on specific implementation needs.

Source
Sardine: What does it need from us to work?

An SDK in your web and mobile applications plus transaction feeds. Without the client side collector you lose the signals that differentiate it.

Shift Technology: What is Shift Technology's licensing model?

Shift Technology operates on a custom licensing model rather than standardized tiers. Pricing and licensing are determined through consultation with the vendor based on the number of users, data volume, and specific insurance processes being automated.

Source
Sardine: Is pricing published?

No. It is quoted, typically per session or per monthly active user with an annual volume commitment.

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