Softwr

Insurance · head to head

FRISS vs Sardine

FRISS logo

FRISS

Insurance

Trust automation for insurance

From
On request
Rated
-
Full reviewWebsite
Sardine logo

Sardine

Cybersecurity

Device intelligence and behaviour biometrics for fraud and compliance

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: FRISS no pricing plans, tiers, or costs are published on the website; Sardine signal quality depends on the SDK being embedded in your own web and mobile clients, so fraud improvements become dependent on your app release cycle and any coverage gap is a blind spot.
  • They diverge on capability: FRISS covers Underwriting risk scoring, Sardine covers Device intelligence.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which FRISS and Sardine actually diverge.

Attributes where FRISS and Sardine differ
AttributeFRISSSardine
Pricing modelsubscriptionquote
PlatformsWeb, ApiWeb, iOS, Android
CategoryInsuranceCybersecurity
Founded2006Unknown

Identical on both: starting price (On request), free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in FRISS

  • Underwriting risk scoring
  • Claims fraud detection
  • Network analysis
  • Real-time decisioning
  • Third-party data enrichment
  • Case management
  • Predictive analytics
  • Compliance monitoring

Only in Sardine

  • Device intelligence
  • Behaviour biometrics
  • Scam detection
  • Onboarding risk scoring
  • AML transaction monitoring
  • Dispute and chargeback handling
  • Rules editor

What people use each for

The jobs each tool is most often brought in to do.

FRISS

  • Fraud detectionnot Sardine
  • Risk assessmentnot Sardine
  • Underwriting automationnot Sardine
  • Claims investigationnot Sardine
  • Compliancenot Sardine

Sardine

  • A neobank losing money to authorised push payment scams where the customer genuinely approved the transfernot FRISS
  • A crypto exchange trying to detect accounts being operated by remote access rather than by their ownernot FRISS
  • A fintech seeing synthetic identity signups that pass document verification but share device characteristicsnot FRISS
  • A lender wanting first party fraud signals at application time that a credit bureau file does not containnot FRISS

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

FRISS

  • No pricing plans, tiers, or costs are published on the website
  • Requires direct contact through 'Let's talk' call-to-action for pricing inquiries

Sardine

  • Signal quality depends on the SDK being embedded in your own web and mobile clients, so fraud improvements become dependent on your app release cycle and any coverage gap is a blind spot.
  • Behavioural and device telemetry collection needs a documented lawful basis under GDPR, and EU privacy reviews frequently delay rollouts that were scoped as engineering work.
  • Pricing is per session or per active user, so a consumer product with many low value sessions pays in proportion to traffic rather than to fraud exposure.
  • As a younger private company it lacks the enforcement-tested audit history that a bank examiner expects, which makes it a harder sell inside a regulated bank than inside a fintech.
  • It is strongest on session-time signals and weaker as a system of record for long horizon AML typologies, so larger institutions end up running it alongside a traditional monitoring platform rather than instead of one.

Pricing, plan by plan

FRISS

On request
  • Underwriting$undefined/year
    • Risk scoring
    • Application fraud detection
    • Real-time assessment
  • Claims$undefined/year
    • Claims fraud detection
    • Network analysis
    • Investigation prioritization
  • Enterprise Platform$undefined/year
    • All modules
    • Custom models
    • Advanced analytics

Sardine

On request
  • Sardine$undefined/year
    • Priced per user session or per monthly active user
    • Annual contract with volume commitment
    • SDK for web, iOS and Android

Which should you pick?

Choose FRISS if

  • You need underwriting risk scoring.
  • You work on Web, Api.
  • You also want claims fraud detection.
FRISS review

Choose Sardine if

  • You need device intelligence.
  • You work on Web, iOS, Android.
  • You also want behaviour biometrics.
Sardine review

Questions people ask

Is FRISS or Sardine better?
Neither clearly leads. FRISS starts at On request and Sardine at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, FRISS or Sardine?
FRISS starts at On request and Sardine at On request.
Does FRISS or Sardine run on more platforms?
FRISS runs on Web, Api. Sardine runs on Web, iOS, Android.
What is FRISS best used for?
FRISS is most often used for fraud detection, risk assessment, underwriting automation, claims investigation. Of those, fraud detection and risk assessment are not what Sardine is typically brought in for.
What can FRISS do that Sardine cannot?
FRISS covers Underwriting risk scoring, Claims fraud detection, Network analysis, Real-time decisioning. Sardine covers Device intelligence, Behaviour biometrics, Scam detection, Onboarding risk scoring.

Answered from the vendors’ own pages

FRISS: How does FRISS publish pricing information?

FRISS does not publicly disclose pricing on their website. The company directs interested parties to contact their sales team directly for pricing and licensing details.

Source
Sardine: Does Sardine do document verification?

It focuses on device, behavioural and transaction signals, and integrates identity verification providers rather than being one. Treat it as complementary to a KYC vendor.

FRISS: What pricing model does FRISS use?

FRISS does not specify their pricing model on publicly available pages, requiring direct contact with their sales team to discuss pricing structure and implementation costs.

Source
Sardine: What does it need from us to work?

An SDK in your web and mobile applications plus transaction feeds. Without the client side collector you lose the signals that differentiate it.

Sardine: Is pricing published?

No. It is quoted, typically per session or per monthly active user with an annual volume commitment.

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