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APIs · head to head

Hoppscotch vs Yapily

Hoppscotch logo

Hoppscotch

APIs

Open-source API development ecosystem with web-based REST client

From
Free
Rated
-
Full reviewWebsite
Yapily logo

Yapily

APIs

Open banking API infrastructure for account data and pay-by-bank payments across Europe

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Hoppscotch open-source project with no published commercial support plans or pricing; Yapily production pricing itself is not published; only the resulting typical merchant transaction cost is publicly known, so the underlying platform fee still requires a sales conversation.
  • They diverge on capability: Hoppscotch covers REST Client, Yapily covers Unified open banking API.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Hoppscotch and Yapily actually diverge.

Attributes where Hoppscotch and Yapily differ
AttributeHoppscotchYapily
Pricing modelfreemiumFree sandbox, pay-as-you-go production
PlatformsWeb, Desktop, Self-hostedWeb, API
Founded2019Unknown

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Hoppscotch

  • REST Client
  • WebSocket
  • gRPC Client
  • GitHub
  • Documentation tools
  • CI/CD
  • Web support
  • Desktop support

Only in Yapily

  • Unified open banking API
  • Account information access
  • Payment initiation
  • Free sandbox
  • Multi-country bank coverage
  • Webhooks and reconciliation tooling

What people use each for

The jobs each tool is most often brought in to do.

Hoppscotch

  • API Developmentnot Yapily
  • API Gatewaynot Yapily
  • API Testingnot Yapily
  • API Documentationnot Yapily
  • Microservicesnot Yapily

Yapily

  • A merchant wanting a lower-cost payment method alongside card acceptancenot Hoppscotch
  • A lending or budgeting product needing bank account data for affordability checksnot Hoppscotch
  • A business wanting one API instead of separate integrations to each bank's own open banking standardnot Hoppscotch
  • A company prototyping open banking features for free in sandbox before committing budgetnot Hoppscotch

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Hoppscotch

  • Open-source project with no published commercial support plans or pricing
  • No official enterprise tier or SLA information disclosed

Yapily

  • Production pricing itself is not published; only the resulting typical merchant transaction cost is publicly known, so the underlying platform fee still requires a sales conversation.
  • Consumer adoption of pay-by-bank still lags card payments, so merchants offering it as a checkout option typically see it used as a secondary rather than primary payment method.
  • Coverage depends on the banks in each country maintaining reliable open banking APIs, and inconsistent bank-side reliability across markets is a known category-wide weakness, not unique to Yapily but not solved by it either.
  • As infrastructure for both account data and payments, a company only needing one of those two capabilities is still evaluating a broader platform than it may need.
  • Regulatory dependence on PSD2 and UK open banking rules means the underlying legal framework, not just Yapily's product, could shift and affect what is possible on the platform.

Pricing, plan by plan

Hoppscotch

Free
  • Open SourceFree
    • Full REST client
    • WebSocket support
    • Community
  • Teams$8/monthly
    • Team collaboration
    • Cloud sync
    • Priority support

Yapily

Free
  • SandboxFree
    • Free testing environment
    • UK and European bank connections for development
  • Production$undefined/month
    • Pay-as-you-go pricing, exact rates not published
    • Typical pay-by-bank cost of 0.1 to 0.5% or a flat 5 to 30 pence per transaction

Which should you pick?

Choose Hoppscotch if

  • You need rest client.
  • You want to start without paying.
  • You work on Web, Desktop, Self-hosted.
  • You also want websocket.
Hoppscotch review

Choose Yapily if

  • You need unified open banking api.
  • You want to start without paying.
  • You work on Web, API.
  • You also want account information access.
Yapily review

Questions people ask

Is Hoppscotch or Yapily better?
Neither clearly leads. Hoppscotch starts at Free and Yapily at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Hoppscotch or Yapily?
Hoppscotch starts at Free and Yapily at Free.
Does Hoppscotch or Yapily run on more platforms?
Hoppscotch runs on Web, Desktop, Self-hosted. Yapily runs on Web, API.
Can I use Hoppscotch for free?
Both have a free tier, so you can try either at no cost before committing.
What is Hoppscotch best used for?
Hoppscotch is most often used for api development, api gateway, api testing, api documentation. Of those, api development and api gateway are not what Yapily is typically brought in for.
What can Hoppscotch do that Yapily cannot?
Hoppscotch covers REST Client, WebSocket, gRPC Client, GitHub. Yapily covers Unified open banking API, Account information access, Payment initiation, Free sandbox.

Answered from the vendors’ own pages

Hoppscotch: Is Hoppscotch free to use for API development?

Yes, Hoppscotch is a completely free, open-source API development ecosystem. There are no subscription fees, license costs, or registration requirements to access the core platform.

Source
Yapily: Is there a free way to try it?

Yes, sandbox access is free for development and testing.

Hoppscotch: Can I deploy Hoppscotch on my own infrastructure?

As an open-source project, Hoppscotch can be self-hosted and deployed on your own infrastructure. The source code is available for customization and deployment in private environments.

Source
Yapily: How much cheaper is pay-by-bank than card payments?

Typically 0.1 to 0.5% of transaction value, or a flat 5 to 30 pence, against 1.5 to 3.5% for card scheme fees.

Yapily: Is production pricing published?

No, production access is pay-as-you-go but exact rates require a sales conversation.

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