APIs · head to head
Sanity vs Yapily

Sanity
APIs
Headless CMS with real-time collaborative editing and structured content APIs
- From
- Free
- Rated
- -

Yapily
APIs
Open banking API infrastructure for account data and pay-by-bank payments across Europe
- From
- Free
- Rated
- -
The short version
- Each has a real cost: Sanity free plan limited to 10,000 documents and 100GB assets; Yapily production pricing itself is not published; only the resulting typical merchant transaction cost is publicly known, so the underlying platform fee still requires a sales conversation.
- They diverge on capability: Sanity covers Content API, Yapily covers Unified open banking API.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Sanity and Yapily actually diverge.
Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (APIs).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Sanity
- Content API
- Collaborative editing
- Structured content
- Webhooks
- Third-party services
- GROQ query language
- Cloud support
- JavaScript SDK support
Only in Yapily
- Unified open banking API
- Account information access
- Payment initiation
- Free sandbox
- Multi-country bank coverage
- Webhooks and reconciliation tooling
What people use each for
The jobs each tool is most often brought in to do.
Sanity
- Headless CMS for structured content managementnot Yapily
- Collaborative content editing with real-time multiplayer supportnot Yapily
- API-driven content delivery with GROQ query languagenot Yapily
Yapily
- A merchant wanting a lower-cost payment method alongside card acceptancenot Sanity
- A lending or budgeting product needing bank account data for affordability checksnot Sanity
- A business wanting one API instead of separate integrations to each bank's own open banking standardnot Sanity
- A company prototyping open banking features for free in sandbox before committing budgetnot Sanity
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Sanity
- Free plan limited to 10,000 documents and 100GB assets
- Free plan supports only public datasets
- Growth plan capped at 50 seats maximum
- Private datasets, scheduled drafts, and comments/tasks require paid plans
- Annual billing unavailable for Growth plan; Enterprise-only
Yapily
- Production pricing itself is not published; only the resulting typical merchant transaction cost is publicly known, so the underlying platform fee still requires a sales conversation.
- Consumer adoption of pay-by-bank still lags card payments, so merchants offering it as a checkout option typically see it used as a secondary rather than primary payment method.
- Coverage depends on the banks in each country maintaining reliable open banking APIs, and inconsistent bank-side reliability across markets is a known category-wide weakness, not unique to Yapily but not solved by it either.
- As infrastructure for both account data and payments, a company only needing one of those two capabilities is still evaluating a broader platform than it may need.
- Regulatory dependence on PSD2 and UK open banking rules means the underlying legal framework, not just Yapily's product, could shift and affect what is possible on the platform.
Pricing, plan by plan
Sanity
Free- FreeFree
- Up to 20 seats
- 2 public datasets only
- 10,000 documents included
- Growth$15/month
- Up to 50 seats per seat
- 2 private or public datasets
- 25,000 documents included
- Enterprise$null/month
- Custom seats
- Custom datasets
- Custom document limits
Yapily
Free- SandboxFree
- Free testing environment
- UK and European bank connections for development
- Production$undefined/month
- Pay-as-you-go pricing, exact rates not published
- Typical pay-by-bank cost of 0.1 to 0.5% or a flat 5 to 30 pence per transaction
Which should you pick?
Choose Sanity if
- You need content api.
- You want to start without paying.
- You also want collaborative editing.
Choose Yapily if
- You need unified open banking api.
- You want to start without paying.
- You work on Web, API.
- You also want account information access.
Questions people ask
- Is Sanity or Yapily better?
- Neither clearly leads. Sanity starts at Free and Yapily at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Sanity or Yapily?
- Sanity starts at Free and Yapily at Free.
- Does Sanity or Yapily run on more platforms?
- Sanity runs on Web. Yapily runs on Web, API.
- Can I use Sanity for free?
- Both have a free tier, so you can try either at no cost before committing.
- What is Sanity best used for?
- Sanity is most often used for headless cms for structured content management, collaborative content editing with real-time multiplayer support, api-driven content delivery with groq query language. Of those, headless cms for structured content management and collaborative content editing with real-time multiplayer support are not what Yapily is typically brought in for.
- What can Sanity do that Yapily cannot?
- Sanity covers Content API, Collaborative editing, Structured content, Webhooks. Yapily covers Unified open banking API, Account information access, Payment initiation, Free sandbox.
Answered from the vendors’ own pages
Sanity: What does the Sanity Free plan include?
The Free plan includes up to 20 seats, 2 public datasets, 10,000 documents, 1 million API CDN requests per month, and 2 permission roles.
SourceYapily: Is there a free way to try it?
Yes, sandbox access is free for development and testing.
Sanity: How much does Sanity Growth plan cost per user?
The Growth plan costs $15 per seat per month, with up to 50 seats, and includes 25,000 documents, 1 million API CDN requests, and 5 permission roles.
SourceYapily: How much cheaper is pay-by-bank than card payments?
Typically 0.1 to 0.5% of transaction value, or a flat 5 to 30 pence, against 1.5 to 3.5% for card scheme fees.
Sanity: What is included in Sanity Enterprise pricing?
Enterprise pricing is custom and requires contacting sales. It includes custom seat limits, custom datasets, Single Sign-On, and dedicated support.
SourceYapily: Is production pricing published?
No, production access is pay-as-you-go but exact rates require a sales conversation.
Sanity: Does Sanity offer annual billing discounts?
Annual and invoice payment options are available exclusively for Enterprise customers. Self-serve plans (Free and Growth) use monthly billing only.
SourceRelated pages
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- Yapily vs Swan
- Yapily vs Token.io
- Yapily vs Tink
- Yapily vs Volt
- Yapily vs TrueLayer
- Yapily vs Tribe Payments
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